123 Pho - Torrance

Name: 123 Pho - Torrance
Address: 980 W 190th St A1, Torrance, CA, 90502, US

VietnameseHarbor Gateway

Reservations not listed
980 W 190th St A1
Torrance, CA 90502

Ways to pay here

What each card earns on your bill, best first.

Your bill$

Top dining cards

Best nowAmerican Express Gold Card
$325 annual fee
4x on up to $50,000 of eligible spend a year
≈$6.00
6%
With inKind: ≈$20.00 · 20%
4x Membership Rewards on dining
400 Membership Rewards · ≈$6.00 at 1.5¢ each (valuation from Aug 2025)
After you join inKind and link this card
inKind, inKind diner tier: 20% back
$20.00 cash back
Replaces the card's own dining earn here
Join inKind
Chase Sapphire Preferred Card
$95 annual fee
≈$5.40
5.4%
With inKind: ≈$20.00 · 20%
3x Chase Ultimate Rewards on dining
300 Chase Ultimate Rewards · ≈$5.40 at 1.8¢ each (valuation from Jan 2026)
After you join inKind and link this card
inKind, inKind diner tier: 20% back
$20.00 cash back
Replaces the card's own dining earn here
Join inKind
Chase Sapphire Reserve
$795 annual fee
≈$5.40
5.4%
With inKind: ≈$20.00 · 20%
3x Chase Ultimate Rewards on dining
300 Chase Ultimate Rewards · ≈$5.40 at 1.8¢ each (valuation from Jan 2026)
After you join inKind and link this card
inKind, inKind diner tier: 20% back
$20.00 cash back
Replaces the card's own dining earn here
Join inKind

Values are estimates at CardRewards point valuations. See the best cards for dining.

Best now≈6%American Express Gold Card

About

Restaurant in Harbor Gateway.

123 Pho - Torrance is at 980 W 190th St A1, Torrance. Listed with inKind as of 2026-10-11.

Dining programs here

1 dining program pays extra here on top of your card. Join one, link a card, and pay with that card.

inKind
20% back
inKind · Every day
How inKind works

Location

980 W 190th St A1 · Harbor Gateway, Torrance

Directions Apple Maps

Details

Nearby restaurants

Limone Mediterranean
up to12%
Mediterranean · $$$ · Harbor Gateway · 200 ft
American Express Gold Card + Upside
Hilton Honors Dining8xIHG Dine & Earn8xEat Around Town6x+10 more
Papi's Tacos - Torrance
up to12%
Mexican · $$ · Harbor Gateway · 200 ft
American Express Gold Card + Upside
Hilton Honors Dining8xIHG Dine & Earn8xEat Around Town6x+10 more
ON + ON - Torrance
up to12%
Asian · $$ · Harbor Gateway · 0.4 mi
American Express Gold Card + Upside
Hilton Honors Dining8xIHG Dine & Earn8xEat Around Town6x+10 more
1100215 - Carl's Jr.
up to16%
American · Harbor Gateway · 0.4 mi
American Express Gold Card + Upside
Upside18%
Panera Bread
up to16%
Sandwich · North Torrance · 0.9 mi
American Express Gold Card + Upside
Upside22%
Oh! BANZAI
up to6%
Japanese · $ · Gardena · 1.0 mi
American Express Gold Card
Resy credit

12 Vietnamese restaurants in Los Angeles 7 restaurants in Harbor Gateway

Some restaurant addresses, phone numbers, websites and cuisines come from Overture Maps Foundation open data (Meta and Microsoft, CDLA Permissive 2.0; Foursquare, Apache 2.0; AllThePlaces, CC0 1.0). Overture attribution Some neighbourhoods come from Who's On First boundaries (CC-BY 4.0). Who's On First licenses Some opening hours, phone numbers, websites and cuisines are © OpenStreetMap contributors (ODbL 1.0). OpenStreetMap copyright

About

Dining programs here

Location

Details

Nearby restaurants

Limone Mediterranean

Papi's Tacos - Torrance

ON + ON - Torrance

1100215 - Carl's Jr.

Panera Bread

Oh! BANZAI