Best Cash Back Cards for Utilities

U.S. Bank

• +5% cash back on Utilities & Bills. 5% applies only if home utilities is one of the two 5% categories you choose each quarter; the $2,000 quarterly limit is combined across both chosen categories.
• +$200 cash back bonus (~$200 value)
• +No annual fee

WebBank

• +3% cash back on Utilities & Bills
• +Annual fee $99 ($400 initial limit (first year)) or $125 ($500 initial limit (first year)) or $175 ($700 or $1,000 initial limit (first year)), set at approval; net est. $261 ($400 initial limit (first year)) or $235 ($500 initial limit (first year)) or $185 ($700 or $1,000 initial limit (first year)). Ranked assuming the $175 $700 or $1,000 initial limit (first year) fee; your fee depends on the version you are approved for.

Citi

• +2% cash back on everything
• +$200 cash back bonus (~$200 value)
• +No annual fee