Best Cash Back Cards for Streaming
Cash back cards ranked by effective return rate on streaming purchases.
Rankings are generated by our algorithm based on earn rates, point valuations, fees, and benefits — not paid placement. We don't accept compensation to rank cards higher. How we rank
Ranked by earn rate and redemption value, statement credits minus annual fees (weighted against a typical $30,000/year in total card spend), shopping portal bonuses when we recognize the merchant, matched benefits and promotional earn boosts. The ¢ per dollar column is the reward rate at Streaming, after spend caps. Order can differ from that column because ranking adds the adjustments above.
Top Pick
Blue Cash Preferred Card from American Express
American Express
6% cash back on Streaming Services
- +6% cash back on Streaming Services
- +Amex Experiences; Disney Bundle Credit (up to $10/mo) — not counted in estimated value or ranking; eligible use has not been established
- +$250 cash back bonus (~$250 value)
AMEXCore Rate
6.0¢
per dollar on streaming
$95/yr (Y1 waived)
Welcome: $250 cash back
Runner-Up
U.S. Bank Cash+® Visa Signature® Card
U.S. Bank
5% cash back on Streaming Services
- +5% cash back on Streaming Services. 5% applies only if TV, internet and streaming is one of the two 5% categories you choose each quarter; the $2,000 quarterly limit is combined across both chosen categories.
- +$200 cash back bonus (~$200 value)
- +No annual fee
VISACore Rate
5.0¢
per dollar on streaming
No annual fee
Welcome: $200 cash back
Also Great
Savor Rewards for Good Credit
Capital One
3% cash back on Streaming Services
- +3% cash back on Streaming Services
- +Capital One Entertainment; Capital One Travel — not counted in estimated value or ranking; eligible use has not been established
- +No annual fee
MASTERCARDCore Rate
3.0¢
per dollar on streaming
No annual fee
Compare the Top Picks
Quick Comparison
Side-by-side view of the ranked picks.
| Card | Applicable Rate | Effective Value | Annual Fee | Network |
|---|---|---|---|---|
| Blue Cash Preferred Card from American ExpressAmerican Express | 6% cash back Streaming Services | 6.0¢/$ | $95 | amex |
| U.S. Bank Cash+® Visa Signature® CardU.S. Bank | 5% cash back Streaming Services | 5.0¢/$ | $0 | visa |
| Savor Rewards for Good CreditCapital One | 3% cash back Streaming Services | 3.0¢/$ | $0 | mastercard |
| Capital One Savor Cash Rewards Credit CardCapital One | 3% cash back Streaming Services | 3.0¢/$ | $0 | mastercard |
| Capital One Savor Student Cash Rewards Credit CardCapital One | 3% cash back Streaming Services | 3.0¢/$ | $0 | mastercard |
| SavorOne Rewards from Capital OneCapital One | 3% cash back Streaming Services | 3.0¢/$ | $39 | mastercard |
| Bank of America Customized Cash Rewards Credit CardBank of America | 3% cash back Streaming Services | 3.0¢/$ | $0 | visa |
| Instacart Mastercard®Chase | 2% cash back Streaming Services | 2.0¢/$ | $0 | mastercard |
| Citi Double Cash CardCiti | 2% cash back All Other | 2.0¢/$ | $0 | mastercard |
| Fidelity Rewards Visa Signature CardElan Financial | 2% cash back All Other | 2.0¢/$ | $0 | visa |
More Options
#4Capital One Savor Cash Rewards Credit CardNo fee
3.0¢/$
#5Capital One Savor Student Cash Rewards Credit CardNo fee
3.0¢/$
#6SavorOne Rewards from Capital One$39/yr
3.0¢/$
#7Bank of America Customized Cash Rewards Credit CardNo fee
3.0¢/$
#8Instacart Mastercard®No fee
2.0¢/$
#9Citi Double Cash CardNo fee
2.0¢/$
#10Fidelity Rewards Visa Signature CardNo fee
2.0¢/$
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Open in full search with filters →Guides for this category
- Cash BackFlat-rate cash back versus category bonuses: a household spending comparisonA 3%/1% card beats a flat 2% card only when half your spending lands in its categories. Three households, the break-even formula, and how caps change it.
- Card StrategyStreaming credits: how to check eligible subscriptions and billing methodsStreaming rewards and streaming credits are different benefits. Match the card benefit, the eligible plan, and who bills you before you switch cards.
- Cash BackGrocery card rewards: supermarkets, superstores, and warehouse exclusionsGrocery bonuses follow the merchant, not the food. How supermarket, superstore, warehouse, and online grocery rules change what your card actually earns.