Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; data as of September 27, 2026. Card issuers do not influence our rankings or content.
Cash back cards ranked by effective return rate on entertainment purchases.
Rankings are generated by our algorithm based on earn rates, point valuations, fees, and benefits — not paid placement. We don't accept compensation to rank cards higher. How we rank
Ranked by earn rate and redemption value, statement credits minus annual fees (weighted against a typical $30,000/year in total card spend), shopping portal bonuses when we recognize the merchant, matched benefits and promotional earn boosts. The ¢ per dollar column is the reward rate at Entertainment, after spend caps. Order can differ from that column because ranking adds the adjustments above.
Amex
Side-by-side view of the ranked picks.
| Card | Entertainment Rate | Effective Value | Annual Fee | Fee Offset | Network |
|---|---|---|---|---|---|
| Blue Cash Preferred Card from American ExpressAmex | 6% cash back | 3.6¢/$ | $95 | — | amex |
| U.S. Bank Cash+® Visa Signature® CardUsbank | 5% cash back | 3.4¢/$ | $0 | — | visa |
| Savor Rewards for Good CreditCapital One | 3% cash back | 3.0¢/$ | $0 | — | mastercard |
| SavorOne Rewards from Capital OneCapital One | 3% cash back | 3.0¢/$ | $39 | — |
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Usbank
Capital One
| mastercard |
| Capital One Savor Cash Rewards Credit CardCapital One | 3% cash back | 3.0¢/$ | $0 | — | mastercard |
| NHL® Discover It®Discover | 5% cash back | 3.0¢/$ | $0 | — | discover |
| Capital One SavorOne Student Cash Rewards Credit CardCapital One | 3% cash back | 3.0¢/$ | $0 | — | mastercard |
| Capital One Quicksilver Cash Rewards Credit CardCapital One | 5% cash back | 2.9¢/$ | $0 | — | mastercard |
| Capital One QuicksilverOne Cash Rewards Credit CardCapital One | 5% cash back | 2.9¢/$ | $39 | — | mastercard |
| Fidelity Rewards Visa Signature CardElan Financial | 2% cash back | 2.0¢/$ | $0 | — | visa |
