Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; data as of September 27, 2026. Card issuers do not influence our rankings or content.
Citi cards ranked by travel earn rates, transfer partners, and travel benefits.
Rankings are generated by our algorithm based on earn rates, point valuations, fees, and benefits — not paid placement. We don't accept compensation to rank cards higher. How we rank
Ranked by earn rate and redemption value, statement credits minus annual fees (weighted against a typical $30,000/year in total card spend), shopping portal bonuses when we recognize the merchant, matched benefits and promotional earn boosts. The ¢ per dollar column is the reward rate at Travel. Order can differ from that column because ranking adds the adjustments above.
Citi
Side-by-side view of the ranked picks.
| Card | Travel Rate | Effective Value | Annual Fee | Fee Offset | Network |
|---|---|---|---|---|---|
| Citi Strata Premier CardCiti | 10x ThankYou Points | 6.2¢/$ | $95 | — | mastercard |
| Citi Strata Elite℠ CardCiti | 1.5x ThankYou Points | 2.4¢/$ | $595 | $597.50 | mastercard |
| Citi / AAdvantage Executive World Elite MastercardCiti | 12x AAdvantage | 3.2¢/$ | $695 | — | mastercard |
| Citi Strata Credit CardCiti | 3x ThankYou Points | 2.3¢/$ | $0 | — | mastercard |
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Citi
Citi
| My Best Buy® Visa® CardCiti | 1% cash back | 1.0¢/$ | $0 | — | visa |
| Citi Double Cash CardCiti | 5% cash back | 2.1¢/$ | $0 | — | mastercard |
| Costco Anywhere Visa Card by CitiCiti | 3% cash back | 1.2¢/$ | $0 | — | visa |
| Citi / AAdvantage Globe MastercardCiti | 2x AAdvantage | 0.2¢/$ | $350 | $50 | mastercard |
