Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; data as of September 27, 2026. Card issuers do not influence our rankings or content.
Every Bank of America card ranked by real value — earn rates, fees, and benefits compared.
Rankings are generated by our algorithm based on earn rates, point valuations, fees, and benefits — not paid placement. We don't accept compensation to rank cards higher. How we rank
Ranked by earn rate and redemption value, statement credits minus annual fees (weighted against a typical $30,000/year in total card spend), shopping portal bonuses when we recognize the merchant, matched benefits and promotional earn boosts. The ¢ per dollar column is the reward rate at this category. Order can differ from that column because ranking adds the adjustments above.
Bank Of America
Side-by-side view of the ranked picks.
| Card | Rate | Effective Value | Annual Fee | Fee Offset | Network |
|---|---|---|---|---|---|
| Bank of America® Unlimited Cash Rewards SecuredBank Of America | 1.5% cash back | 1.5¢/$ | $0 | — | visa |
| Bank of America Travel Rewards Credit Card for StudentsBank Of America | 1.5x Bank of America Points | 1.5¢/$ | $0 | — | visa |
| Bank of America® Unlimited Cash Rewards for StudentsBank Of America | 1.5% cash back | 1.5¢/$ | $0 | — | visa |
| Bank of America Unlimited Cash Rewards Credit CardBank Of America | 1.5% cash back | 1.5¢/$ |
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Bank Of America
Bank Of America
| $0 |
| — |
| visa |
| Bank of America® Travel RewardsBank Of America | 1.5x Bank of America Points | 1.5¢/$ | $0 | — | visa |
| Atmos Rewards Ascent Visa Signature CardBank Of America | 1x Atmos Rewards | 1.1¢/$ | $95 | — | visa |
| Alaska Airlines Visa Signature Credit CardBank Of America | 1x Atmos Rewards | 1.0¢/$ | $95 | — | visa |
| Bank of America Customized Cash Rewards Credit CardBank Of America | 1% cash back | 1.0¢/$ | $0 | — | visa |
| Susan G. Komen® Customized Cash RewardsBank Of America | 1% cash back | 1.0¢/$ | $0 | — | visa |
| BankAmericard Credit CardBank Of America | 0x points | 0.0¢/$ | $0 | — | mastercard |
