Best Bank of America Travel Credit Cards of 2026
Bank of America cards ranked by travel earn rates, transfer partners, and travel benefits.
Rankings are generated by our algorithm based on earn rates, point valuations, fees, and benefits — not paid placement. We don't accept compensation to rank cards higher. How we rank
Ranked by earn rate and redemption value, statement credits minus annual fees (weighted against a typical $30,000/year in total card spend), shopping portal bonuses when we recognize the merchant, matched benefits and promotional earn boosts. The ¢ per dollar column is the reward rate at Travel, after spend caps. Order can differ from that column because ranking adds the adjustments above.
Top Pick
Bank of America® Travel Rewards
Bank of America
3x Bank of America Points on Travel booked through the required portal
3x × 1.0¢/pt = 3.0¢ per dollar
- +3x on Travel booked through the required portal — points worth 1.0¢ each
- +25,000 points bonus (~$250 value)
- +No annual fee
VISACore Rate
1.5¢
per dollar on travel
No annual fee
Welcome: 25,000 points
Runner-Up
Bank of America Premium Rewards Credit Card
Bank of America
2x Bank of America Points on Travel
2x × 1.0¢/pt = 2.0¢ per dollar
- +2x on Travel — points worth 1.0¢ each
- +Annual fee $95. Other listed credits: Airport Security Statement Credits (up to $100). These amounts are not counted in estimated value or ranking: use, eligible purchases and any enrollment requirements have not been established.
- +Annual Airline Incidental Credit (up to $100/yr); Global Entry or TSA PreCheck Credit (up to $100); Visa Signature Luxury Hotel Collection — not counted in estimated value or ranking; eligible use has not been established
VISACore Rate
1.5¢
per dollar on travel
$95/yr
Welcome: 60,000 points
Also Great
Bank of America Travel Rewards Credit Card for Students
Bank of America
3x Bank of America Points on Travel booked through the required portal
3x × 1.0¢/pt = 3.0¢ per dollar
- +3x on Travel booked through the required portal — points worth 1.0¢ each
- +25,000 points bonus (~$250 value)
- +No annual fee
VISACore Rate
1.5¢
per dollar on travel
No annual fee
Welcome: 25,000 points
Compare the Top Picks
Quick Comparison
Side-by-side view of the ranked picks.
| Card | Applicable Rate | Effective Value | Annual Fee | Network |
|---|---|---|---|---|
| Bank of America® Travel RewardsBank of America | 3x Bank of America Points Travel | 1.5¢/$ | $0 | visa |
| Bank of America Premium Rewards Credit CardBank of America | 2x Bank of America Points Travel | 1.5¢/$ | $95 | visa |
| Bank of America Travel Rewards Credit Card for StudentsBank of America | 3x Bank of America Points Travel | 1.5¢/$ | $0 | visa |
| Atmos Rewards Ascent Visa Signature CardBank of America | 2x Atmos Rewards Transit & Rideshare | 1.2¢/$ | $95 | visa |
| Bank of America Customized Cash Rewards Credit CardBank of America | 3% cash back Travel | 1.2¢/$ | $0 | visa |
| Norwegian Cruise Line® World Mastercard®Bank of America | 2x points Flights | 0.8¢/$ | $0 | mastercard |
| Bank of America® Premium Rewards® EliteBank of America | 2x Bank of America Points Travel | 1.5¢/$ | $550 | visa |
| Business Advantage Travel Rewards World Mastercard®Bank of America | 3x Bank of America Points Travel | 0.3¢/$ | $0 | mastercard |
| Bank of America® Unlimited Cash Rewards SecuredBank of America | 1.5% cash back All Other | 1.5¢/$ | $0 | visa |
| Bank of America Unlimited Cash Rewards Credit CardBank of America | 1.5% cash back All Other | 1.5¢/$ | $0 | visa |
More Options
#4Atmos Rewards Ascent Visa Signature Card$95/yr
1.2¢/$
#5Bank of America Customized Cash Rewards Credit CardNo fee
1.2¢/$
#6Norwegian Cruise Line® World Mastercard®No fee
0.8¢/$
#7Bank of America® Premium Rewards® Elite$550/yr
1.5¢/$
#8Business Advantage Travel Rewards World Mastercard®No fee
0.3¢/$
#9Bank of America® Unlimited Cash Rewards SecuredNo fee
1.5¢/$
#10Bank of America Unlimited Cash Rewards Credit CardNo fee
1.5¢/$
Want to customize by spend amount, programs, or fee preference?
Open in full search with filters →Guides for this category
- Points & MilesChase points for Hyatt versus a cash hotel rate: a worked comparisonA worked two-night comparison of Chase points transferred to Hyatt against the cash rate: the 4:3 ratio, resort fees, and the rewards a paid stay would earn.
- Points & MilesShopping portal cash back versus airline miles: compare usable value6% cash back or 4 miles per dollar? Find the break-even value per mile, apply each portal to its eligible subtotal, and check coupons before choosing.
- Points & MilesWhy the cash price you would pay matters more than a luxury sticker priceA $10,000 fare booked with points did not save you $10,000. Value an award three ways: sticker price, cash you would really pay, and what the upgrade is worth to you.
Related Categories
Best Amex Travel Credit Cards of 2026Best Bank of America Credit Cards of 2026Best Barclays Credit Cards of 2026Best Barclays Travel Credit Cards of 2026Best Capital One Credit Cards of 2026Best Capital One Travel Credit Cards of 2026Best Chase Credit Cards of 2026Best Chase Travel Credit Cards of 2026Best Citi Credit Cards of 2026