Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; data as of September 27, 2026. Card issuers do not influence our rankings or content.
Up to 3X (Norwegian Cruise Line)
Highest rate (conditional)
Annual Fee
$0
Foreign Transaction Fee
$0
Network
Mastercard World
Rewards Currency
Norwegian Cruise Line
Credit Required
Excellent
20,000
points
$1,000
Spend Required
3 months
Time Period
Benefits & Perks
Monitor your credit file for suspicious activity with alerts for new inquiries, address changes, and accounts.
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Reviews & Analysis
Credit Utilization (60%)
Excludes earning value, lounge access, insurance, and elite status
Total Value Captured
$0
Annual Fee
-$0
Net Annual Value
+$0
Details & Terms
| Purchase APR | 17.49%–27.49% (Variable) |
| Foreign Transaction Fee | $0 |
Media & Resources
| Source | Verified | Citation |
|---|---|---|
| RewardsCC API | — | RewardsCC API |
| Bank of America | Bank of America | |
| Issuer Page | Issuer Page: Earn rates |
| Issuer Page | Issuer Page: Multiple card facts |
| Bank of America | Bank of America: Multiple card facts |
| Issuer Page | Issuer Page: Welcome offer |
Brands where this card's earn-rate structure makes it a strong choice. Open a brand for the full ranked list.
