Best American Express Cards for Rent in 2026
American Express cards ranked by earn rate on rent spending.
Rankings are generated by our algorithm based on earn rates, point valuations, fees, and benefits — not paid placement. We don't accept compensation to rank cards higher. How we rank
Ranked by earn rate and redemption value, statement credits minus annual fees (weighted against a typical $30,000/year in total card spend), shopping portal bonuses when we recognize the merchant, matched benefits and promotional earn boosts. The ¢ per dollar column is the reward rate at Rent. Order can differ from that column because ranking adds the adjustments above.
Top Pick
Business Green Rewards
American Express
1x Membership Rewards on everything
1x × 1.5¢/pt = 1.5¢ per dollar
- +1x on everything — points worth 1.5¢ each
- +15,000 points bonus (~$225 value)
AMEX
1.5¢
per dollar on rent
$95/yr
Welcome: 15,000 points
Runner-Up
Hilton Honors American Express Card
American Express
3x Hilton Honors on everything
3x × 0.4¢/pt = 1.2¢ per dollar
- +3x on everything — points worth 0.4¢ each
- +70,000 points bonus (~$280 value)
- +No annual fee
AMEX
1.2¢
per dollar on rent
No annual fee
Welcome: 70,000 points
Also Great
Marriott Bonvoy Bevy American Express Card
American Express
2x Marriott Bonvoy on everything
2x × 0.7¢/pt = 1.4¢ per dollar
- +2x on everything — points worth 0.7¢ each
- +85,000 points bonus (~$595.00 value)
AMEX
1.4¢
per dollar on rent
$250/yr
Welcome: 85,000 points
Compare the Top Picks
Quick Comparison
Side-by-side view of the ranked picks.
| Card | Applicable Rate | Effective Value | Annual Fee | Network |
|---|---|---|---|---|
| Business Green RewardsAmerican Express | 1x Membership Rewards All Other | 1.5¢/$ | $95 | amex |
| Hilton Honors American Express CardAmerican Express | 3x Hilton Honors All Other | 1.2¢/$ | $0 | amex |
| Marriott Bonvoy Bevy American Express CardAmerican Express | 2x Marriott Bonvoy All Other | 1.4¢/$ | $250 | amex |
| Rakuten American Express CardFirst Electronic Bank | 1% cash back All Other | 1.0¢/$ | $0 | amex |
| USAA Cashback Rewards Plus American Express®USAA | 1% cash back All Other | 1.0¢/$ | $0 | amex |
| American Express Gold CardAmerican Express | 1x Membership Rewards All Other | 1.5¢/$ | $325 | amex |
| Blue Cash Everyday Card from American ExpressAmerican Express | 1% cash back All Other | 1.0¢/$ | $0 | amex |
| Delta SkyMiles Blue American Express CardAmerican Express | 1x SkyMiles All Other | 1.0¢/$ | $0 | amex |
| TAP Miles&Go American Express®Cardless | 1x TAP Miles&Go All Other | 1.0¢/$ | $79 | amex |
| Hilton Honors American Express Surpass CardAmerican Express | 3x Hilton Honors All Other | 1.2¢/$ | $150 | amex |
More Options
#4Rakuten American Express CardNo fee
1.0¢/$
#5USAA Cashback Rewards Plus American Express®No fee
1.0¢/$
#6American Express Gold Card$325/yr
1.5¢/$
#7Blue Cash Everyday Card from American ExpressNo fee
1.0¢/$
#8Delta SkyMiles Blue American Express CardNo fee
1.0¢/$
#9TAP Miles&Go American Express®$79/yr
1.0¢/$
#10Hilton Honors American Express Surpass Card$150/yr
1.2¢/$
Want to customize by spend amount, programs, or fee preference?
Open in full search with filters →Guides for this category
- Card StrategyMonthly versus annual card credits: build a calendar that follows the termsMonthly, half-year, quarterly, anniversary-year, and four-year credits each reset on their own clock. Build a benefit calendar that follows the actual terms.
- Card StrategyCredit card statement credits: face value versus money you actually saveA $100 statement credit rarely saves you $100. How to measure a credit against the purchase you would have made anyway, and reconcile a year of them.
- Cash BackFlat-rate cash back versus category bonuses: a household spending comparisonA 3%/1% card beats a flat 2% card only when half your spending lands in its categories. Three households, the break-even formula, and how caps change it.
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