TAP Miles&Go American Express®
- Annual Fee
- $79
- miles · Welcome Bonus
- 40,000
- Highest rate (conditional)
- Up to 3X (Tap Air Portugal)
Terms checked against the issuer on October 10, 2026
At a Glance
- Annual Fee
- $79
- Foreign Transaction Fee
- $0
- Network
- —
- Rewards Currency
- TAP Miles&Go
- Credit Required
- Good
Welcome Offer
40,000
miles
$2,500
Spend Required
3 months
Time Period
Earning Rates
- 3X
Tap Air Portugal
3x on flights & all other purchases charged directly with TAP Air Portugal
- 2X
Car Rentals
2x on car rentals
- 2X
Hotels
2x on hotels
- 2X
Ridesharing
2x on rideshare
- 1X
All Other
1x on all other purchases
Benefits & Perks
Travel Benefits
3 perksElite Status
Lounge Access
General Travel
Lounge Access
Lounge passes
Two passes to the TAP Premium Lounge at Lisbon Airport.
Elite Status & Memberships
Fast track to top-tier perks
Earn Status Miles
For every 5 miles earned with your card, earn 1 Status Mile, up to 10k per Annual Qualification period.
Insurance & Protections
1 protectionsExtra baggage
Check an extra bag on your TAP Air Portugal flights, twice per year.
Program & Transfers
TAP Miles&Go
TAP Miles&Go is the loyalty program of TAP Air Portugal, offering decent value for Star Alliance flights to Europe and some exceptional sweet spots on premium cabin awards via Emirates and Asian carriers. The program is most relevant to U.S. travelers via Capital One and Bilt transfer partnerships.
Program Ratings
Sweet Spots — Best Redemptions
| Route / Property | Points | Cabin/Type | Value / Region |
|---|---|---|---|
| Within Asia in Business on Singapore Airlines | 50,000 | business | Asia |
| US to Europe in Business on TAP Air Portugal | 100,000 | business | Europe |
| Oceania to US via Dubai in Emirates Business | 130,000 | business | United States |
| Nonstop Dubai to Asia in Emirates Business | 50,000 | business | Asia |
| San Francisco to Lisbon in TAP Business | 100,000 | business | Europe |
| US to Azores via Lisbon in TAP Business | 100,000 | business | Europe |
| Portugal to Brazil in TAP Business | 113,000 | business | South America |
| Europe to Southern Africa in TAP Business | 120,000 | business | Africa |
| Tokyo to India in ANA Business | 50,000 | business | Asia |
| Seoul to Thailand in Asiana Business | 50,000 | business | Asia |
| North America to South America in Business | 50,000 | business | South America |
| Transcontinental North America in Business | 45,000 | business | Canada |
| North America to Caribbean in Business | 45,000 | business | Caribbean |
| North America to Caribbean in Economy | 30,000 | economy | Caribbean |
Reviews & Analysis
The Math: Is $79 Worth It?
Credit Utilization (60%)
Excludes earning value, lounge access, insurance, and elite status
Total Value Captured
$0
Annual Fee
-$79
Net Annual Value
-$79
Details & Terms
Payment Terms
| Purchase APR | 19.49%–29.49% (Variable) |
| Foreign Transaction Fee | $0 |
FAQs
Do TAP Miles&Go miles expire?
Yes. Miles expire 36 months after they are earned. If you close the TAP Miles&Go American Express Card, there's no way to extend their validity, so you should plan to redeem before canceling the card.
Can I transfer TAP Miles&Go miles to another airline?
No. TAP Miles&Go miles cannot be transferred to other airline programs. You can only book awards on TAP and its partner airlines (Star Alliance and select non-alliance partners). You can, however, earn TAP miles by transferring from Capital One, Bilt Rewards, and Marriott Bonvoy.
How many miles do I need for a basic award?
The lowest TAP redemption is 3,250 miles for flights within mainland Portugal. Portugal to Madeira/Azores costs 5,500 miles. Portugal to Spain/North Africa starts at 6,000 miles. North America to Europe starts at 29,000 miles in economy, 100,000+ in business.
Does TAP offer free stopovers?
Yes. TAP offers complimentary stopovers in Lisbon or Porto for up to 10 days on select itineraries originating from North America. You can add a stopover on the outbound or return leg. This is available on cash bookings only, not award bookings.
Can I earn status miles on non-alliance partner flights?
No. Only flights on TAP Air Portugal and Star Alliance carriers earn status miles. Flights on non-alliance partners (Emirates, Azul, GOL, Azores Airlines) earn bonus miles only and do not contribute to elite status qualification.
What is Club TAP Miles&Go?
Club TAP Miles&Go is a paid membership tier offering fixed monthly bonus miles (1,000-8,000 depending on tier), status miles, extra earning bonuses on TAP flights, and miles validity extensions. Tiers range from Club Basic ($122/year) to Club Platinum ($999/year) and can be good value if you fly TAP frequently.
How do I search for awards with TAP?
You must have miles in your TAP Miles&Go account to search for award availability on the website. The search function is built into flytap.com under "Book with Miles." For Emirates partner bookings, you must call TAP's customer service center at 800-931-1821.
Can I upgrade an award ticket with miles?
TAP award tickets cannot be upgraded to a higher cabin class. However, you can book separate paid upgrade awards or request last-minute upgrades at the gate if you have elite status (Silver or Gold).
What are the best earning rates on TAP flights?
Top Executive fares earn 200% of distance flown on all TAP routes. Executive earns 150% on all routes. Plus earns 100-150% depending on route. Classic earns 70-100%. All lower fares earn 20-50% of distance depending on route and fare type.
Is purchasing miles ever a good idea?
No. TAP charges approximately 3.7 cents per mile when purchased (€70 for 2,000 miles). Award values rarely exceed 2 cents per mile except in specific sweet spots, making purchasing miles a poor value.
Media & Resources
Evidence Sources
| Source | Verified | Citation |
|---|---|---|
| Issuer Page | Issuer Page: Multiple card facts | |
| RewardsCC API | — | RewardsCC API |
| Issuer Page | Issuer Page |
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