Best American Express Cards for Gas in 2026
American Express cards ranked by earn rate on gas spending.
Rankings are generated by our algorithm based on earn rates, point valuations, fees, and benefits — not paid placement. We don't accept compensation to rank cards higher. How we rank
Ranked by earn rate and redemption value, statement credits minus annual fees (weighted against a typical $30,000/year in total card spend), shopping portal bonuses when we recognize the merchant, matched benefits and promotional earn boosts. The ¢ per dollar column is the reward rate at Gas Stations, after spend caps. Order can differ from that column because ranking adds the adjustments above.
Top Pick
Blue Cash Preferred Card from American Express
American Express
3% cash back on Gas Stations
- +3% cash back on Gas Stations
- +Annual fee $95. Other listed credits: Disney Bundle Credit (up to $10/mo). These amounts are not counted in estimated value or ranking: use, eligible purchases and any enrollment requirements have not been established.
- +Global Assist Hotline — not counted in estimated value or ranking; eligible use has not been established
AMEXCore Rate
3.0¢
per dollar on gas stations
$95/yr (Y1 waived)
Welcome: $250 cash back
Runner-Up
Navy Federal More Rewards American Express®
Navy Federal
3x points on Gas Stations
- +3x on Gas Stations
- +20,000 points bonus (~$200 cash redemption value)
- +No annual fee
AMEXCore Rate
3.0¢
per dollar on gas stations
No annual fee
Welcome: 20,000 points
Also Great
Hilton Honors American Express Surpass Card
American Express
6x Hilton Honors on Gas Stations
6x × 0.4¢/pt = 2.4¢ per dollar
- +6x on Gas Stations — points worth 0.4¢ each
- +Annual fee $150. Other listed credits: Hilton Property Statement Credits (up to $200/yr). These amounts are not counted in estimated value or ranking: use, eligible purchases and any enrollment requirements have not been established.
- +Global Assist Hotline — not counted in estimated value or ranking; eligible use has not been established
AMEXCore Rate
2.4¢
per dollar on gas stations
$150/yr
Welcome: 130,000 points
Compare the Top Picks
Quick Comparison
Side-by-side view of the ranked picks.
| Card | Applicable Rate | Effective Value | Annual Fee | Network |
|---|---|---|---|---|
| Blue Cash Preferred Card from American ExpressAmerican Express | 3% cash back Gas Stations | 3.0¢/$ | $95 | amex |
| Navy Federal More Rewards American Express®Navy Federal | 3x points Gas Stations | 3.0¢/$ | $0 | amex |
| Hilton Honors American Express Surpass CardAmerican Express | 6x Hilton Honors Gas Stations | 2.4¢/$ | $150 | amex |
| Blue Cash Everyday Card from American ExpressAmerican Express | 3% cash back Gas Stations | 3.0¢/$ | $0 | amex |
| Hilton Honors American Express CardAmerican Express | 5x Hilton Honors Gas Stations | 2.0¢/$ | $0 | amex |
| USAA Cashback Rewards Plus American Express®USAA | 5% cash back Gas Stations | 5.0¢/$ | $0 | amex |
| Macys American Express CardCiti | 2x Macy's points (est. 2% in Macy's certificate value) Gas Stations | 0.0¢/$ | $0 | amex |
| Business Green RewardsAmerican Express | 1x Membership Rewards All Other | 1.5¢/$ | $95 | amex |
| Rakuten American Express CardFirst Electronic Bank | 1% cash back All Other | 1.0¢/$ | $0 | amex |
| Marriott Bonvoy Bevy American Express CardAmerican Express | 2x Marriott Bonvoy All Other | 1.4¢/$ | $250 | amex |
More Options
#4Blue Cash Everyday Card from American ExpressNo fee
3.0¢/$
#5Hilton Honors American Express CardNo fee
2.0¢/$
#6USAA Cashback Rewards Plus American Express®No fee
5.0¢/$
#7Macys American Express CardNo fee
0.0¢/$
#8Business Green Rewards$95/yr
1.5¢/$
#9Rakuten American Express CardNo fee
1.0¢/$
#10Marriott Bonvoy Bevy American Express Card$250/yr
1.4¢/$
Want to customize by spend amount, programs, or fee preference?
Open in full search with filters →Guides for this category
- Card StrategyIs a credit card annual fee worth it? A realistic break-even methodAn annual fee is worth it when extra rewards and benefits you will use beat the fee versus your real alternative. A break-even method with worked examples.
- Cash BackFlat-rate cash back versus category bonuses: a household spending comparisonA 3%/1% card beats a flat 2% card only when half your spending lands in its categories. Three households, the break-even formula, and how caps change it.
- Card StrategyStreaming credits: how to check eligible subscriptions and billing methodsStreaming rewards and streaming credits are different benefits. Match the card benefit, the eligible plan, and who bills you before you switch cards.
Related Categories
Best American Express Cards for Car Rentals in 2026Best American Express Cards for Dining in 2026Best American Express Cards for Drugstores in 2026Best American Express Cards for Entertainment in 2026Best American Express Cards for Flights in 2026Best American Express Cards for Groceries in 2026Best American Express Cards for Home Improvement in 2026Best American Express Cards for Hotels in 2026Best American Express Cards for Online Shopping in 2026