Business Green Rewards vs Marriott Bonvoy Bevy American Express Card
Annual fees: Business Green Rewards $95/yr, Marriott Bonvoy Bevy American Express Card $250/yr. Strongest bonus categories: Business Green Rewards on everyday spending, Marriott Bonvoy Bevy American Express Card on dining.
Card data as of November 13, 2026.
Business Green RewardsAmerican Express · $95/yr
Marriott Bonvoy Bevy American Express CardAmerican Express · $250/yr
Overview
- Annual fee
- Business Green Rewards$95LowestMarriott Bonvoy Bevy American Express Card$250
- Welcome offerCurrent public offer
- Business Green Rewards15,000 pointsMarriott Bonvoy Bevy American Express Card85,000 points
- Rewards
- Business Green RewardsAmerican Express Membership RewardsMarriott Bonvoy Bevy American Express CardMarriott Bonvoy
- Foreign transaction fee
- Business Green Rewards2.7%Marriott Bonvoy Bevy American Express CardNoneLowest
- Network
- Business Green RewardsAmerican ExpressMarriott Bonvoy Bevy American Express CardAmerican Express
Earn ratesPer $1 spent
- Dining
- Business Green Rewards1xMarriott Bonvoy Bevy American Express Card4xHighest
- Grocery Stores
- Business Green Rewards1xMarriott Bonvoy Bevy American Express Card4xHighest
- Everything else
- Business Green Rewards1xMarriott Bonvoy Bevy American Express Card2xHighest
Perks & access— means none on record
- Hotel status & programs
- Business Green Rewards—Marriott Bonvoy Bevy American Express Card
- Automatic Marriott Bonvoy Gold Elite Status
- 15 Elite Night Credits annually
- Other perks
- Business Green Rewards
- Personalized Amex Offers
- Free Employee Cards
- Business Expense Tracking
- Flexible Spending Limit
- Pay Over Time for Flexibility
Marriott Bonvoy Bevy American Express Card- Amex Offers
- Early access to concerts and events
- 24/7 global travel assistance
- Premium Internet Access
Protections & insuranceLimits where published · — means none on record
- Trip insurance
- Business Green Rewards—Marriott Bonvoy Bevy American Express Card
- Trip delay reimbursement · up to $300
- Baggage
- Business Green Rewards
- Baggage Insurance Plan · up to $1,250
Marriott Bonvoy Bevy American Express Card— - Rental car
- Business Green Rewards
- Car Rental Loss and Damage Insurance
Marriott Bonvoy Bevy American Express Card- Car rental insurance
- Purchase & returns
- Business Green Rewards
- Purchase Protection
Marriott Bonvoy Bevy American Express Card- Up to $10,000 per item against damage or theft
- Extended warranty
- Business Green Rewards
- Extended Warranty
Marriott Bonvoy Bevy American Express Card- Extended warranty adds up to 1 year
- Other protections
- Business Green Rewards
- Global Assist® Hotline
Marriott Bonvoy Bevy American Express Card- Zero liability protection on fraudulent charges
Pros & cons
- Pros
- Business Green Rewards—Marriott Bonvoy Bevy American Express Card
- Automatic Gold Elite status with 25% bonus points, upgrades, and late checkout
- 15 Elite Night Credits annually toward Platinum qualification
- Free Night Award at $15K spend (lower threshold than Business card's $60K)
- Strong 4x earning on restaurants worldwide and U.S. supermarkets (combined $15K/year cap)
- 6x at Marriott properties
- Cons
- Business Green Rewards—Marriott Bonvoy Bevy American Express Card
- Only Gold Elite status (Platinum requires Brilliant)
- Free Night Award capped at 50,000 points (lower than Brilliant's 85K)
- No lounge access benefit
- 4x categories have combined $15,000 annual cap (then drops to 2x)
- American Express acceptance more limited internationally
Category-by-Category Winner
The Marriott Bonvoy Bevy American Express Card wins in 3 of 3 categories. The Business Green Rewards leads in 0.
Dining
Marriott Bonvoy Bevy American Express Card earns 4X vs 1X
4X up to $15,000/yr
Grocery Stores
Marriott Bonvoy Bevy American Express Card earns 4X vs 1X
4X up to $15,000/yr
Everyday purchases
Marriott Bonvoy Bevy American Express Card earns 2X on all other spending vs 1X
Year One vs Ongoing Value
Modeled net value (bonus categories at unconditional rates, caps applied). Spend mix: dining 15%, groceries 15%, gas 10%, travel 10%, everything else 50%. Statement credits use the same recurring usable estimates as each card's detail page; first-year-only credits count in year one only. Welcome offers valued at each card's program rate shown on this page.
Ongoing value favors the Business Green Rewards; year-one value favors the Marriott Bonvoy Bevy American Express Card.
| Scenario | Business Green Rewards | Marriott Bonvoy Bevy American Express Card | Ongoing winner | Year-one winner |
|---|---|---|---|---|
| Light spender: $1,000/month | Rewards: $180 Credits (our usable estimate): $0 − Annual fee ($95) Ongoing: $85 Year one: $310 | Rewards: $168 Credits (our usable estimate): $0 − Annual fee ($250) Ongoing: -$82 Year one: $513 | Business Green Rewards | Marriott Bonvoy Bevy American Express Card |
| Heavy spender: $4,000/month | Rewards: $720 Credits (our usable estimate): $0 − Annual fee ($95) Ongoing: $625 Year one: $850 | Rewards: $672 Credits (our usable estimate): $0 − Annual fee ($250) Ongoing: $422 Year one: $1,017 | Business Green Rewards | Marriott Bonvoy Bevy American Express Card |
Is the Fee Difference Worth It?
The Marriott Bonvoy Bevy American Express Card costs $250/yr — that's $155 more than the Business Green Rewards ($95/yr). To justify that gap, you need to extract at least $155 in annual value from the card's higher earn rates and benefits.
Bottom line: Use the year-one vs ongoing table for modeled earn value at your spend level. The $155 fee gap means the Marriott Bonvoy Bevy American Express Card needs roughly $155 more in annual rewards (or credits you will use) to break even on dining and grocery stores and everyday spend.
Which Card Is Right for You?
Get the Marriott Bonvoy Bevy American Express Card if you:
- +Spend $300+/month on restaurants and dining out
- +Do most of your spending at grocery stores
- +Prefer a high flat rate across all spending
The Bottom Line
Ongoing value favors the Business Green Rewards; year-one value favors the Marriott Bonvoy Bevy American Express Card.
Everyday (non-bonus) spend earns 2X on the Marriott Bonvoy Bevy American Express Card vs 1X on the other card.
Published annual fees: Business Green Rewards $95/yr, Marriott Bonvoy Bevy American Express Card $250/yr — a $155 difference before welcome offers and credits.
Frequently Asked Questions
- Is the Marriott Bonvoy Bevy American Express Card worth the higher annual fee?
- The Marriott Bonvoy Bevy American Express Card costs $250/yr vs $95/yr for the Business Green Rewards. Compare the year-one vs ongoing value table on this page — the $155 gap must be offset by higher earn rates, welcome offers, or credits you will use.
- Which card earns more rewards, the Business Green Rewards or Marriott Bonvoy Bevy American Express Card?
- The Marriott Bonvoy Bevy American Express Card has a higher base earn rate (2X vs 1X), but both cards have different bonus categories where they excel.
- Should I get the Business Green Rewards or the Marriott Bonvoy Bevy American Express Card?
- Use the spend scenarios on this page: the Business Green Rewards has a lower $95/yr fee; the Marriott Bonvoy Bevy American Express Card must earn enough extra (or offer a larger welcome bonus) to justify $250/yr.
Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; catalog last published November 13, 2026, and each card page shows when its terms were last checked. Card issuers do not influence our rankings or content.