Credit Cards with General Protection (2026)
General Protection perks across top credit cards, ranked by estimated value.
Top 3 Picks
All 142 Cards Compared
| # | Card | Benefit | Value | Annual Fee |
|---|---|---|---|---|
| 1 | Chase Sapphire Reserve for Business | Travel Accident Insurance | Included | $795/yr |
| 2 | Capital One Venture X Rewards Credit Card | Travel Accident Insurance | Included | $395/yr |
| 3 | Prime Visa | Travel Accident Insurance | Included | No fee |
| 4 | Amazon Visa | Travel Accident Insurance | Included | No fee |
| 5 | The Business Platinum Card from American Express | Travel Accident Insurance | Included | $895/yr |
| 6 | Southwest Rapid Rewards Plus Credit Card | Travel Accident Insurance | Included | $99/yr |
| 7 | Southwest Rapid Rewards Premier Credit Card | Travel Accident Insurance | Included | $149/yr |
| 8 | Southwest Rapid Rewards Priority Credit Card | Travel Accident Insurance | Included | $229/yr |
| 9 | Fidelity Rewards Visa Signature Card | Travel Accident Insurance | Included | No fee |
| 10 | The Platinum Card from American Express | Purchase Protection | Included | $895/yr |
| 11 | Delta SkyMiles Blue American Express Card | Purchase Protection | Included | No fee |
| 12 | Delta SkyMiles Reserve Business American Express Card | Purchase Protection | Included | $650/yr |
| 13 | Marriott Bonvoy Bevy American Express Card | Purchase Protection | Included | $250/yr |
| 14 | Marriott Bonvoy Brilliant American Express Card | Purchase Protection | Included | $650/yr |
| 15 | Marriott Bonvoy Business American Express Card | Purchase Protection | Included | $125/yr |
| 16 | Nibbles Pet Rewards Credit Card | Pet Insurance Policy | Included | No fee |
| 17 | Blue Business Cash Card from American Express | Purchase Protection | Included | No fee |
| 18 | Blue Business Plus Credit Card from American Express | Purchase Protection | Included | No fee |
| 19 | American Express Business Gold Card | Purchase Protection | Included | $375/yr |
| 20 | Citi Strata Credit Card | Purchase Protection | Included | No fee |
| 21 | Delta SkyMiles Gold Business American Express Card | Purchase Protection | Included | $150/yr |
| 22 | Disney Premier Visa Card | Purchase Protection | Included | $49/yr |
| 23 | Marriott Bonvoy Bountiful Credit Card | Purchase Protection | Included | $250/yr |
| 24 | Navy Federal Visa cashRewards Card | Purchase Protection | Included | No fee |
| 25 | Navy Federal Credit Union Platinum Card | Purchase Protection | Included | No fee |
| 26 | Bilt Palladium Card | Price Drop Protection | Included | $495/yr |
| 27 | Business Green Rewards | Global Assist® Hotline | Included | $95/yr |
| 28 | American Express Gold Card | Dispute Resolution | Included | $325/yr |
| 29 | Bilt Obsidian Card | Purchase Assurance | Included | $95/yr |
| 30 | Bank of America® Customized Cash Rewards Secured | Fraud Monitoring | $30/yr | No fee |
| 31 | Bank of America Premium Rewards Credit Card | Emergency Evacuation and Transportation | Included | $95/yr |
| 32 | Quicksilver Secured Rewards | Card Lock | Included | No fee |
| 33 | Capital One Venture X Business | Travel & Emergency Assistance Services | $10/yr | $395/yr |
| 34 | Chase Freedom Flex | Credit Journey | Included | No fee |
| 35 | Ink Business Cash® Credit Card | Travel and Emergency Assistance Services | Included | No fee |
| 36 | Ink Business Unlimited® Credit Card | Travel and Emergency Assistance | Included | No fee |
| 37 | Ink Business Premier® Credit Card | Travel and Emergency Assistance | Included | $195/yr |
| 38 | Chase Sapphire Preferred Card | Travel and Emergency Assistance Services | Included | $95/yr |
| 39 | World of Hyatt Business Credit Card | Visa Signature Travel & Emergency Assistance | $10/yr | $199/yr |
| 40 | Citi Double Cash Card | Lost Wallet Service | Included | No fee |
| 41 | Discover it Cash Back | Account Freeze On/Off Switch | $10/yr | No fee |
| 42 | Discover it® Chrome | Freeze It | $5/yr | No fee |
| 43 | The Key Rewards Visa | Visa Signature Travel & Emergency Assistance | $10/yr | No fee |
| 44 | Kohl's Rewards® Visa | Visa Signature Travel & Emergency Assistance | $10/yr | No fee |
| 45 | Marriott Bonvoy Bold Credit Card | Visa Signature Travel & Emergency Assistance | $10/yr | No fee |
| 46 | Pottery Barn Key Rewards Visa | Visa Signature Travel & Emergency Assistance | $10/yr | No fee |
| 47 | Princess® Rewards Visa® | Visa Signature Travel & Emergency Assistance | $10/yr | No fee |
| 48 | SavorOne Rewards from Capital One | Travel Accident Insurance | Included | $39/yr |
| 49 | Southwest Rapid Rewards Performance Business Credit Card | Purchase Protection | Included | $299/yr |
| 50 | Southwest Rapid Rewards Premier Business Credit Card | Purchase Protection | Included | $149/yr |
| 51 | T-Mobile Visa® | Visa Signature Travel & Emergency Assistance | $10/yr | No fee |
| 52 | United Explorer Card | Purchase Protection | Included | $150/yr |
| 53 | United Gateway Card | Purchase Protection | Included | No fee |
| 54 | United Quest Card | Purchase Protection | Included | $350/yr |
| 55 | USAA Cashback Rewards Plus American Express® | Travel and Emergency Assistance | Included | No fee |
| 56 | U.S. Bank Altitude Connect Visa Signature Card | Visa Signature Travel & Emergency Assistance | $10/yr | No fee |
| 57 | Wells Fargo Active Cash Card | Visa Signature Travel & Emergency Assistance | $10/yr | No fee |
| 58 | Wells Fargo Autograph Journey Visa Credit Card | Travel and Emergency Services Assistance | $10/yr | $95/yr |
| 59 | West Elm Key Rewards Visa | Visa Signature Travel & Emergency Assistance | $10/yr | No fee |
| 60 | Williams Sonoma Key Rewards Visa | Visa Signature Travel & Emergency Assistance | $10/yr | No fee |
| 61 | Aeroplan® Card | Roadside Assistance | $15/yr | $195/yr |
| 62 | Costco Anywhere Visa® Business | Roadside Assistance Dispatch Service | $15/yr | No fee |
| 63 | Marriott Bonvoy Boundless Credit Card | Roadside Dispatch Assistance | $15/yr | $95/yr |
| 64 | Navy Federal More Rewards American Express® | Roadside Assistance | $15/yr | No fee |
| 65 | Nordstrom Rewards | Roadside Dispatch Assistance | $15/yr | No fee |
| 66 | TD First Class℠ Visa Signature® | Roadside Dispatch® | $15/yr | $89/yr |
| 67 | Capital One Venture Rewards Credit Card | 24-Hour Travel Assistance Services | $10/yr | $95/yr |
| 68 | The AARP® Essential Rewards Mastercard® | Mastercard Global Service | $5/yr | No fee |
| 69 | The AARP® Travel Rewards Mastercard® | Mastercard Global Service | $5/yr | No fee |
| 70 | AllModern Mastercard | Mastercard Global Service | $5/yr | No fee |
| 71 | ANA CARD U.S.A. Plus | Visa Emergency Services | $5/yr | $85/yr |
| 72 | Apple Card | Mastercard Global Service | $5/yr | No fee |
| 73 | Athleta Encore Mastercard® | Mastercard Global Service | $5/yr | No fee |
| 74 | AT&T Points Plus® Card From Citi | Mastercard Global Service | $5/yr | No fee |
| 75 | AvantCard Credit Card | Mastercard Global Service | $5/yr | Fee not published |
| 76 | Banana Republic Encore Mastercard® | Mastercard Global Service | $5/yr | No fee |
| 77 | BankAmericard Credit Card for Students | Mastercard Global Service | $5/yr | No fee |
| 78 | Bass Pro Shops® CLUB Card | Mastercard Global Service | $5/yr | No fee |
| 79 | My Best Buy® Visa® Card | Visa Emergency Services | $5/yr | Fee not published |
| 80 | Birch Lane Mastercard | Mastercard Global Service | $5/yr | No fee |
| 81 | BMO Business Platinum Rewards | Mastercard Global Service | $5/yr | No fee |
| 82 | BMO Escape | Master RoadAssist® | $5/yr | $150/yr |
| 83 | BMO Platinum Rewards Mastercard® | Mastercard Global Service | $5/yr | No fee |
| 84 | BMO Premium Rewards Mastercard® | Mastercard Global Service | $5/yr | $95/yr |
| 85 | Business Advantage Customized Cash Rewards | Mastercard Global Service | $5/yr | No fee |
| 86 | Bank of America® Unlimited Cash Rewards Secured | Visa Emergency Services | $5/yr | No fee |
| 87 | bp rewards Visa® | Visa Emergency Services | $5/yr | No fee |
| 88 | Quicksilver Rewards for Good Credit | Mastercard Global Service | $5/yr | No fee |
| 89 | Capital One Quicksilver Student Cash Rewards Credit Card | Mastercard Global Service | $5/yr | No fee |
| 90 | Capital One QuicksilverOne Cash Rewards Credit Card | Mastercard Global Service | $5/yr | $39/yr |
| 91 | Savor Rewards for Good Credit | Mastercard Global Service | $5/yr | No fee |
| 92 | Capital One Savor Student Cash Rewards Credit Card | Mastercard Global Service | $5/yr | No fee |
| 93 | Capital One Platinum Secured Credit Card | Mastercard Global Service | $5/yr | No fee |
| 94 | VentureOne Rewards for Good Credit | Mastercard Global Service | $5/yr | No fee |
| 95 | Chase Freedom Rise® Credit Card | Visa Emergency Services | $5/yr | No fee |
| 96 | Chase Freedom Unlimited | Visa Emergency Services | $5/yr | No fee |
| 97 | Chime Card™ Visa Credit Card | Visa Emergency Services | $5/yr | No fee |
| 98 | Choice Privileges Select Mastercard | Mastercard Global Service | $5/yr | $95/yr |
| 99 | American Airlines AAdvantage MileUp | Mastercard Global Service | $5/yr | No fee |
| 100 | Costco Anywhere Visa Card by Citi | Visa Emergency Services | $5/yr | No fee |
| 101 | Current Build Card | Visa Emergency Services | $5/yr | No fee |
| 102 | Destiny Mastercard | Mastercard Global Service | $5/yr | Fee not published |
| 103 | Discover it® Miles | Freeze It Account Control | $5/yr | No fee |
| 104 | Discover it® Secured Credit Card | Freeze It Account Control | $5/yr | No fee |
| 105 | Disney Visa Card | Visa Emergency Services | $5/yr | No fee |
| 106 | Edward Jones® Everyday Solutions Flex Balance Mastercard® | Mastercard Global Service | $5/yr | No fee |
| 107 | Gap Encore Mastercard® | Mastercard Global Service | $5/yr | No fee |
| 108 | Gemini Credit Card | Mastercard Global Service | $5/yr | No fee |
| 109 | H-D™ Visa Signature® | Travel Benefits | $5/yr | No fee |
| 110 | Joss & Main Mastercard | Mastercard Global Service | $5/yr | No fee |
| 111 | SKYPASS SkyBlue Visa® | Visa Emergency Services | $5/yr | No fee |
| 112 | L.L.Bean Mastercard | Mastercard Global Service | $5/yr | No fee |
| 113 | Milestone Mastercard | Mastercard Global Service | $5/yr | Fee not published |
| 114 | Old Navy Encore Mastercard® | Mastercard Global Service | $5/yr | No fee |
| 115 | OpenSky Secured Visa Credit Card | Visa Emergency Services | $5/yr | $35/yr |
| 116 | Priceline VIP Rewards™ Visa® | Visa Emergency Services | $5/yr | No fee |
| 117 | Reflex Mastercard | Mastercard Global Service | $5/yr | Fee not published |
| 118 | Sam's Club Business Mastercard | Mastercard Global Service | $5/yr | No fee |
| 119 | Sam's Club Mastercard | Mastercard Global Service® | $5/yr | No fee |
| 120 | Sam’s Club World Mastercard® | Mastercard Global Service® | $5/yr | No fee |
| 121 | Self Visa Credit Card | Visa Emergency Services | $5/yr | $25/yr |
| 122 | Surge Mastercard | Mastercard Global Service | $5/yr | Fee not published |
| 123 | Target Circle Card | Mastercard Global Service | $5/yr | No fee |
| 124 | TD Clear Visa Platinum Credit Card | Visa Emergency Services | $5/yr | No fee |
| 125 | TD FlexPay Credit Card | Visa Emergency Services | $5/yr | No fee |
| 126 | TSC Visa Card | Visa Emergency Services | $5/yr | No fee |
| 127 | U.S. Bank Triple Cash Rewards Visa® Business | Visa Emergency Services | $5/yr | No fee |
| 128 | U.S. Bank Shield Visa Card | Visa Emergency Services | $5/yr | No fee |
| 129 | Walmart OnePay CashRewards | Mastercard Global Service | $5/yr | No fee |
| 130 | Wawa® Mastercard® | Mastercard Global Service | $5/yr | No fee |
| 131 | Wells Fargo Reflect Card | Visa Emergency Services | $5/yr | No fee |
| 132 | Wells Fargo Autograph Visa Credit Card | Emergency Cash Disbursement and Card Replacement | $5/yr | No fee |
| 133 | Xbox Mastercard | Mastercard Global Service | $5/yr | No fee |
| 134 | Bank of America® Unlimited Cash Rewards for Students | Balance Connect® Overdraft Protection | Included | No fee |
| 135 | Instacart Mastercard® | Roadside Assistance | Included | No fee |
| 136 | Discover it Balance Transfer | Freeze It Account Control | Included | No fee |
| 137 | Discover it Student Cash Back | Freeze It Account Control | Included | No fee |
| 138 | Discover it® Student Chrome | Freeze It Account Control | Included | No fee |
| 139 | TD Cash Credit Card | Emergency card replacement | Included | No fee |
| 140 | Bloomingdale's American Express® Card | Annual Points Forfeiture | Included | No fee |
| 141 | Bank of America® Customized Cash Rewards for Students | Balance Connect® Overdraft Protection | $5/yr | No fee |
| 142 | Imagine Visa Credit Card | Credit Reporting to All Three Bureaus | Included | Fee not published |