Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; data as of September 27, 2026. Card issuers do not influence our rankings or content.
General Protection perks across top credit cards, ranked by estimated value.
| # | Card | Benefit | Value | Annual Fee |
|---|---|---|---|---|
| 1 | Chase Sapphire Reserve for Business | Travel Accident Insurance | $10/yr | $795/yr |
| 2 |
| Capital One Venture X Rewards Credit Card |
| Travel Accident Insurance |
| Included |
| $395/yr |
| 3 | Prime Visa | Travel Accident Insurance | $10/yr | No fee |
| 4 | Amazon Visa | Travel Accident Insurance | $10/yr | No fee |
| 5 | The Business Platinum Card from American Express | Travel Accident Insurance | $10/yr | $895/yr |
| 6 | Citi Strata Credit Card | Travel Accident Insurance | Included | No fee |
| 7 | Fidelity Rewards Visa Signature Card | Travel Accident Insurance | Included | No fee |
| 8 | Southwest Rapid Rewards Plus Credit Card | Travel Accident Insurance | $10/yr | $99/yr |
| 9 | Southwest Rapid Rewards Premier Credit Card | Travel Accident Insurance | $10/yr | $149/yr |
| 10 | Southwest Rapid Rewards Priority Credit Card | Travel Accident Insurance | $10/yr | $229/yr |
| 11 | Capital One VentureOne Rewards Credit Card | Travel Accident Insurance | Included | No fee |
| 12 | Capital One Quicksilver Student Cash Rewards Credit Card | Travel Insurance | Included | No fee |
| 13 | Nibbles Pet Rewards Credit Card | Pet Insurance Policy | $10/yr | No fee |
| 14 | The Platinum Card from American Express | Purchase Protection | $15/yr | $895/yr |
| 15 | Delta SkyMiles Blue American Express Card | Purchase Protection | Included | No fee |
| 16 | Delta SkyMiles Reserve Business American Express Card | Purchase Protection | $15/yr | $650/yr |
| 17 | Marriott Bonvoy Bevy American Express Card | Purchase Protection | $15/yr | $250/yr |
| 18 | Marriott Bonvoy Brilliant American Express Card | Purchase Protection | $15/yr | $650/yr |
| 19 | Marriott Bonvoy Business American Express Card | Purchase Protection | Included | $125/yr |
| 20 | Capital One Quicksilver Cash Rewards Credit Card | Purchase Protection | Included | No fee |
| 21 | Capital One QuicksilverOne Cash Rewards Credit Card | Purchase Protection | Included | $39/yr |
| 22 | Blue Business Cash Card from American Express | Purchase Protection | $15/yr | No fee |
| 23 | Blue Business Plus Credit Card from American Express | Purchase Protection | $25/yr | No fee |
| 24 | American Express Business Gold Card | Purchase Protection | $15/yr | $375/yr |
| 25 | Delta SkyMiles Gold Business American Express Card | Purchase Protection | $15/yr | $150/yr |
| 26 | Disney Premier Visa Card | Purchase Protection | $10/yr | $49/yr |
| 27 | Marriott Bonvoy Bountiful Credit Card | Purchase Protection | $15/yr | $250/yr |
| 28 | Navy Federal Visa cashRewards Card | Purchase Protection | Included | No fee |
| 29 | Navy Federal Credit Union Platinum Card | Purchase Protection | Included | No fee |
| 30 | U.S. Bank Shield Visa Card | Purchase Protection | $15/yr | No fee |
| 31 | TD FlexPay Credit Card | Purchase Protection | $100/yr | No fee |
| 32 | TD Clear Card | Purchase Protection | $100/yr | No fee |
| 33 | TD FlexPay Credit Card | Purchase Protection | Included | No fee |
| 34 | SavorOne Rewards from Capital One | Travel Price Protection | $50/yr | $39/yr |
| 35 | Alaska Airlines Visa Signature Credit Card | Visa Signature Travel & Emergency Assistance | $10/yr | $95/yr |
| 36 | Allways Rewards Visa® | Visa Signature Travel & Emergency Assistance | $10/yr | $59/yr |
| 37 | Business Green Rewards | Global Assist® Hotline | Included | $95/yr |
| 38 | American Express Gold Card | Dispute Resolution | Included | $325/yr |
| 39 | Atmos Rewards Summit Visa Infinite Credit Card | Travel & Emergency Assistance Services | $10/yr | $395/yr |
| 40 | Atmos Rewards Ascent Visa Signature Card | Visa Signature Travel & Emergency Assistance | $10/yr | $95/yr |
| 41 | Bank of America Customized Cash Rewards Credit Card | Visa Signature Travel & Emergency Assistance | $10/yr | No fee |
| 42 | Bank of America Unlimited Cash Rewards Credit Card | Visa Signature Travel & Emergency Assistance | $10/yr | No fee |
| 43 | BankAmericard Credit Card | Mastercard ID Theft Protection | $5/yr | No fee |
| 44 | Bilt Obsidian Card | Purchase Assurance | $10/yr | $95/yr |
| 45 | Atmos™ Rewards Visa Signature® Business Card | Visa Signature Travel & Emergency Assistance | $10/yr | $95/yr |
| 46 | Bank of America® Customized Cash Rewards Secured | Fraud Monitoring | $30/yr | No fee |
| 47 | Bank of America® Customized Cash Rewards for Students | Visa Signature Travel & Emergency Assistance | $10/yr | No fee |
| 48 | Bank of America Premium Rewards Credit Card | Emergency Evacuation and Transportation | $15/yr | $95/yr |
| 49 | Bank of America® Premium Rewards® Elite | Travel & Emergency Assistance Services | $10/yr | $550/yr |
| 50 | Susan G. Komen® Customized Cash Rewards | Visa Signature Travel & Emergency Assistance | $10/yr | No fee |
| 51 | Bank of America® Travel Rewards | Visa Signature Travel & Emergency Assistance | $10/yr | No fee |
| 52 | Bank of America® Unlimited Cash Rewards for Students | Visa Signature Travel & Emergency Assistance | $10/yr | No fee |
| 53 | Bank of America Travel Rewards Credit Card for Students | Visa Signature Travel & Emergency Assistance | $10/yr | No fee |
| 54 | Breeze Easy® Visa Signature® | Visa Signature Travel & Emergency Assistance | $10/yr | $89/yr |
| 55 | Quicksilver Secured Rewards | Card Lock | $50/yr | No fee |
| 56 | Ink Business Cash® Credit Card | Travel and Emergency Assistance Services | $5/yr | No fee |
| 57 | Citi® Diamond Preferred® Card | Purchase Protection | Included | No fee |
| 58 | Capital One Spark Cash Plus | Visa Signature Travel & Emergency Assistance | $10/yr | $150/yr |
| 59 | Capital One Spark Cash Select | Visa Signature Travel & Emergency Assistance | $10/yr | No fee |
| 60 | Capital One Venture X Business | Travel & Emergency Assistance Services | $10/yr | $395/yr |
| 61 | British Airways Visa Signature® Credit Card | Visa Signature Travel & Emergency Assistance | $10/yr | $95/yr |
| 62 | Chase Freedom Flex | Credit Journey | Included | No fee |
| 63 | Ink Business Preferred® Credit Card | Visa Signature Travel & Emergency Assistance | $10/yr | $95/yr |
| 64 | Ink Business Unlimited® Credit Card | Travel and Emergency Assistance | $5/yr | No fee |
| 65 | Ink Business Premier® Credit Card | Travel and Emergency Assistance | $5/yr | $195/yr |
| 66 | Chase Sapphire Preferred Card | Travel and Emergency Assistance Services | $5/yr | $95/yr |
| 67 | Chase Sapphire Reserve | Travel & Emergency Assistance Services | $10/yr | $795/yr |
| 68 | World of Hyatt Business Credit Card | Visa Signature Travel & Emergency Assistance | $10/yr | $199/yr |
| 69 | World of Hyatt Credit Card | Visa Signature Travel & Emergency Assistance | $10/yr | $95/yr |
| 70 | Choice Privileges Mastercard | Mastercard ID Theft Protection | Included | No fee |
| 71 | Costco Anywhere Visa® Business | Visa Signature Travel & Emergency Assistance | $10/yr | No fee |
| 72 | Costco Anywhere Visa Card by Citi | Damage/Theft Purchase Protection | $15/yr | No fee |
| 73 | Discover it Balance Transfer | Freeze It Account Security | Included | No fee |
| 74 | Discover it Cash Back | Account Freeze On/Off Switch | $10/yr | No fee |
| 75 | Discover it® Chrome | Freeze It | $5/yr | No fee |
| 76 | Discover it® Miles | Freeze It | $5/yr | No fee |
| 77 | Disney® Inspire Visa® Card | Visa Signature Travel & Emergency Assistance | $10/yr | $149/yr |
| 78 | Disney Visa Card | Visa Signature Travel & Emergency Assistance | $10/yr | No fee |
| 79 | H-D™ H.O.G.™ Elite Visa Signature® | Visa Signature Travel & Emergency Assistance | $10/yr | $99/yr |
| 80 | H-D™ Visa Signature® | Visa Signature Travel & Emergency Assistance | $10/yr | No fee |
| 81 | The Key Rewards Visa | Visa Signature Travel & Emergency Assistance | $10/yr | No fee |
| 82 | Kohl's Rewards® Visa | Visa Signature Travel & Emergency Assistance | $10/yr | No fee |
| 83 | Korean Air SKYPASS Visa Signature Business Card | Visa Signature Travel & Emergency Assistance | $10/yr | $99/yr |
| 84 | SKYPASS Select Visa Signature® | Visa Signature Travel & Emergency Assistance | $10/yr | $450/yr |
| 85 | SKYPASS Visa Signature® | Visa Signature Travel & Emergency Assistance | $10/yr | $99/yr |
| 86 | Marriott Bonvoy Bold Credit Card | Visa Signature Travel & Emergency Assistance | $10/yr | No fee |
| 87 | Marriott Bonvoy Boundless Credit Card | Visa Signature Travel & Emergency Assistance | $10/yr | $95/yr |
| 88 | Nordstrom Rewards | Visa Signature Travel & Emergency Assistance | $10/yr | No fee |
| 89 | PenFed Pathfinder Rewards Visa Signature Card | Visa Signature Travel & Emergency Assistance | $10/yr | $95/yr |
| 90 | PenFed Platinum Rewards Visa Signature® Card | Visa Signature Travel & Emergency Assistance | $10/yr | No fee |
| 91 | Pottery Barn Key Rewards Visa | Visa Signature Travel & Emergency Assistance | $10/yr | No fee |
| 92 | Princess® Rewards Visa® | Visa Signature Travel & Emergency Assistance | $10/yr | No fee |
| 93 | SoFi Credit Card | Purchase Protection | Included | No fee |
| 94 | Southwest Rapid Rewards Performance Business Credit Card | Purchase Protection | $15/yr | $299/yr |
| 95 | Southwest Rapid Rewards Premier Business Credit Card | Visa Signature Travel & Emergency Assistance | $10/yr | $149/yr |
| 96 | State Farm Business Cash Rewards Visa Signature® | Visa Signature Travel & Emergency Assistance | $10/yr | No fee |
| 97 | State Farm Premier Cash Rewards Visa Signature® | Visa Signature Travel & Emergency Assistance | $10/yr | No fee |
| 98 | TD Cash Credit Card | Visa Signature Travel & Emergency Assistance | $10/yr | No fee |
| 99 | TD Double Up Credit Card | Visa Signature Travel & Emergency Assistance | $10/yr | No fee |
| 100 | TD First Class℠ Visa Signature® | Visa Signature Travel & Emergency Assistance | $10/yr | $89/yr |
| 101 | T-Mobile Visa® | Visa Signature Travel & Emergency Assistance | $10/yr | No fee |
| 102 | United Business Card | Visa Signature Travel & Emergency Assistance | $10/yr | $150/yr |
| 103 | United Club℠ Business Card | Visa Signature Travel & Emergency Assistance | $10/yr | $695/yr |
| 104 | United Club Infinite Card | Travel & Emergency Assistance Services | $10/yr | $695/yr |
| 105 | United Explorer Card | Purchase Protection | $15/yr | $150/yr |
| 106 | United Gateway Card | Purchase Protection | $15/yr | No fee |
| 107 | United Quest Card | Purchase Protection | $15/yr | $350/yr |
| 108 | Universal Rewards Plus Visa Signature® | Visa Signature Travel & Emergency Assistance | $10/yr | $99/yr |
| 109 | Universal Rewards Visa Signature® | Visa Signature Travel & Emergency Assistance | $10/yr | No fee |
| 110 | U.S. Bank Altitude Connect Visa Signature Card | Visa Signature Travel & Emergency Assistance | $10/yr | No fee |
| 111 | U.S. Bank Altitude Go® Secured Visa® Signature | Visa Signature Travel & Emergency Assistance | $10/yr | No fee |
| 112 | U.S. Bank Altitude Go Visa Signature Card | Visa Signature Travel & Emergency Assistance | $10/yr | No fee |
| 113 | U.S. Bank Business Altitude™ Connect Visa Signature® | Visa Signature Travel & Emergency Assistance | $10/yr | $95/yr |
| 114 | U.S. Bank Business Altitude™ Power Visa Signature® | Visa Signature Travel & Emergency Assistance | $10/yr | $195/yr |
| 115 | U.S. Bank Smartly Visa Signature Card | Visa Signature Travel & Emergency Assistance | $10/yr | No fee |
| 116 | Venmo Credit Card | Visa Signature Travel & Emergency Assistance | $10/yr | No fee |
| 117 | Verizon Visa Card | Visa Signature Travel & Emergency Assistance | $10/yr | No fee |
| 118 | Wells Fargo Active Cash Card | Visa Signature Travel & Emergency Assistance | $10/yr | No fee |
| 119 | Wells Fargo Autograph Journey Visa Credit Card | Travel and Emergency Services Assistance | $10/yr | $95/yr |
| 120 | Wells Fargo Autograph Visa Credit Card | Visa Signature Travel & Emergency Assistance | $10/yr | No fee |
| 121 | West Elm Key Rewards Visa | Visa Signature Travel & Emergency Assistance | $10/yr | No fee |
| 122 | Williams Sonoma Key Rewards Visa | Visa Signature Travel & Emergency Assistance | $10/yr | No fee |
| 123 | Wyndham Rewards Earner Business Card | Visa Signature Travel & Emergency Assistance | $10/yr | $149/yr |
| 124 | Wyndham Rewards Earner Plus Card | Visa Signature Travel & Emergency Assistance | $10/yr | $95/yr |
| 125 | Wyndham Rewards Earner Card | Visa Signature Travel & Emergency Assistance | $10/yr | No fee |
| 126 | bp rewards Visa® | Roadside Dispatch | $25/yr | No fee |
| 127 | Aeroplan® Card | Roadside Assistance | $15/yr | $195/yr |
| 128 | Chase Freedom Unlimited | Roadside Dispatch Assistance | $15/yr | No fee |
| 129 | Navy Federal More Rewards American Express® | Roadside Assistance | $15/yr | No fee |
| 130 | Wells Fargo Reflect Card | Roadside Dispatch Assistance | $15/yr | No fee |
| 131 | BMO Escape | Master RoadAssist® | $5/yr | $150/yr |
| 132 | Discover it® Secured Credit Card | Freeze It (Instant Card Freeze) | $5/yr | No fee |
| 133 | Sam's Club Mastercard | Mastercard Global Service® | $5/yr | No fee |
| 134 | Sam’s Club World Elite Mastercard® (Club members) | Mastercard Global Service® | $5/yr | No fee |
| 135 | Sam’s Club World Elite Mastercard® (Plus members) | Mastercard Global Service® | $5/yr | No fee |
| 136 | Sam’s Club World Mastercard® | Mastercard Global Service® | $5/yr | No fee |
| 137 | BMO Business Platinum Rewards | Master RoadAssist® | Included | No fee |
| 138 | Instacart Mastercard® | Roadside Assistance | Included | No fee |
| 139 | Discover it Student Cash Back | Freeze It Account Control | Included | No fee |
| 140 | Discover it® Student Chrome | Freeze It Account Control | Included | No fee |
| 141 | Bloomingdale's American Express® Card | Annual Points Forfeiture | Included | No fee |
| 142 | Firstcard Secured Credit Builder Card | No Late Fees, No Overdraft Fees, No Foreign Transaction Fees | Included | No fee |
| 143 | Reflex Mastercard | Credit Reporting to All Three Bureaus | $25/yr | $99/yr |
| 144 | Surge Mastercard | Credit Reporting to All Three Bureaus | $25/yr | No fee |
| 145 | Business Advantage Customized Cash Rewards | Balance Connect for Overdraft Protection | Included | No fee |
| 146 | Imagine Visa Credit Card | Credit Reporting to All Three Bureaus | Included | $99/yr |
