Navy Federal Credit Union Platinum Card General Protection

No annual fee. 2 general protection benefits, with what each is worth and the limits that apply.

Annual fee
No fee
Benefits
2

Purchase Protection

$500 coverage

Get coverage for damage or theft on eligible purchases made with your card within 90 days of purchase

Pro Tips

  1. 1Coverage includes accidental damage, which is broader than many store return policies
  2. 2Gifts you purchase for others are covered even after you give them away—keep your receipts

Travel and Emergency Assistance

Coverage

It's help when you don't know where to turn. Count on a wide range of emergency services available whenever and wherever you need them, 24/7. This

Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; catalog last published November 13, 2026, and each card page shows when its terms were last checked. Card issuers do not influence our rankings or content.