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Reflex Mastercard

Reflex Mastercard General Protection

Annual fee not published. 2 general protection benefits, with what each is worth and the limits that apply.

Annual fee
Not published
Estimated value
$30/yr
Benefits
2

Mastercard Global Service

Included

Report lost or stolen cards 24/7 and get emergency card replacement and cash advance assistance worldwide.

Value Analysis

Estimated Value
$5

Credit Reporting to All Three Bureaus

Build credit with reporting to Equifax, Experian, and TransUnion—every responsible payment helps repair and build your credit

Pro Tips

  1. 1Even with no credit or bad credit history, this reporting gives you a fresh start
  2. 2Automatic credit limit increase reviews mean you can earn trust and qualify for better cards
  3. 3On-time payments are critical—they're 35% of your FICO score and have the biggest impact
  4. 4Six months of consistent on-time payments shows real improvement across all bureaus

Value Analysis

Estimated Value
$25

Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; catalog last published November 13, 2026, and each card page shows when its terms were last checked. Card issuers do not influence our rankings or content.