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United Gateway Card

United Gateway Card General Protection

No annual fee. One general protection benefit, with what each is worth and the limits that apply.

Annual fee
No fee
Benefit
1

Purchase Protection

Coverage

Get coverage for new purchases against damage or theft for 120 days after purchase, up to $500 per item.

Pro Tips

  1. 1Coverage is for 120 days (90 days for New York residents)
  2. 2Keep receipts for all purchases
  3. 3File police report immediately for theft to support claim

Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; catalog last published November 13, 2026, and each card page shows when its terms were last checked. Card issuers do not influence our rankings or content.