Discover it® Chrome

Discover it® Chrome General Protection

No annual fee. One general protection benefit, with what each is worth and the limits that apply.

Annual fee
No fee
Estimated value
$5/yr
Benefit
1

Freeze It

Coverage

Freeze or unfreeze your card instantly in the app—perfect when your card is lost or you're away from home

Pro Tips

  1. 1Freeze your card immediately if you suspect fraud—no need to wait for a replacement
  2. 2Temporarily freeze your card while traveling if you're concerned about theft
  3. 3Use Freeze It to prevent accidental unauthorized use of your account

Value Analysis

Estimated Value
$5

Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; catalog last published November 13, 2026, and each card page shows when its terms were last checked. Card issuers do not influence our rankings or content.