Chase Total Checking: $400 bonus

Qualifying payroll, pension, or government direct deposits totaling $1,000 within 90 days of offer enrollment.

Bonus

$400

Apply by Jan 27, 2027

Read the bank's terms · Offer terms can change. Confirm current eligibility and terms with the bank before applying.

Your fit

Add your state, direct deposit and cash to check this offer's conditions against your situation.

This checks the published conditions only. The bank decides who is approved.

Complete all 1 step for $400

1
Direct deposit
Qualifying payroll, pension, or government direct deposits totaling $1,000 within 90 days of offer enrollment.
- $1,000
- Within 90 days of opening

When will you open it?

Add a date to put the deadlines on a calendar. Only steps timed from opening get a date.

Apply by Jan 27, 2027
Open the account
Direct deposit
Day 90 after opening
Qualifying payroll, pension, or government direct deposits totaling $1,000 within 90 days of offer enrollment.
Bonus paid
Within 15 days after satisfying the direct-deposit requirement.

Cash to keep in the account

No balance to maintain

Months are estimated from the longest step, about 90 days. Your statement dates can change the count.

Account type: Checking
Monthly fee: $15/mo
How to waive it: $500+ qualifying electronic deposits, $1,500 beginning daily balance, or $5,000 combined qualifying balances each statement period.
APY: Not stated in the terms we reviewed
Early closure fee: Not stated in the terms we reviewed
How to open: Online

The bank's terms don't list states. Check availability on the bank's site before applying.

New customers only. If you've had an account with Chase, check the look-back period in the terms.

From the bank's terms

New Chase checking customers. Prior Chase checking accounts and recent bonuses can disqualify you.

Checked against account.chase.com on Oct 9, 2026. Next check by Oct 23, 2026.

Offer terms can change. Confirm current eligibility and terms with the bank before applying.