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Compare card earning rates, fees and benefit qualifications.
Compare card earning rates, fees and benefit qualifications.
Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; catalog last published November 13, 2026, and each card page shows when its terms were last checked. Card issuers do not influence our rankings or content.
14 cards ranked by value per dollar · Rankings aren't paid placement · How we rank
Not travel?

Why this card
No annual fee

Why this card
No annual fee

Why this card

Why this card

Barclays
Why this card
No annual fee. Other listed credits: $250 USD Vacation Credit (up to $250; requires $10,000 eligible spend within 12 months). These amounts are not counted in estimated value or ranking: use, eligible purchases and any enrollment requirements have not been established.

Barclays
Why this card
Annual fee $95. Other listed credits: $50 Meal Delivery Credit (up to $25/6mo). These amounts are not counted in estimated value or ranking: use, eligible purchases and any enrollment requirements have not been established.

Why this card
No annual fee

Barclays
Why this card
No annual fee
Barclays
Why this card
No annual fee

Barclays
Why this card

Why this card

Why this card

Barclays
Why this card

Barclays
Why this card
Annual fee $499. Other listed credits: Companion Pass Statement Credits (up to $2,000/yr; requires $15,000 eligible spend within 12 months). These amounts are not counted in estimated value or ranking: use, eligible purchases and any enrollment requirements have not been established.
For travel, the highest-ranked card with a travel bonus is the Emirates Skywards Rewards World Elite Mastercard, which earns 2x Emirates Skywards, worth about 2.0¢ per dollar at our 1.0¢ valuation. It has a $99 annual fee. The Emirates Skywards Rewards World Elite Mastercard and Emirates Skywards Premium World Elite Mastercard both earn 2x Emirates Skywards; the Emirates Skywards Rewards World Elite Mastercard comes out ahead after fees at your spend.