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Earn 2X FunPoints on cruises with $0 annual fee
The Carnival World Mastercard charges no annual fee and delivers 2X FunPoints on all Carnival purchases, plus a 10% statement credit on shore excursions booked through Carnival.com. New cardholders earn 30,000 bonus FunPoints (worth $300 in onboard credit) after spending $1,000 in the first 90 days.
Annual Fee
$0
Foreign Transaction Fee
$0
Network
Mastercard World
Rewards Currency
Carnival
Credit Required
Excellent
30,000
points
$1,000
Spend Required
3 months
Time Period
New cardholders receive 30,000 bonus FunPoints after spending $1,000 on purchases within the first 90 days. FunPoints convert to onboard credit at 100 points = $1, so this bonus is worth $300 to use on a future cruise—enough to cover specialty dining, excursions, or drinks.
Benefits & Perks
Monitor your credit file for suspicious activity with alerts for new inquiries, address changes, and accounts.
You won't be held responsible for unauthorized transactions made in store, online, or via mobile device.
Reviews & Analysis
The Carnival World Mastercard targets frequent Carnival cruisers with no annual fee and accelerated earning on cruise purchases. The 10% shore excursion credit differentiates it from generic cruise rewards cards. With $0 annual fee, it makes sense for anyone booking 1+ Carnival cruises per year.
Details & Terms
| Purchase APR | 18.49%–29.49% (Variable) |
| Foreign Transaction Fee | $0 |
Up to 2X (Carnival)
Highest rate (conditional)
Up to $1,000/year in coverage with $50 deductible when you pay your monthly bill with the card
Deductible: 50
Collision damage waiver when you rent with the card and decline the agency's insurance
Coverage for trip cancellation and interruption when you pay with the card
Coverage for baggage delays when you pay for travel with the card
Common carrier travel accident insurance when you pay with the card
Credit Utilization (60%)
Excludes earning value, lounge access, insurance, and elite status
Total Value Captured
$30
Annual Fee
-$0
Net Annual Value
+$30
In-depth review of the Carnival World Mastercard covering rewards structure, welcome offer, FunPoints redemption, and whether this card is worth it for Carnival cruisers. TPG rates this card 3 out of 5 stars.
Detailed guide covering the Carnival World Mastercard's rewards structure, fee schedule, earning caps, redemption options, travel perks, and common pitfalls to avoid. Includes strategic tips for maximizing FunPoints value on Carnival cruises.
Comprehensive review from U.S. News analyzing the Carnival World Mastercard's rewards, fees, and features. Rates the card 3.6 out of 5 stars. Covers FunPoints earning structure, welcome bonus, and suitability for frequent Carnival cruisers.
NerdWallet's guide highlighting five key aspects of the Carnival World Mastercard, including the welcome offer (25,000 FunPoints after $500 spend in 90 days), earn rates, FunPoints redemption options, and whether the card is worth applying for.
WalletHub's detailed review of the Carnival World Mastercard, including user ratings (3.0 out of 5 from 240 reviews), expert analysis of rewards structure, comparison with other cruise credit cards, and insights on FunPoints value and redemption.
AwardWallet's guide to the Carnival World Mastercard covering key features, FunPoints earning and tracking, welcome offer details, and integration with AwardWallet's points tracking platform for Carnival cruisers.
Credit Karma's analysis of the Carnival World Mastercard covering rewards structure, fees, welcome bonus, and recommendations on who should (and shouldn't) apply. Includes insights on FunPoints value and redemption flexibility.
Forbes Advisor's roundup of the best Barclays credit cards, featuring the Carnival World Mastercard. Highlights the card's smooth rewards system for repeat cruising while noting the limited 1x base earn rate on non-Carnival purchases.
Yahoo Finance's review of the Carnival World Mastercard analyzing the card's rewards program, welcome bonus, FunPoints value, and whether it's a good fit for occasional vs. frequent Carnival cruisers. Includes comparison with other travel rewards cards.
| Source | Verified | Citation |
|---|---|---|
| Barclays | Barclays: Multiple card facts | |
| RewardsCC API | — | RewardsCC API |
| Issuer Page | Issuer Page: Multiple card facts | |
| Barclays | Barclays: Multiple card facts |
Brands where this card's earn-rate structure makes it a strong choice. Open a brand for the full ranked list.
