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5X rewards on Capital Vacations with $0 annual fee and a $250 resort certificate
Earn 5X Rewards on all Capital Vacations purchases and 2X on travel, gas, EV charging, and RCI with no annual fee. Spend $10,000 annually to unlock a 3-night resort stay certificate worth approximately $250. Finance timeshare down payments at 0% APR for 6 months and transfer balances at 0% for 15 months.
Up to 5X (Capital Vacations)
Highest rate (conditional)
Annual Fee
$0
Foreign Transaction Fee
$0
Network
Mastercard World
Rewards Currency
Capital Vacations Rewards
Credit Required
Good to Excellent
Bonus: 5,000 points
Benefits & Perks
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You're not responsible for unauthorized charges you report to Barclays.
Reviews & Analysis
| Publication | Rating | Rank | Notes |
|---|---|---|---|
| WalletHub | 3.1/5 |
The Capital Vacations World Mastercard is a niche co-branded card for Capital Vacations timeshare owners. With 5X on CV purchases, 2X on travel/gas, and a $250 resort certificate at $10K spend — all with no annual fee — it delivers solid value if you're already in the Capital Vacations ecosystem.
Credit Utilization (60%)
Details & Terms
| Purchase APR | 19.24%–29.49% (Variable) |
| Foreign Transaction Fee | $0 |
Media & Resources
Excludes earning value, lounge access, insurance, and elite status
Total Value Captured
$0
Annual Fee
-$0
Net Annual Value
+$0
Barclays and RCI partnership renewal extending co-branded credit card program. Confirms Capital Vacations World Mastercard alongside RCI Elite Rewards card.
| Source | Verified | Citation |
|---|---|---|
| Barclays | — | Barclays |
| RewardsCC API | — | RewardsCC API |
| Issuer Page | Issuer Page: Earn rates | |
| Barclays | Barclays: Multiple card facts | |
| Barclays | Barclays: Multiple card facts |
Brands where this card's earn-rate structure makes it a strong choice. Open a brand for the full ranked list.
