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5X rewards on Capital Vacations with $0 annual fee and a $250 resort certificate
Earn 5X Rewards on all Capital Vacations purchases and 2X on travel, gas, EV charging, and RCI with no annual fee. Spend $10,000 annually to unlock a 3-night resort stay certificate worth approximately $250. Finance timeshare down payments at 0% APR for 6 months and transfer balances at 0% for 15 months.
$0
Annual Fee
5,000
points · Welcome Bonus
5X
Top Rate
Annual Fee
$0
Foreign Transaction Fee
$0
Network
Mastercard World
Rewards Currency
Capital Vacations Rewards
Credit Required
Good to Excellent
Bonus: 5,000 points
A Capital Vacations owner paying $5,000/year in maintenance fees earns 25,000 Rewards — worth $250+ toward their next vacation.
Spending $300/month on gas and travel earns 7,200 Rewards annually — a solid bonus on everyday spending.
All other eligible purchases earn 1X Rewards, keeping your points growing on everyday spending.
Benefits & Perks
Monitor your credit file for suspicious activity with alerts for new inquiries, address changes, and accounts.
Doubles the manufacturer's warranty by up to 12 months on purchases, with coverage up to $10,000 per item.
Items purchased with your card are covered against damage or theft for 90 days, up to $1,000 per claim.
Get refunded the price difference if you find a lower advertised price within 120 days, up to $250 per claim.
You're not responsible for unauthorized charges you report to Barclays.
Reviews & Analysis
| Publication | Rating | Rank | Notes |
|---|---|---|---|
| WalletHub | 3.1/5 |
The Capital Vacations World Mastercard is a niche co-branded card for Capital Vacations timeshare owners. With 5X on CV purchases, 2X on travel/gas, and a $250 resort certificate at $10K spend — all with no annual fee — it delivers solid value if you're already in the Capital Vacations ecosystem.
Details & Terms
| Foreign Transaction Fee | $0 |
Media & Resources
Features Capital Vacations World Mastercard as 'Best for Travel' among new cards. Highlights 5X on CV purchases and promotional APR on timeshare down payments.
5X rewards on Capital Vacations with $0 annual fee and a $250 resort certificate
Earn 5X Rewards on all Capital Vacations purchases and 2X on travel, gas, EV charging, and RCI with no annual fee. Spend $10,000 annually to unlock a 3-night resort stay certificate worth approximately $250. Finance timeshare down payments at 0% APR for 6 months and transfer balances at 0% for 15 months.
$0
Annual Fee
5,000
points · Welcome Bonus
5X
Top Rate
Annual Fee
$0
Foreign Transaction Fee
$0
Network
Mastercard World
Rewards Currency
Capital Vacations Rewards
Credit Required
Good to Excellent
Bonus: 5,000 points
A Capital Vacations owner paying $5,000/year in maintenance fees earns 25,000 Rewards — worth $250+ toward their next vacation.
Spending $300/month on gas and travel earns 7,200 Rewards annually — a solid bonus on everyday spending.
All other eligible purchases earn 1X Rewards, keeping your points growing on everyday spending.
Benefits & Perks
Monitor your credit file for suspicious activity with alerts for new inquiries, address changes, and accounts.
Doubles the manufacturer's warranty by up to 12 months on purchases, with coverage up to $10,000 per item.
Items purchased with your card are covered against damage or theft for 90 days, up to $1,000 per claim.
Get refunded the price difference if you find a lower advertised price within 120 days, up to $250 per claim.
You're not responsible for unauthorized charges you report to Barclays.
Reviews & Analysis
| Publication | Rating | Rank | Notes |
|---|---|---|---|
| WalletHub | 3.1/5 |
The Capital Vacations World Mastercard is a niche co-branded card for Capital Vacations timeshare owners. With 5X on CV purchases, 2X on travel/gas, and a $250 resort certificate at $10K spend — all with no annual fee — it delivers solid value if you're already in the Capital Vacations ecosystem.
Details & Terms
| Foreign Transaction Fee | $0 |
Media & Resources
Features Capital Vacations World Mastercard as 'Best for Travel' among new cards. Highlights 5X on CV purchases and promotional APR on timeshare down payments.
5X rewards on Capital Vacations with $0 annual fee and a $250 resort certificate
Earn 5X Rewards on all Capital Vacations purchases and 2X on travel, gas, EV charging, and RCI with no annual fee. Spend $10,000 annually to unlock a 3-night resort stay certificate worth approximately $250. Finance timeshare down payments at 0% APR for 6 months and transfer balances at 0% for 15 months.
$0
Annual Fee
5,000
points · Welcome Bonus
5X
Top Rate
Annual Fee
$0
Foreign Transaction Fee
$0
Network
Mastercard World
Rewards Currency
Capital Vacations Rewards
Credit Required
Good to Excellent
Bonus: 5,000 points
A Capital Vacations owner paying $5,000/year in maintenance fees earns 25,000 Rewards — worth $250+ toward their next vacation.
Spending $300/month on gas and travel earns 7,200 Rewards annually — a solid bonus on everyday spending.
All other eligible purchases earn 1X Rewards, keeping your points growing on everyday spending.
Benefits & Perks
Monitor your credit file for suspicious activity with alerts for new inquiries, address changes, and accounts.
Doubles the manufacturer's warranty by up to 12 months on purchases, with coverage up to $10,000 per item.
Items purchased with your card are covered against damage or theft for 90 days, up to $1,000 per claim.
Get refunded the price difference if you find a lower advertised price within 120 days, up to $250 per claim.
You're not responsible for unauthorized charges you report to Barclays.
Reviews & Analysis
| Publication | Rating | Rank | Notes |
|---|---|---|---|
| WalletHub | 3.1/5 |
The Capital Vacations World Mastercard is a niche co-branded card for Capital Vacations timeshare owners. With 5X on CV purchases, 2X on travel/gas, and a $250 resort certificate at $10K spend — all with no annual fee — it delivers solid value if you're already in the Capital Vacations ecosystem.
Details & Terms
| Foreign Transaction Fee | $0 |
Media & Resources
Features Capital Vacations World Mastercard as 'Best for Travel' among new cards. Highlights 5X on CV purchases and promotional APR on timeshare down payments.
Credit Utilization (60%)
Excludes earning value, lounge access, insurance, and elite status
Total Value Captured
$0
Annual Fee
-$0
Net Annual Value
+$0
Official press release announcing the card launch in partnership with RCI and Barclays. Details full rewards structure and promotional APR on timeshare down payments.
| Source | Date | URL |
|---|---|---|
| — | — | View source |
| — | — | View source |
Credit Utilization (60%)
Excludes earning value, lounge access, insurance, and elite status
Total Value Captured
$0
Annual Fee
-$0
Net Annual Value
+$0
Official press release announcing the card launch in partnership with RCI and Barclays. Details full rewards structure and promotional APR on timeshare down payments.
| Source | Date | URL |
|---|---|---|
| — | — | View source |
| — | — | View source |
Credit Utilization (60%)
Excludes earning value, lounge access, insurance, and elite status
Total Value Captured
$0
Annual Fee
-$0
Net Annual Value
+$0
Official press release announcing the card launch in partnership with RCI and Barclays. Details full rewards structure and promotional APR on timeshare down payments.
| Source | Date | URL |
|---|---|---|
| — | — | View source |
| — | — | View source |
Brands where this card's earn-rate structure makes it a strong choice. Open a brand for the full ranked list.
Brands where this card's earn-rate structure makes it a strong choice. Open a brand for the full ranked list.
Brands where this card's earn-rate structure makes it a strong choice. Open a brand for the full ranked list.
