Compare card earning rates, fees and benefit qualifications.
Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; catalog last published November 13, 2026, and each card page shows when its terms were last checked. Card issuers do not influence our rankings or content.
174 cards ranked by value per dollar · Rankings aren't paid placement · How we rank
Not gas stations?
Why this card
Why this card
No annual fee
Why this card
No annual fee
Synchrony
Why this card
No annual fee
Your spend ($6,000) is 100% of the $6,000 annual cap
Bonus rate on first $6,000/annual, then base rate
Why this card
U.S. Bank
Why this card
Annual fee $99. Other listed credits: Dealership Credit (up to $30); H.O.G. Membership Credit (up to $59); SiriusXM Membership Credit (up to $10/yr). These amounts are not counted in estimated value or ranking: use, eligible purchases and any enrollment requirements have not been established.
Why this card
No annual fee
Your spend ($6,000) is 100% of the $6,000 annual cap
Bonus rate on first $6,000/annual, then base rate
Wells Fargo
Why this card
No annual fee
Synchrony
Why this card
No annual fee
FNBO
Why this card
No annual fee
Why this card
Your spend ($6,000) is 75% of the $8,000 annual cap
Bonus rate on first $2,000/quarterly, then base rate
Wells Fargo
Why this card
Why this card
No annual fee
Your spend ($6,000) is 200% of the $3,000 annual cap
Bonus rate on first $3,000/annual, then base rate
Why this card
No annual fee
Your spend ($6,000) is 86% of the $7,000 annual cap
Bonus rate on first $7,000/annual, then base rate
American Express
Why this card
No annual fee. Other listed credits: $84 Disney Streaming Credit (up to $7/mo). These amounts are not counted in estimated value or ranking: use, eligible purchases and any enrollment requirements have not been established.
Your spend ($6,000) is 100% of the $6,000 annual cap
Bonus rate on first $6,000/annual, then base rate
Bank of America
Why this card
No annual fee
Bonus rate on first $2,500/quarterly, then base rate
TD Bank
Why this card
No annual fee
Why this card
No annual fee
Your spend ($6,000) is 150% of the $4,000 annual cap
Bonus rate on first $1,000/quarterly, then base rate
WebBank
Why this card
No annual fee
Your spend ($6,000) is 167% of the $3,600 annual cap
Bonus rate on first $300/monthly, then base rate
WebBank
Why this card
Annual fee $99 ($400 initial limit (first year)) or $125 ($500 initial limit (first year)) or $175 ($700 or $1,000 initial limit (first year)), set at approval; net est. $81 ($400 initial limit (first year)) or $55 ($500 initial limit (first year)) or $5 ($700 or $1,000 initial limit (first year)). Ranked assuming the $175 $700 or $1,000 initial limit (first year) fee; your fee depends on the version you are approved for.
net est. $81 ($400 initial limit (first year)) or $55 ($500 initial limit (first year)) or $5 ($700 or $1,000 initial limit (first year))
Why this card
No annual fee
Why this card
No annual fee. Other listed credits: $10/Line Monthly AT&T Autopay Discount (up to $120/yr); Up to $240 Annual Statement Credit ($20 per Billing Cycle) (up to $240/yr; requires $1,000 eligible spend within 1 months). These amounts are not counted in estimated value or ranking: use, eligible purchases and any enrollment requirements have not been established.
FNBO
Why this card
No annual fee
U.S. Bank
Why this card
No annual fee
Capital One
Why this card
No annual fee
Navy Federal
Why this card
No annual fee
Citi
Why this card
No annual fee
American Express
Why this card
Annual fee $95. Other listed credits: Disney Bundle Credit (up to $10/mo). These amounts are not counted in estimated value or ranking: use, eligible purchases and any enrollment requirements have not been established.
Why this card
Annual fee $149. Other listed credits: $100 Statement Credit (up to $100; requires $200 eligible spend within 12 months); Disney Streaming (up to $10/mo; requires $10 eligible spend within 12 months). These amounts are not counted in estimated value or ranking: use, eligible purchases and any enrollment requirements have not been established.
Why this card
For gas stations, our top pick is the Chase Sapphire Preferred, which earns 3x Ultimate Rewards, worth about 5.4¢ per dollar at our 1.8¢ valuation. It has a $95 annual fee. If you'd rather not pay a fee, the Citi Strata earns 3x ThankYou Points, worth about 5.1¢ per dollar at our 1.7¢ valuation. The Citi Strata and Citi Strata Premier both earn 3x ThankYou Points; the Citi Strata comes out ahead after fees at your spend.
