
Getaway by FNBO℠
- Annual Fee
- $0
- Top Rate
- 3X
Terms checked against the issuer on October 10, 2026
At a Glance
- Annual Fee
- $0
- Foreign Transaction Fee
- $0
- Network
- Mastercard World
- Rewards Currency
- FNBO points
- Credit Required
- Excellent
Earning Rates
- 3X
Dining
Earn Unlimited 3x points per dollar spent on dining
- 3X
Travel
Earn unlimited 3x points per dollar spent on travel
- 3X
Gas Stations
Earn unlimited 3x points per dollar spent on gas
Benefits & Perks
Insurance & Protections
2 protectionsZero Liability on unauthorized transactions
You won't be held responsible for unauthorized transactions made in store, online, or via mobile device.
FICO® Score
View your FICO® Score each month online for free. Knowing your FICO® Score can help you maintain and better understand your financial health.
Dining Out
3x at restaurants
FNBO points
≈$3 in value on a $100 dinner, at our valuation of 1¢ per point
No annual fee
Explore 5,512 New York restaurants with this cardStack a dining program
Rakuten Dining
5% back at 20,618 participating restaurants, on top of this card's 3x, once you join and link this card.
+$5
cash back, or ≈$5.50 as points
More on a $100 dinner
Reviews & Analysis
Details & Terms
Payment Terms
| Purchase APR | 19.49%–27.49% (Variable) |
| Cash Advance APR | 27.99% (Variable) |
| Foreign Transaction Fee | $0 |
Media & Resources
Card Design

Evidence Sources
| Source | Verified | Citation |
|---|---|---|
| RewardsCC API | — | RewardsCC API |
| Issuer Page | Issuer Page |
Top brands for this card
Brands where this card's earn-rate structure makes it a strong choice. Open a brand for the full ranked list.





