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Up to 10X (Disney Plus)
Highest rate (conditional)
Annual Fee
$149
Foreign Transaction Fee
$0
Network
Visa Signature
Rewards Currency
Disney Rewards
Point Valuation
1–1 cpp (mid: 1)
Credit Required
Excellent
Bonus: $200 statement credit
Spend: $1,000
Period: 3 months
Benefits & Perks
Program & Transfers
Earn more on everyday spend.
Disney Rewards Dollars is a retail rewards program focused on turning everyday purchases into practical member value. The program includes 1 status tier that provide incremental benefits as activity grows. Members can earn through qualifying spend or travel activity and redeem for rewards tied to program terms and availability.
Reviews & Analysis
Credit Utilization (60%)
Excludes earning value, lounge access, insurance, and elite status
Total Value Captured
$264
Annual Fee
-$149
Net Annual Value
-$17
Details & Terms
| Foreign Transaction Fee | $0 |
Media & Resources
| Source | Verified | Citation |
|---|---|---|
| RewardsCC API | — | RewardsCC API |
| Issuer Page | — | Issuer Page |
| Issuer Page | — | Issuer Page |
Recurring credits (annual): $220
First-year / eligibility-dependent: $220
Estimated annual value: $94
| Credit | Value | Category | Frequency | Details |
|---|---|---|---|---|
| $100 statement credit | $100 | Statement Credit | — | |
| Up to 8% Booking.com credit | —/Per stay | Travel | Per stay | |
| DoorDash DashPass | — | Delivery | — | |
| $10/mo Disney streaming | $10/Monthly | Streaming | Monthly |
Combined Protection Value
$4,950
Covers your eligible new purchases for 120 days from the date of purchase against damage or theft up to $500 per item.
Reimburses you up to $100 a day for up to 3 days for essential purchases like toiletries and clothing when baggage is delayed over 6 hours.
Get coverage for collision damage, theft, and loss-of-use when renting a car. Coverage type (primary vs secondary) varies by issuer.
Access 24/7 multilingual travel assistance including medical referrals, legal help, emergency cash, and lost luggage support.
Get reimbursed up to $3,000 per person per trip for lost, stolen, or damaged luggage when traveling with your card.
Get reimbursement up to $500 per claim for items stolen or damaged by accident within 120 days (90 for NY residents).
Reimbursement up to $300 for meals and lodging after 12+ hour delay. Signature requires 12 hours vs Infinite's 6 hours.
Get reimbursed up to $300 for essential purchases like clothing and toiletries when checked baggage is delayed 4+ hours.
Get reimbursement up to $250 per item when a merchant won't accept returns within 90 days of purchase (Signature tier).
Extends the time period of the manufacturer's U.S. warranty by an additional year, on eligible warranties of three years or less, up to four years ...
24/7 roadside assistance including jump-start, lockout, towing, and fuel delivery. Services charged as flat fee per call.
Merchants this card gives you a statement credit or membership at. Unlike the brands above, this isn't about earn rate — it's money the card hands back when you spend there.
Brands where this card's earn-rate structure makes it a strong choice. Open a brand for the full ranked list.
