Best No-Annual-Fee Entertainment Credit Cards
$0 annual fee cards ranked by earn rate on entertainment spending.
Rankings are generated by our algorithm based on earn rates, point valuations, fees, and benefits — not paid placement. We don't accept compensation to rank cards higher. How we rank
Ranked by earn rate and redemption value, statement credits minus annual fees (weighted against a typical $30,000/year in total card spend), shopping portal bonuses when we recognize the merchant, matched benefits and promotional earn boosts. The ¢ per dollar column is the reward rate at Entertainment, after spend caps. Order can differ from that column because ranking adds the adjustments above.
Top Pick
Citi Strata Credit Card
Citi
3x ThankYou Points on Streaming Services
3x × 1.7¢/pt = 5.1¢ per dollar
- +3x on Streaming Services — points worth 1.7¢ each. 3X applies while Select Streaming Services is the one Self-Select Category (fitness clubs, select streaming services, live entertainment, cosmetic stores/barber shops/hair salons, or pet supply stores), changeable once each calendar quarter; it is the default at account opening.
- +Citi Entertainment® — not counted in estimated value or ranking; eligible use has not been established
- +20,000 points bonus (~$340 value)
MASTERCARDCore Rate
3.7¢
per dollar on entertainment
No annual fee
Welcome: 20,000 points
Runner-Up
U.S. Bank Cash+® Visa Signature® Card
U.S. Bank
5% cash back on Streaming Services
- +5% cash back on Streaming Services. 5% applies only if TV, internet and streaming is one of the two 5% categories you choose each quarter; the $2,000 quarterly limit is combined across both chosen categories.
- +$200 cash back bonus (~$200 value)
- +No annual fee
VISACore Rate
3.4¢
per dollar on entertainment
No annual fee
Welcome: $200 cash back
Also Great
Wells Fargo Autograph Visa Credit Card
Wells Fargo
3x Wells Fargo Rewards on Streaming Services
3x × 1.4¢/pt = 4.3¢ per dollar
Up to 4.8¢/$ via Choice Privileges
- +3x on Streaming Services — points worth 1.4¢ each
- +Autograph Card Exclusives — not counted in estimated value or ranking; eligible use has not been established
- +20,000 points bonus (~$290 value)
VISACore Rate
3.2¢
per dollar on entertainment
No annual fee
Welcome: 20,000 points
Compare the Top Picks
Quick Comparison
Side-by-side view of the ranked picks.
| Card | Applicable Rate | Effective Value | Annual Fee | Network |
|---|---|---|---|---|
| Citi Strata Credit CardCiti | 3x ThankYou Points Streaming Services | 3.7¢/$ | $0 | mastercard |
| U.S. Bank Cash+® Visa Signature® CardU.S. Bank | 5% cash back Streaming Services | 3.4¢/$ | $0 | visa |
| Wells Fargo Autograph Visa Credit CardWells Fargo | 3x Wells Fargo Rewards Streaming Services | 3.2¢/$ | $0 | visa |
| Capital One Savor Cash Rewards Credit CardCapital One | 3% cash back Streaming Services | 3.0¢/$ | $0 | mastercard |
| Savor Rewards for Good CreditCapital One | 3% cash back Streaming Services | 3.0¢/$ | $0 | mastercard |
| Capital One Savor Student Cash Rewards Credit CardCapital One | 3% cash back Streaming Services | 3.0¢/$ | $0 | mastercard |
| Bank of America Customized Cash Rewards Credit CardBank of America | 3% cash back Streaming Services | 2.2¢/$ | $0 | visa |
| PenFed Platinum Rewards Visa Signature® CardPenFed | 3x points Streaming Services | 2.2¢/$ | $0 | visa |
| TD Cash Credit CardTD Bank | 3% cash back Entertainment | 1.8¢/$ | $0 | visa |
| Xbox MastercardBarclays | 3x points Streaming Services | 1.8¢/$ | $0 | mastercard |
More Options
#4Capital One Savor Cash Rewards Credit CardNo fee
3.0¢/$
#5Savor Rewards for Good CreditNo fee
3.0¢/$
#6Capital One Savor Student Cash Rewards Credit CardNo fee
3.0¢/$
#7Bank of America Customized Cash Rewards Credit CardNo fee
2.2¢/$
#8PenFed Platinum Rewards Visa Signature® CardNo fee
2.2¢/$
#9TD Cash Credit CardNo fee
1.8¢/$
#10Xbox MastercardNo fee
1.8¢/$
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Open in full search with filters →Guides for this category
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