Best Credit Cards with Companion Pass in 2026

Cards offering companion tickets or companion pass benefits — ranked by total value.

Rankings are generated by our algorithm based on earn rates, point valuations, fees, and benefits — not paid placement. We don't accept compensation to rank cards higher. How we rank

Ranked by earn rate and redemption value, statement credits minus annual fees (weighted against a typical $30,000/year in total card spend), shopping portal bonuses when we recognize the merchant, matched benefits and promotional earn boosts. The ¢ per dollar column is the reward rate at this category. Order can differ from that column because ranking adds the adjustments above.

Top Pick
Atmos Rewards Summit Visa Infinite Credit Card

Atmos Rewards Summit Visa Infinite Credit Card

Bank of America

1x Atmos Rewards
1x × 1.1¢/pt = 1.1¢ per dollar
  • +Global Companion Awards
  • +100,000 points bonus (~$1,100.00 value)
  • +Est. $15/yr in usable credits offset part of the $395 fee — actual value depends on use and eligibility
VISA
1.1¢
per dollar
$395/yr(est. $15/yr in usable credits)
Welcome: 100,000 points
Runner-Up
Southwest Rapid Rewards Premier Credit Card

Southwest Rapid Rewards Premier Credit Card

Chase

1x Rapid Rewards
1x × 1.0¢/pt = 1.0¢ per dollar
  • +10,000 Companion Pass® qualifying points
  • +55,000 points bonus (~$550 value)
  • +Est. $24/yr in usable credits offset part of the $149 fee — actual value depends on use and eligibility
VISA
1.0¢
per dollar
$149/yr(est. $24/yr in usable credits)
Welcome: 55,000 points
Also Great
Delta SkyMiles Reserve American Express Card

Delta SkyMiles Reserve American Express Card

American Express

1x SkyMiles
1x × 1.0¢/pt = 1.0¢ per dollar
  • +Annual Companion Certificate
  • +Est. $300/yr in usable credits offset part of the $650 fee — actual value depends on use and eligibility
AMEX
1.0¢
per dollar
$650/yr(est. $300/yr in usable credits)

Compare the Top Picks

Quick Comparison

Side-by-side view of the ranked picks.

Ranked by estimated net annual value: the earn rate on your spending, the card's usable credits and its annual fee together, so a card with a higher rate can rank lower.
CardRateEffective ValueAnnual FeeEst. Fee OffsetNetwork
Atmos Rewards Summit Visa Infinite Credit CardBank of America
1x Atmos Rewards
1.1¢/$$395$15visa
Southwest Rapid Rewards Premier Credit CardChase
1x Rapid Rewards
1.0¢/$$149$24visa
Delta SkyMiles Reserve American Express CardAmerican Express
1x SkyMiles
1.0¢/$$650$300amex
Miles & More® World Elite Mastercard®Barclays
1x Miles & More
1.0¢/$$89—mastercard
Citi / AAdvantage Globe MastercardCiti
1x AAdvantage
1.0¢/$$350$235mastercard
JetBlue Premier CardBarclays
1x TrueBlue
1.0¢/$$499$156mastercard
Atmos Rewards Ascent Visa Signature CardBank of America
1x Atmos Rewards
1.1¢/$$95—visa
Southwest Rapid Rewards Priority Credit CardChase
1x Rapid Rewards
1.0¢/$$229$24visa
Delta SkyMiles Platinum American Express CardAmerican Express
1x SkyMiles
1.0¢/$$350$275amex
Southwest Rapid Rewards Plus Credit CardChase
1x Rapid Rewards
1.0¢/$$99$60visa

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Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; catalog last published November 13, 2026, and each card page shows when its terms were last checked. Card issuers do not influence our rankings or content.