Best Cash Back Cards for Rent
Cash back cards ranked by effective return rate on rent purchases.
Rankings are generated by our algorithm based on earn rates, point valuations, fees, and benefits — not paid placement. We don't accept compensation to rank cards higher. How we rank
Ranked by earn rate and redemption value, statement credits minus annual fees (weighted against a typical $30,000/year in total card spend), shopping portal bonuses when we recognize the merchant, matched benefits and promotional earn boosts. The ¢ per dollar column is the reward rate at Grocery Stores and Dining and Gas Stations, after spend caps. Order can differ from that column because ranking adds the adjustments above.
Citi Double Cash Card
Citi
- +2% cash back
- +$200 cash back bonus (~$200 value)
- +No annual fee
Fidelity Rewards Visa Signature Card
Elan Financial
- +2% cash back
- +Global Entry or TSA PreCheck application fee credit (up to $100/4yr); Visa Signature Travel & Emergency Assistance — not counted in estimated value or ranking; eligible use has not been established
- +No annual fee
SoFi Unlimited 2%
SoFi
- +2% cash back
- +Lyft Credits — not counted in estimated value or ranking; eligible use has not been established
- +No annual fee
Compare the Top Picks
Quick Comparison
Side-by-side view of the ranked picks.
| Card | Rate | Effective Value | Annual Fee | Network |
|---|---|---|---|---|
| Citi Double Cash CardCiti | 2% cash back | 2.0¢/$ | $0 | mastercard |
| Fidelity Rewards Visa Signature CardElan Financial | 2% cash back | 2.0¢/$ | $0 | visa |
| SoFi Unlimited 2%SoFi | 2% cash back | 2.0¢/$ | $0 | mastercard |
| Synchrony Premier World Mastercard®Synchrony | 2% cash back | 2.0¢/$ | $0 | mastercard |
| TD Double Up Credit CardTD Bank | 2% cash back | 2.0¢/$ | $0 | visa |
| U.S. Bank Smartly Visa Signature CardU.S. Bank | 2% cash back | 2.0¢/$ | $0 | visa |
| Wells Fargo Active Cash CardWells Fargo | 2% cash back | 2.0¢/$ | $0 | visa |
| bp rewards Visa®FNBO | 1% cash back | 1.7¢/$ | $0 | visa |
| Blue Cash Preferred Card from American ExpressAmerican Express | 1% cash back | 1.7¢/$ | $95 | amex |
| Chase Freedom UnlimitedChase | 1.5% cash back | 1.6¢/$ | $0 | visa |
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Open in full search with filters →Guides for this category
- Cash BackFlat-rate cash back versus category bonuses: a household spending comparisonA 3%/1% card beats a flat 2% card only when half your spending lands in its categories. Three households, the break-even formula, and how caps change it.
- Cash BackGrocery card rewards: supermarkets, superstores, and warehouse exclusionsGrocery bonuses follow the merchant, not the food. How supermarket, superstore, warehouse, and online grocery rules change what your card actually earns.
- Cash BackHow to choose a cash back card from your actual spendingA 3% card can earn less than a 2% card. Compare annual cash back on your real spending, apply caps and merchant rules, then subtract fees.