Compare card earning rates, fees and benefit qualifications.
Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; catalog last published November 13, 2026, and each card page shows when its terms were last checked. Card issuers do not influence our rankings or content.
177 cards ranked by value per dollar · Rankings aren't paid placement · How we rank
Not gas stations?
Why this card
Why this card
No annual fee
Why this card
No annual fee
Why this card
No annual fee
Your spend ($3,000) is 100% of the $3,000 annual cap
Bonus rate on first $3,000/annual, then base rate
Wells Fargo
Why this card
No annual fee
Why this card
U.S. Bank
Why this card
Annual fee $99. Other listed credits: Dealership Credit (up to $30); H.O.G. Membership Credit (up to $59); SiriusXM Membership Credit (up to $10/yr). These amounts are not counted in estimated value or ranking: use, eligible purchases and any enrollment requirements have not been established.
Bank of America
Why this card
No annual fee
Bonus rate on first $2,500/quarterly, then base rate
Wells Fargo
Why this card
American Express
Why this card
No annual fee. Other listed credits: $84 Disney Streaming Credit (up to $7/mo). These amounts are not counted in estimated value or ranking: use, eligible purchases and any enrollment requirements have not been established.
Bonus rate on first $6,000/annual, then base rate
WebBank
Why this card
No annual fee
Your spend ($3,000) is 83% of the $3,600 annual cap
Bonus rate on first $300/monthly, then base rate
Synchrony
Why this card
No annual fee
Bonus rate on first $6,000/annual, then base rate
FNBO
Why this card
No annual fee
Why this card
No annual fee
Bonus rate on first $6,000/annual, then base rate
Why this card
No annual fee
Your spend ($3,000) is 75% of the $4,000 annual cap
Bonus rate on first $1,000/quarterly, then base rate
Why this card
Synchrony
Why this card
No annual fee
WebBank
Why this card
Annual fee $99 ($400 initial limit (first year)) or $125 ($500 initial limit (first year)) or $175 ($700 or $1,000 initial limit (first year)), set at approval; net est. $21 ($400 initial limit (first year)) or -$5 ($500 initial limit (first year)) or -$55 ($700 or $1,000 initial limit (first year)). Ranked assuming the $175 $700 or $1,000 initial limit (first year) fee; your fee depends on the version you are approved for.
net est. $21 ($400 initial limit (first year)) or -$5 ($500 initial limit (first year)) or -$55 ($700 or $1,000 initial limit (first year))
Why this card
No annual fee
Why this card
No annual fee
Bonus rate on first $7,000/annual, then base rate
TD Bank
Why this card
No annual fee
Capital One
Why this card
No annual fee
Why this card
Bonus rate on first $2,000/quarterly, then base rate
Why this card
5% applies only if department stores is one of the two 5% categories you choose each quarter; the $2,000 quarterly limit is combined across both chosen categories. 2% applies only if gas stations and EV charging is the one everyday category you choose each quarter.
No annual fee
Bonus rate on first $2,000/quarterly, then base rate
American Express
Why this card
Annual fee $95. Other listed credits: Disney Bundle Credit (up to $10/mo). These amounts are not counted in estimated value or ranking: use, eligible purchases and any enrollment requirements have not been established.
Why this card
Annual fee $149. Other listed credits: $100 Statement Credit (up to $100; requires $200 eligible spend within 12 months); Disney Streaming (up to $10/mo; requires $10 eligible spend within 12 months). These amounts are not counted in estimated value or ranking: use, eligible purchases and any enrollment requirements have not been established.
American Express
Why this card
Annual fee $150. Other listed credits: Hilton Property Statement Credits (up to $200/yr). These amounts are not counted in estimated value or ranking: use, eligible purchases and any enrollment requirements have not been established.
Wells Fargo
Why this card
No annual fee
Why this card
Spend $35,000 USD in qualifying purchases minus returns/refunds posted January 1 through December 31. The calculation resets January 1; purchases posting in the next year count in that year. Excludes balance transfers, cash advances, cash-like transactions, gambling, account-access checks, interest, unauthorized/fraudulent charges and fees. Account must remain open and not in default. Only one qualifying Boundless account per Marriott Bonvoy member, who must be the primary cardmember. Allow up to 8 weeks after qualifying.; Primary cardmember only; qualifying authorized-user purchases may count toward the threshold; Qualification resets each calendar year. Your eligibility and completion of requirements are not verified. Marriott Bonvoy Silver Elite status — Offered automatically to eligible cardholders. Card account must remain open and not in default. Only one Marriott Bonvoy credit card account per Marriott Bonvoy member qualifies; that member must be the primary cardmember. Allow up to 8 weeks after opening for the initial award.; Primary cardmember on the qualifying Boundless account linked to the Marriott Bonvoy membership; Each calendar year while eligible. Your eligibility and completion of requirements are not verified.
Bonus rate on first $6,000/annual, then base rate
Bank of America
Why this card
For this search, our top pick is the Chase Sapphire Preferred, which earns 3x Ultimate Rewards on gas stations, worth about 5.4¢ per dollar at our 1.8¢ valuation. It has a $95 annual fee. If you'd rather not pay a fee, the Citi Strata earns 3x ThankYou Points on gas stations, worth about 5.1¢ per dollar at our 1.7¢ valuation.
