Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; data as of September 27, 2026. Card issuers do not influence our rankings or content.
$0 annual fee cards that still offer streaming credit.
Rankings are generated by our algorithm based on earn rates, point valuations, fees, and benefits — not paid placement. We don't accept compensation to rank cards higher. How we rank
Ranked by earn rate and redemption value, statement credits minus annual fees (weighted against a typical $30,000/year in total card spend), shopping portal bonuses when we recognize the merchant, matched benefits and promotional earn boosts. The ¢ per dollar column is the reward rate at this category. Order can differ from that column because ranking adds the adjustments above.
Capital One
Chase
Chase
Side-by-side view of the ranked picks.
| Card | Rate | Effective Value | Annual Fee | Fee Offset | Network |
|---|---|---|---|---|---|
| BJ's One+™ Mastercard®Capital One | 2% cash back | 2.0¢/$ | $0 | — | mastercard |
| Disney Visa CardChase | 1x Disney Rewards Dollars | 1.0¢/$ | $0 | — | visa |
| Chase Freedom FlexChase | 1% cash back | 1.0¢/$ | $0 | $30 | mastercard |
| MGM Rewards World Elite Mastercard®Fnbo | 1x MGM Rewards | 1.0¢/$ | $0 | — | mastercard |
Want to customize by spend amount, programs, or fee preference?
Open in full search with filters →| Capital One Quicksilver Cash Rewards Credit CardCapital One | 1.5% cash back | 1.5¢/$ | $0 | — | mastercard |
| U.S. Bank Altitude Go Visa Signature CardUsbank | 1x Usbank Altitude Rewards | 1.0¢/$ | $0 | — | visa |
| Edward Jones® Everyday Solutions Triple Rewards World Elite Mastercard®Usbank | 1x points | 1.0¢/$ | $0 | — | mastercard |
| REI Co-op® Mastercard®Capital One | 1.5% cash back | 1.5¢/$ | $0 | — | mastercard |
| BJ's One™ Mastercard®Capital One | 1.5% cash back | 1.5¢/$ | $0 | — | mastercard |
| Cabela's CLUB® CardCapital One | 1% cash back | 1.0¢/$ | $0 | — | mastercard |
