Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; data as of September 27, 2026. Card issuers do not influence our rankings or content.
Annual Fee
$0
Authorized User Fee
$0
Foreign Transaction Fee
3%
Network
Visa Traditional
Rewards Currency
Disney Rewards
Point Valuation
1–1 cpp (mid: 1)
Credit Required
Good to Excellent
Bonus: $150 gift card + statement credit
Spend: $500
Period: 3 months
Benefits & Perks
Program & Transfers
Earn more on everyday spend.
Disney Rewards Dollars is a retail rewards program focused on turning everyday purchases into practical member value. The program includes 1 status tier that provide incremental benefits as activity grows. Members can earn through qualifying spend or travel activity and redeem for rewards tied to program terms and availability.
Reviews & Analysis
Details & Terms
| Purchase APR | 18.24%–27.74% (Variable) |
| Cash Advance APR | 29.99% (Variable) |
| Foreign Transaction Fee | 3% |
| Authorized User Fee | $0 |
Media & Resources
| Source | Verified | Citation |
|---|---|---|
| Chase | — | Chase |
| NerdWallet | — | NerdWallet |
| CardRatings |
Estimated annual value: $40
| Credit | Value | Category | Frequency | Details |
|---|---|---|---|---|
| Up to 8% Booking.com credit | —/Per stay | Travel | Per stay | |
| DoorDash DashPass | —/Monthly | Delivery | Monthly | |
| 10% Disney shopping discount | — | Retail | — |
Combined Protection Value
$4,350
Covers purchases against damage or theft for 120 days (90 for NY residents)—secure your Disney merchandise and travel items
Get coverage for collision damage, theft, and loss-of-use when renting a car. Coverage type (primary vs secondary) varies by issuer.
Get an additional year of warranty protection on eligible electronics and appliances with original warranties of 3 years or less.
Access 24/7 multilingual travel assistance including medical referrals, legal help, emergency cash, and lost luggage support.
You won't be held responsible for unauthorized charges made in store, online, or via mobile device.
Get reimbursed up to $3,000 per person per trip for lost, stolen, or damaged luggage when traveling with your card.
Get reimbursement up to $500 per claim for items stolen or damaged by accident within 120 days (90 for NY residents).
Credit Utilization (60%)
Excludes earning value, lounge access, insurance, and elite status
Total Value Captured
$0
Annual Fee
-$0
Net Annual Value
+$0
| — |
| CardRatings: Welcome offer.bonus cash |
| CardRatings | — | CardRatings: Bonus categories |
| RewardsCC API | — | RewardsCC API |
| Issuer Page | Issuer Page: Earn rates |
| Issuer Page | — | Issuer Page: Cobrand.earning at program.base multiplier |
| Issuer Page | — | Issuer Page: Apr.purchase |
| Issuer Page | — | Issuer Page: Welcome offer |
Get reimbursed up to $300 for essential purchases like clothing and toiletries when checked baggage is delayed 4+ hours.
Reimbursement up to $300 for meals and lodging after 12+ hour delay. Signature requires 12 hours vs Infinite's 6 hours.
Get reimbursement up to $250 per item when a merchant won't accept returns within 90 days of purchase (Signature tier).
Emergency card replacement and cash disbursement services available 24/7 worldwide for lost or stolen cards.
24/7 roadside assistance including jump-start, lockout, towing, and fuel delivery. Services charged as flat fee per call.
Merchants this card gives you a statement credit or membership at. Unlike the brands above, this isn't about earn rate — it's money the card hands back when you spend there.
