Best Credit Cards for Amazon
Ranked by effective value per dollar on Amazon.com purchases.
Rankings are generated by our algorithm based on earn rates, point valuations, fees, and benefits — not paid placement. We don't accept compensation to rank cards higher. How we rank
Ranked by earn rate and redemption value, statement credits minus annual fees (weighted against a typical $30,000/year in total card spend), shopping portal bonuses when we recognize the merchant, matched benefits and promotional earn boosts. The ¢ per dollar column is the reward rate at Amazon, after spend caps. Order can differ from that column because ranking adds the adjustments above.
Prime Visa
Chase
- +Official cobrand card — earns Amazon Prime Rewards on all purchases
- +10% cash back on Amazon. Eligible Prime cardmembers; a rotating selection of items and categories on Amazon.com
- +$150 gift card bonus (~$150 value)
Amazon Prime Store Card
Synchrony
- +Official store card — earns rewards only where this closed-loop card is accepted
- +5% cash back on Amazon. Requires an eligible Amazon Prime membership.
- +No annual fee
Amazon Visa
Chase
- +Official cobrand card — earns Amazon Prime Rewards on all purchases
- +3% cash back on Amazon
- +$50 gift card bonus (~$50 value)
Compare the Top Picks
Quick Comparison
Side-by-side view of the ranked picks.
| Card | Applicable Rate | Effective Value | Annual Fee | Est. Fee Offset | Network |
|---|---|---|---|---|---|
| Prime VisaChase | 10% cash back Amazon | 10.0¢/$ | $0 | — | visa |
| Amazon Prime Store CardSynchrony | 5% cash back Amazon | 5.0¢/$ | $0 | — | store_card |
| Amazon VisaChase | 3% cash back Amazon | 3.0¢/$ | $0 | — | visa |
| Bank of America Customized Cash Rewards Credit CardBank of America | 3% cash back Online Shopping | 3.0¢/$ | $0 | — | visa |
| Blue Cash Everyday Card from American ExpressAmerican Express | 3% cash back Online Shopping | 3.0¢/$ | $0 | $42 | amex |
| AllModern MastercardCiti | 2x points Online Shopping | 2.0¢/$ | $0 | — | mastercard |
| Birch Lane MastercardCiti | 2% cash back Online Shopping | 2.0¢/$ | $0 | — | mastercard |
| Joss & Main MastercardCiti | 2x points Online Shopping | 2.0¢/$ | $0 | — | mastercard |
| Hilton Honors American Express Surpass CardAmerican Express | 4x Hilton Honors Online Shopping | 1.6¢/$ | $150 | $100 | amex |
| Bilt Palladium CardCardless | 2x Bilt Rewards All Other | 4.0¢/$ | $495 | $200 | mastercard |
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