Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; data as of September 27, 2026. Card issuers do not influence our rankings or content.
Both cards cost $0/yr. The Amazon Prime Store Card leads on everyday spending; the Prime Visa on gas stations.
Card data as of September 27, 2026.
Annual Fee
Welcome Bonus
| Category | Amazon Prime Store Card | Prime Visa |
|---|---|---|
| Dining | 1X | 2X |
| Gas Stations | 1X | 2X |
| Ridesharing | 1X | 2X |
| Transit | 1X | 2X |
Network
Key Benefits
Pros
Cons
The Prime Visa wins in 4 of 4 categories. The Amazon Prime Store Card leads in 0.
Gas Stations
Prime Visa earns 2X vs 1X
Transit
Prime Visa earns 2X vs 1X
Dining
Prime Visa earns 2X vs 1X
Ridesharing
Prime Visa earns 2X vs 1X
Modeled net value (bonus categories at unconditional rates, caps applied). Spend mix: dining 15%, groceries 15%, gas 10%, travel 10%, everything else 50%. Statement credits use the same recurring usable estimates as each card's detail page; first-year-only credits count in year one only. Welcome offers valued at each card's program rate shown on this page.
Both scenarios favor the Prime Visa on net value (rewards, usable credits, fees, and welcome offer).
| Scenario | Amazon Prime Store Card | Prime Visa | Ongoing winner | Year-one winner |
|---|---|---|---|---|
| Light spender: $1,000/month | Rewards: $120 Credits (our usable estimate): $0 − Annual fee ($0) Ongoing: $120 Year one: $231 |
Both scenarios favor the Prime Visa on net value (rewards, usable credits, fees, and welcome offer).
| Prime Visa |
| Prime Visa |
| Heavy spender: $4,000/month | Rewards: $480 Credits (our usable estimate): $0 − Annual fee ($0) Ongoing: $480 Year one: $591 | Rewards: $600 Credits (our usable estimate): $0 − Annual fee ($0) Ongoing: $600 Year one: $750 | Prime Visa | Prime Visa |
Get the Prime Visa if you:
Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; data as of September 27, 2026. Card issuers do not influence our rankings or content.
