Which card earns more rewards, the Amazon Prime Store Card or Prime Visa?

Both cards earn 0X on everyday purchases. The difference is in bonus categories — check the earn rate comparison above for a full breakdown.

Should I get the Amazon Prime Store Card or the Prime Visa?

Both cards have the same $0/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

Which card earns more rewards, the Amazon Prime Store Card or Prime Visa?

Both cards earn 0X on everyday purchases. The difference is in bonus categories — check the earn rate comparison above for a full breakdown.

Should I get the Amazon Prime Store Card or the Prime Visa?

Both cards have the same $0/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

Which card earns more rewards, the Amazon Prime Store Card or Prime Visa?

Both cards earn 0X on everyday purchases. The difference is in bonus categories — check the earn rate comparison above for a full breakdown.

Should I get the Amazon Prime Store Card or the Prime Visa?

Both cards have the same $0/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

Amazon Prime Store Card vs Prime Visa

Both cards cost $0/yr. The Amazon Prime Store Card is better for amazon, while the Prime Visa wins on amazon. Here's how they compare.

Fees & Welcome Offer

Annual Fee

Welcome Bonus

—

150 Retail

Earn Rates

Category	Amazon Prime Store Card	Prime Visa
All Travel Ultimate Rewards	1X	5X
Amazon	5X	5X
Whole Foods	5X	5X
Dining	1X	2X
Gas Stations	1X	2X
Ridesharing	1X	2X

Benefits & Features

Network

VISA

Key Benefits

None

Pros & Cons

Pros

—

+5% back at Amazon.com, Amazon Fresh, and Whole Foods Market with Prime membership
+5% back on Chase Travel portal bookings with no cap
+2% back at restaurants, gas stations, and transit - solid everyday categories
+$150 Amazon Gift Card welcome bonus with no minimum spend required
+No annual fee on the card itself (Prime membership separate)

Cons

—

−Requires $139/year Amazon Prime membership to earn 5% (only 3% without Prime)
−Rewards locked to Amazon ecosystem - cannot transfer to airlines/hotels
−Only 1% back on non-category purchases - below average for catch-all spending
−No premium travel protections like trip delay insurance or lounge access
−Sign-up bonus is gift card, not flexible cash or points

Category-by-Category Winner

The Prime Visa wins in 5 of 5 categories. The Amazon Prime Store Card leads in 0.

All Travel Ultimate Rewards

Prime Visa earns 5X vs 1X

Gas Stations

Prime Visa earns 2X vs 1X

Transit

Prime Visa earns 2X vs 1X

Dining

Prime Visa earns 2X vs 1X

Ridesharing

Prime Visa earns 2X vs 1X

Which Card Is Right for You?

Get the Prime Visa if you:

+Spend $300+/month on restaurants and dining out

Frequently Asked Questions

Which card earns more rewards, the Amazon Prime Store Card or Prime Visa?: Both cards earn 0X on everyday purchases. The difference is in bonus categories — check the earn rate comparison above for a full breakdown.
Should I get the Amazon Prime Store Card or the Prime Visa?: Both cards have the same $0/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

Explore More

Amazon Prime Store Card — Full Review All Synchrony Cards

Prime Visa — Full Review All Chase Cards

Browse all comparisons →Browse all card categories →

Official issuer pages: Synchrony cards · Chase cards

Editorial disclosure: The analysis on this page is based on publicly available card data and is updated regularly. CardRewards.ai is an independent comparison service. Card issuers do not influence our rankings or editorial content. Last updated: May 2026.

Amazon Prime Store Card vs Prime Visa

Both cards cost $0/yr. The Amazon Prime Store Card is better for amazon, while the Prime Visa wins on amazon. Here's how they compare.