Amazon Prime Store Card vs Amazon Visa

A detailed side-by-side comparison to help you choose the right card for your spending.

Amazon Prime Store Card

Synchrony

Amazon Visa

Chase

Annual Fee

Welcome Bonus

—

50 Retail

Base Earn Rate

—

Top Earn Categories

5X Amazon

5X Whole Foods

3X Amazon

3X Whole Foods

3X Chase Travel

3X All Travel Ultimate Rewards

Network

VISA

Key Benefits

None

Pros

—

+3% back at Amazon.com, Amazon Fresh, and Whole Foods Market
+3% back on Chase Travel portal bookings with no cap
+2% back at restaurants, gas stations, and transit
+$50 Amazon Gift Card upon approval with no spend requirement
+No annual fee and no foreign transaction fees

Cons

—

−Lower Amazon/Whole Foods earn rate than Prime Visa
−Rewards locked to Amazon ecosystem
−Only 1% back on non-category purchases

Explore More

Amazon Prime Store Card — Full Review All Synchrony Cards

Amazon Visa — Full Review All Chase Cards

Browse all comparisons →Browse all card categories →

Amazon Prime Store Card vs Amazon Visa

A detailed side-by-side comparison to help you choose the right card for your spending.

Amazon Prime Store Card

Synchrony

Amazon Visa

Chase

Annual Fee

Welcome Bonus

—

50 Retail

Base Earn Rate

—

Top Earn Categories

5X Amazon

5X Whole Foods

3X Amazon

3X Whole Foods

3X Chase Travel

3X All Travel Ultimate Rewards

Network

VISA

Key Benefits

None

Pros

—

+3% back at Amazon.com, Amazon Fresh, and Whole Foods Market
+3% back on Chase Travel portal bookings with no cap
+2% back at restaurants, gas stations, and transit
+$50 Amazon Gift Card upon approval with no spend requirement
+No annual fee and no foreign transaction fees

Cons

—

−Lower Amazon/Whole Foods earn rate than Prime Visa
−Rewards locked to Amazon ecosystem
−Only 1% back on non-category purchases

Explore More

Amazon Prime Store Card — Full Review All Synchrony Cards

Amazon Visa — Full Review All Chase Cards

Browse all comparisons →Browse all card categories →

Amazon Prime Store Card vs Amazon Visa

A detailed side-by-side comparison to help you choose the right card for your spending.

Amazon Prime Store Card

Synchrony

Amazon Visa

Chase

Annual Fee

Welcome Bonus

—

50 Retail

Base Earn Rate

—

Top Earn Categories

5X Amazon

5X Whole Foods

3X Amazon

3X Whole Foods

3X Chase Travel

3X All Travel Ultimate Rewards

Network

VISA

Key Benefits

None

Pros

—

+3% back at Amazon.com, Amazon Fresh, and Whole Foods Market
+3% back on Chase Travel portal bookings with no cap
+2% back at restaurants, gas stations, and transit
+$50 Amazon Gift Card upon approval with no spend requirement
+No annual fee and no foreign transaction fees

Cons

—

−Lower Amazon/Whole Foods earn rate than Prime Visa
−Rewards locked to Amazon ecosystem
−Only 1% back on non-category purchases

Explore More

Amazon Prime Store Card — Full Review All Synchrony Cards

Amazon Visa — Full Review All Chase Cards

Browse all comparisons →Browse all card categories →