Best Discover Cards for Groceries in 2026

Discover cards ranked by earn rate on groceries spending.

Top Pick

NHL® Discover It®

Discover

5x points on Grocery Stores

+5x on Supermarkets
+No annual fee

DISCOVER

Core Rate

5.0¢

per dollar on grocery stores

No annual fee

Runner-Up

Discover it Student Cash Back

Discover

5% cash back on Grocery Stores

+5% cash back on Supermarkets
+50 cash bonus (~$50 value)
+No annual fee

DISCOVER

5.0¢

per dollar on grocery stores

No annual fee

Welcome: 50 cash

Also Great

Discover it Cash Back

Discover

5x Cashback on Grocery Stores

5x × 1.0¢/pt = 5.0¢ per dollar

+5x on Supermarkets — points worth 1.0¢ each
+150 cash bonus (~$150 value)
+No annual fee

DISCOVER

5.0¢

per dollar on grocery stores

No annual fee

Welcome: 150 cash

Quick Comparison

All 4 cards ranked by effective value per dollar.

Card	Grocery Stores Rate	Effective Value	Annual Fee	Fee Offset	Network
NHL® Discover It®Discover	5x points	5.0¢/$	$0	—	discover
Discover it Student Cash BackDiscover	5% cash back	5.0¢/$	$0	—	discover
Discover it Cash BackDiscover	5x Cashback	5.0¢/$	$0	—	discover
Discover it® MilesDiscover	1.5x Cashback	1.3¢/$	$0	—	discover

More Options

#4Discover it® MilesNo fee

1.3¢/$

Want to customize by spend amount, programs, or fee preference?

Open in full search with filters →

Related Categories

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Browse all benefits →Browse all cards →

Best Discover Cards for Groceries in 2026

Discover cards ranked by earn rate on groceries spending.

Top Pick

NHL® Discover It®

Discover

5x points on Grocery Stores

+5x on Supermarkets
+No annual fee

DISCOVER

Core Rate

5.0¢

per dollar on grocery stores

No annual fee

Runner-Up

Discover it Student Cash Back

Discover

5% cash back on Grocery Stores

+5% cash back on Supermarkets
+50 cash bonus (~$50 value)
+No annual fee

DISCOVER

5.0¢

per dollar on grocery stores

No annual fee

Welcome: 50 cash

Also Great

Discover it Cash Back

Discover

5x Cashback on Grocery Stores

5x × 1.0¢/pt = 5.0¢ per dollar

+5x on Supermarkets — points worth 1.0¢ each
+150 cash bonus (~$150 value)
+No annual fee

DISCOVER

5.0¢

per dollar on grocery stores

No annual fee

Welcome: 150 cash

Quick Comparison

All 4 cards ranked by effective value per dollar.

Card	Grocery Stores Rate	Effective Value	Annual Fee	Fee Offset	Network
NHL® Discover It®Discover	5x points	5.0¢/$	$0	—	discover
Discover it Student Cash BackDiscover	5% cash back	5.0¢/$	$0	—	discover
Discover it Cash BackDiscover	5x Cashback	5.0¢/$	$0	—	discover
Discover it® MilesDiscover	1.5x Cashback	1.3¢/$	$0	—	discover

More Options

#4Discover it® MilesNo fee

1.3¢/$

Want to customize by spend amount, programs, or fee preference?

Open in full search with filters →

Related Categories

Browse all benefits →Browse all cards →

Best Discover Cards for Groceries in 2026

Discover cards ranked by earn rate on groceries spending.

Top Pick

NHL® Discover It®

Discover

5x points on Grocery Stores

+5x on Supermarkets
+No annual fee

DISCOVER

Core Rate

5.0¢

per dollar on grocery stores

No annual fee

Runner-Up

Discover it Student Cash Back

Discover

5% cash back on Grocery Stores

+5% cash back on Supermarkets
+50 cash bonus (~$50 value)
+No annual fee

DISCOVER

5.0¢

per dollar on grocery stores

No annual fee

Welcome: 50 cash

Also Great

Discover it Cash Back

Discover

5x Cashback on Grocery Stores

5x × 1.0¢/pt = 5.0¢ per dollar

+5x on Supermarkets — points worth 1.0¢ each
+150 cash bonus (~$150 value)
+No annual fee

DISCOVER

5.0¢

per dollar on grocery stores

No annual fee

Welcome: 150 cash

Quick Comparison

All 4 cards ranked by effective value per dollar.

Card	Grocery Stores Rate	Effective Value	Annual Fee	Fee Offset	Network
NHL® Discover It®Discover	5x points	5.0¢/$	$0	—	discover
Discover it Student Cash BackDiscover	5% cash back	5.0¢/$	$0	—	discover
Discover it Cash BackDiscover	5x Cashback	5.0¢/$	$0	—	discover
Discover it® MilesDiscover	1.5x Cashback	1.3¢/$	$0	—	discover

More Options

#4Discover it® MilesNo fee

1.3¢/$

Want to customize by spend amount, programs, or fee preference?

Open in full search with filters →

Related Categories

Browse all benefits →Browse all cards →