Editorial disclosure: CardRewards.ai is an independent comparison service. Our analysis is based on publicly available card data and is reviewed regularly by our editorial team. Card issuers do not influence our rankings or content. Last updated: May 2026.
40 cards with hotels & lodging benefits, ranked by estimated value.
| # | Card | Benefit | Value | Annual Fee |
|---|---|---|---|---|
| 1 | The Hilton Honors American Express Business Card | $400 Hilton Resort Credit | $480/yr | $550/yr |
40 cards with hotels & lodging benefits, ranked by estimated value.
| # | Card | Benefit | Value | Annual Fee |
|---|---|---|---|---|
| 1 | The Hilton Honors American Express Business Card | $400 Hilton Resort Credit | $480/yr | $550/yr |
40 cards with hotels & lodging benefits, ranked by estimated value.
| # | Card | Benefit | Value | Annual Fee |
|---|---|---|---|---|
| 1 | The Hilton Honors American Express Business Card | $400 Hilton Resort Credit | $480/yr | $550/yr |
| 2 | The Business Platinum Card from American Express | Up to $600 Hotel Credit | $300/yr | $895/yr |
| 3 | Chase Sapphire Reserve for Business | $500 credit for stays with The Edit | $300/yr | $795/yr |
| 4 | The Platinum Card from American Express | Fine Hotels + Resorts / Hotel Collection Credit | $300/yr | $895/yr |
| 5 | Hilton Honors American Express Aspire Card | Hilton Resort Statement Credit | $240/yr | $550/yr |
| 6 | Bilt Palladium Card | $400 Bilt Travel Hotel credit | $200/yr | $495/yr |
| 7 | Citi Strata Elite℠ Card | Up to $300 Annual Hotel Benefit | $150/yr | $595/yr |
| 8 | Delta SkyMiles Reserve Business American Express Card | $200 Delta Stays Credit | $125/yr | $650/yr |
| 9 | Chase Sapphire Reserve | Select Hotels Credit (2026) | $125/yr | $795/yr |
| 10 | Delta SkyMiles Reserve American Express Card | $200 Delta Stays Credit | $100/yr | $650/yr |
| 11 | United Club Infinite Card | Up to $200 in credits for Renowned Hotels and Resorts for United® Cardmembers | $100/yr | $695/yr |
| 12 | United Quest Card | Up to $150 in credits for Renowned Hotels and Resorts for United® Cardmembers | $75/yr | $300/yr |
| 13 | Citi Strata Premier Card | Annual Hotel Savings Benefit | $60/yr | $95/yr |
| 14 | World of Hyatt Business Credit Card | Up to $100 in Hyatt statement credits | $60/yr | $199/yr |
| 15 | Marriott Bonvoy Brilliant American Express Card | $100 Ritz-Carlton & St. Regis Property Credit | $30/yr | $650/yr |
| 16 | BMO Escape | Unwind with a $240 hotel credit | $25/yr | $150/yr |
| 17 | Chase Sapphire Preferred Card | $50 Annual Hotel Credit | $25/yr | $95/yr |
| 18 | MGM Rewards Iconic World Elite Mastercard® | Resort Credit | $25/yr | $249/yr |
| 19 | Bilt Obsidian Card | $100 of Bilt Travel Hotel credit | $20/yr | $95/yr |
| 20 | United Explorer Card | Up to $100 in United® Hotels credits | $5/yr | $150/yr |
| 21 | IHG One Rewards Premier Business Credit Card | Anniversary Free Night | $150/yr | $99/yr |
| 22 | American Express Business Gold Card | The Hotel Collection | $100/yr | $375/yr |
| 23 | IHG One Rewards Traveler Credit Card | Redeem 3 Nights, Get 4th Night Free | $50/yr | No fee |
| 24 | Wyndham Rewards Earner Card | Automatic Gold Level Benefits! | $15/yr | No fee |
| 25 | Delta SkyMiles Platinum Business American Express Card | Complimentary Upgrade List | $5/yr | $350/yr |
| 26 | Wyndham Rewards Earner Plus Card | go free® Faster | $5/yr | $75/yr |
| 27 | World of Hyatt Credit Card | Anniversary Free Night | $204/yr | $95/yr |
| 28 | Marriott Bonvoy Boundless Credit Card | Annual Free Night Award | $196/yr | $95/yr |
| 29 | Wyndham Rewards Earner Business Card | Annual Bonus | $150/yr | $95/yr |
| 30 | My Best Buy® Visa® Card | Booking.com Travel Credit | $50/yr | No fee |
| 31 | Capital One Venture X Rewards Credit Card | Lifestyle Collection | $50/yr | $395/yr |
| 32 | Marriott Bonvoy Bountiful Credit Card | Marriott Bonvoy Gold Elite Status | $50/yr | $250/yr |
| 33 | Marriott Bonvoy Business American Express Card | Marriott Bonvoy Gold Elite Status | $50/yr | $125/yr |
| 34 | American Express Gold Card | The Hotel Collection | $20/yr | $325/yr |
| 35 | Atmos Rewards Summit Visa Infinite Credit Card | Visa Infinite Luxury Hotel Collection | $20/yr | $395/yr |
| 36 | Bank of America Premium Rewards Credit Card | Visa Signature Luxury Hotel Collection | $20/yr | $95/yr |
| 37 | Bank of America® Premium Rewards® Elite | Visa Infinite Luxury Hotel Collection | $20/yr | $550/yr |
| 38 | United Gateway Card | The Luxury Hotel & Resort Collection | $15/yr | No fee |
| 39 | Choice Privileges Mastercard | Mastercard Hotels & Resorts Collection | Included | No fee |
| 40 | Capital One Venture Rewards Credit Card | Lifestyle Collection Hotel Benefits | $50 | $95/yr |
| 2 | The Business Platinum Card from American Express | Up to $600 Hotel Credit | $300/yr | $895/yr |
| 3 | Chase Sapphire Reserve for Business | $500 credit for stays with The Edit | $300/yr | $795/yr |
| 4 | The Platinum Card from American Express | Fine Hotels + Resorts / Hotel Collection Credit | $300/yr | $895/yr |
| 5 | Hilton Honors American Express Aspire Card | Hilton Resort Statement Credit | $240/yr | $550/yr |
| 6 | Bilt Palladium Card | $400 Bilt Travel Hotel credit | $200/yr | $495/yr |
| 7 | Citi Strata Elite℠ Card | Up to $300 Annual Hotel Benefit | $150/yr | $595/yr |
| 8 | Delta SkyMiles Reserve Business American Express Card | $200 Delta Stays Credit | $125/yr | $650/yr |
| 9 | Chase Sapphire Reserve | Select Hotels Credit (2026) | $125/yr | $795/yr |
| 10 | Delta SkyMiles Reserve American Express Card | $200 Delta Stays Credit | $100/yr | $650/yr |
| 11 | United Club Infinite Card | Up to $200 in credits for Renowned Hotels and Resorts for United® Cardmembers | $100/yr | $695/yr |
| 12 | United Quest Card | Up to $150 in credits for Renowned Hotels and Resorts for United® Cardmembers | $75/yr | $300/yr |
| 13 | Citi Strata Premier Card | Annual Hotel Savings Benefit | $60/yr | $95/yr |
| 14 | World of Hyatt Business Credit Card | Up to $100 in Hyatt statement credits | $60/yr | $199/yr |
| 15 | Marriott Bonvoy Brilliant American Express Card | $100 Ritz-Carlton & St. Regis Property Credit | $30/yr | $650/yr |
| 16 | BMO Escape | Unwind with a $240 hotel credit | $25/yr | $150/yr |
| 17 | Chase Sapphire Preferred Card | $50 Annual Hotel Credit | $25/yr | $95/yr |
| 18 | MGM Rewards Iconic World Elite Mastercard® | Resort Credit | $25/yr | $249/yr |
| 19 | Bilt Obsidian Card | $100 of Bilt Travel Hotel credit | $20/yr | $95/yr |
| 20 | United Explorer Card | Up to $100 in United® Hotels credits | $5/yr | $150/yr |
| 21 | IHG One Rewards Premier Business Credit Card | Anniversary Free Night | $150/yr | $99/yr |
| 22 | American Express Business Gold Card | The Hotel Collection | $100/yr | $375/yr |
| 23 | IHG One Rewards Traveler Credit Card | Redeem 3 Nights, Get 4th Night Free | $50/yr | No fee |
| 24 | Wyndham Rewards Earner Card | Automatic Gold Level Benefits! | $15/yr | No fee |
| 25 | Delta SkyMiles Platinum Business American Express Card | Complimentary Upgrade List | $5/yr | $350/yr |
| 26 | Wyndham Rewards Earner Plus Card | go free® Faster | $5/yr | $75/yr |
| 27 | World of Hyatt Credit Card | Anniversary Free Night | $204/yr | $95/yr |
| 28 | Marriott Bonvoy Boundless Credit Card | Annual Free Night Award | $196/yr | $95/yr |
| 29 | Wyndham Rewards Earner Business Card | Annual Bonus | $150/yr | $95/yr |
| 30 | My Best Buy® Visa® Card | Booking.com Travel Credit | $50/yr | No fee |
| 31 | Capital One Venture X Rewards Credit Card | Lifestyle Collection | $50/yr | $395/yr |
| 32 | Marriott Bonvoy Bountiful Credit Card | Marriott Bonvoy Gold Elite Status | $50/yr | $250/yr |
| 33 | Marriott Bonvoy Business American Express Card | Marriott Bonvoy Gold Elite Status | $50/yr | $125/yr |
| 34 | American Express Gold Card | The Hotel Collection | $20/yr | $325/yr |
| 35 | Atmos Rewards Summit Visa Infinite Credit Card | Visa Infinite Luxury Hotel Collection | $20/yr | $395/yr |
| 36 | Bank of America Premium Rewards Credit Card | Visa Signature Luxury Hotel Collection | $20/yr | $95/yr |
| 37 | Bank of America® Premium Rewards® Elite | Visa Infinite Luxury Hotel Collection | $20/yr | $550/yr |
| 38 | United Gateway Card | The Luxury Hotel & Resort Collection | $15/yr | No fee |
| 39 | Choice Privileges Mastercard | Mastercard Hotels & Resorts Collection | Included | No fee |
| 40 | Capital One Venture Rewards Credit Card | Lifestyle Collection Hotel Benefits | $50 | $95/yr |
| 2 | The Business Platinum Card from American Express | Up to $600 Hotel Credit | $300/yr | $895/yr |
| 3 | Chase Sapphire Reserve for Business | $500 credit for stays with The Edit | $300/yr | $795/yr |
| 4 | The Platinum Card from American Express | Fine Hotels + Resorts / Hotel Collection Credit | $300/yr | $895/yr |
| 5 | Hilton Honors American Express Aspire Card | Hilton Resort Statement Credit | $240/yr | $550/yr |
| 6 | Bilt Palladium Card | $400 Bilt Travel Hotel credit | $200/yr | $495/yr |
| 7 | Citi Strata Elite℠ Card | Up to $300 Annual Hotel Benefit | $150/yr | $595/yr |
| 8 | Delta SkyMiles Reserve Business American Express Card | $200 Delta Stays Credit | $125/yr | $650/yr |
| 9 | Chase Sapphire Reserve | Select Hotels Credit (2026) | $125/yr | $795/yr |
| 10 | Delta SkyMiles Reserve American Express Card | $200 Delta Stays Credit | $100/yr | $650/yr |
| 11 | United Club Infinite Card | Up to $200 in credits for Renowned Hotels and Resorts for United® Cardmembers | $100/yr | $695/yr |
| 12 | United Quest Card | Up to $150 in credits for Renowned Hotels and Resorts for United® Cardmembers | $75/yr | $300/yr |
| 13 | Citi Strata Premier Card | Annual Hotel Savings Benefit | $60/yr | $95/yr |
| 14 | World of Hyatt Business Credit Card | Up to $100 in Hyatt statement credits | $60/yr | $199/yr |
| 15 | Marriott Bonvoy Brilliant American Express Card | $100 Ritz-Carlton & St. Regis Property Credit | $30/yr | $650/yr |
| 16 | BMO Escape | Unwind with a $240 hotel credit | $25/yr | $150/yr |
| 17 | Chase Sapphire Preferred Card | $50 Annual Hotel Credit | $25/yr | $95/yr |
| 18 | MGM Rewards Iconic World Elite Mastercard® | Resort Credit | $25/yr | $249/yr |
| 19 | Bilt Obsidian Card | $100 of Bilt Travel Hotel credit | $20/yr | $95/yr |
| 20 | United Explorer Card | Up to $100 in United® Hotels credits | $5/yr | $150/yr |
| 21 | IHG One Rewards Premier Business Credit Card | Anniversary Free Night | $150/yr | $99/yr |
| 22 | American Express Business Gold Card | The Hotel Collection | $100/yr | $375/yr |
| 23 | IHG One Rewards Traveler Credit Card | Redeem 3 Nights, Get 4th Night Free | $50/yr | No fee |
| 24 | Wyndham Rewards Earner Card | Automatic Gold Level Benefits! | $15/yr | No fee |
| 25 | Delta SkyMiles Platinum Business American Express Card | Complimentary Upgrade List | $5/yr | $350/yr |
| 26 | Wyndham Rewards Earner Plus Card | go free® Faster | $5/yr | $75/yr |
| 27 | World of Hyatt Credit Card | Anniversary Free Night | $204/yr | $95/yr |
| 28 | Marriott Bonvoy Boundless Credit Card | Annual Free Night Award | $196/yr | $95/yr |
| 29 | Wyndham Rewards Earner Business Card | Annual Bonus | $150/yr | $95/yr |
| 30 | My Best Buy® Visa® Card | Booking.com Travel Credit | $50/yr | No fee |
| 31 | Capital One Venture X Rewards Credit Card | Lifestyle Collection | $50/yr | $395/yr |
| 32 | Marriott Bonvoy Bountiful Credit Card | Marriott Bonvoy Gold Elite Status | $50/yr | $250/yr |
| 33 | Marriott Bonvoy Business American Express Card | Marriott Bonvoy Gold Elite Status | $50/yr | $125/yr |
| 34 | American Express Gold Card | The Hotel Collection | $20/yr | $325/yr |
| 35 | Atmos Rewards Summit Visa Infinite Credit Card | Visa Infinite Luxury Hotel Collection | $20/yr | $395/yr |
| 36 | Bank of America Premium Rewards Credit Card | Visa Signature Luxury Hotel Collection | $20/yr | $95/yr |
| 37 | Bank of America® Premium Rewards® Elite | Visa Infinite Luxury Hotel Collection | $20/yr | $550/yr |
| 38 | United Gateway Card | The Luxury Hotel & Resort Collection | $15/yr | No fee |
| 39 | Choice Privileges Mastercard | Mastercard Hotels & Resorts Collection | Included | No fee |
| 40 | Capital One Venture Rewards Credit Card | Lifestyle Collection Hotel Benefits | $50 | $95/yr |