Credit Cards with Hotels & Lodging (2026)
Hotels & Lodging perks across top credit cards, ranked by estimated value.
Top 3 Picks
All 37 Cards Compared
| # | Card | Benefit | Value | Annual Fee |
|---|---|---|---|---|
| 1 | The Platinum Card from American Express | $600 Lodging Credit (FHR / Hotel Collection / Airbnb Luxe) | $300/yr | $895/yr |
| 2 | Chase Sapphire Reserve for Business | $500 credit for stays with The Edit | $300/yr | $795/yr |
| 3 | Hilton Honors American Express Aspire Card | Hilton Resort Statement Credit | $240/yr | $550/yr |
| 4 | Bilt Palladium Card | $400 Bilt Travel Hotel credit | $200/yr | $495/yr |
| 5 | Citi Strata Elite℠ Card | Up to $300 Annual Hotel Benefit | $150/yr | $595/yr |
| 6 | BMO Escape | Unwind with a $240 hotel credit | $144/yr | $150/yr |
| 7 | Chase Sapphire Reserve | Select Hotels Credit (2026) | $125/yr | $795/yr |
| 8 | Delta SkyMiles Reserve Business American Express Card | $250 Delta Stays Credit | $125/yr | $650/yr |
| 9 | MGM Rewards Iconic World Elite Mastercard® | Resort Credit | $120/yr | $249/yr |
| 10 | Delta SkyMiles Reserve American Express Card | $200 Delta Stays Credit | $100/yr | $650/yr |
| 11 | United Club Card | Up to $200 in credits for Renowned Hotels and Resorts for United® Cardmembers | $100/yr | $695/yr |
| 12 | United Quest Card | Up to $150 in credits for Renowned Hotels and Resorts for United® Cardmembers | $75/yr | $350/yr |
| 13 | World of Hyatt Business Credit Card | Up to $100 in Hyatt statement credits | $60/yr | $199/yr |
| 14 | Citi Strata Premier Card | Annual Hotel Savings Benefit | $60/yr | $95/yr |
| 15 | Chase Sapphire Preferred Card | $100 Annual Hotel Credit | $50/yr | $95/yr |
| 16 | IHG One Rewards Business Credit Card | Up to $100 Annual IHG Food and Beverage Rewards | $50/yr | $200/yr |
| 17 | IHG One Rewards Premier Credit Card | Up to $100 Annual IHG Food and Beverage Rewards | $50/yr | $150/yr |
| 18 | The Business Platinum Card from American Express | Hilton Properties Credit | $40/yr | $895/yr |
| 19 | Marriott Bonvoy Brilliant American Express Card | $100 Ritz-Carlton & St. Regis Property Credit | $30/yr | $650/yr |
| 20 | Bilt Obsidian Card | $100 of Bilt Travel Hotel credit | $20/yr | $95/yr |
| 21 | United Explorer Card | Up to $100 in United® Hotels credits | $5/yr | $150/yr |
| 22 | IHG One Rewards Credit Card | Redeem 3 Nights, Get 4th Night Free | $50/yr | No fee |
| 23 | American Express Business Gold Card | The Hotel Collection | $20/yr | $375/yr |
| 24 | American Express Gold Card | The Hotel Collection | $20/yr | $325/yr |
| 25 | Wyndham Rewards Earner Card | Automatic Gold Level Benefits! | $15/yr | No fee |
| 26 | Wyndham Rewards Earner Plus Card | go free® Faster | $5/yr | $95/yr |
| 27 | Capital One Venture Rewards Credit Card | Lifestyle Collection Hotel Benefits | $50 | $95/yr |
| 28 | World of Hyatt Credit Card | Anniversary Free Night | $204/yr | $95/yr |
| 29 | Marriott Bonvoy Boundless Credit Card | Annual Free Night Award | $196/yr | $95/yr |
| 30 | Wyndham Rewards Earner Business Card | Annual Bonus | $150/yr | $149/yr |
| 31 | Marriott Bonvoy Business American Express Card | Marriott Bonvoy Gold Elite Status | $50/yr | $125/yr |
| 32 | Marriott Bonvoy Bountiful Credit Card | Marriott Bonvoy Gold Elite Status | $50/yr | $250/yr |
| 33 | Atmos Rewards Summit Visa Infinite Credit Card | Visa Infinite Luxury Hotel Collection | $20/yr | $395/yr |
| 34 | Bank of America Premium Rewards Credit Card | Visa Signature Luxury Hotel Collection | $20/yr | $95/yr |
| 35 | Bank of America® Premium Rewards® Elite | Visa Infinite Luxury Hotel Collection | $20/yr | $550/yr |
| 36 | Capital One Venture X Rewards Credit Card | Lifestyle Collection | $10/yr | $395/yr |
| 37 | MGM Rewards World Elite Mastercard® | Free Self-Parking | $5/yr | No fee |