IHG One Rewards Business Credit Card

IHG One Rewards Business Credit Card Hotels & Lodging

$200/yr annual fee. 3 hotels & lodging benefits, with what each is worth and the limits that apply.

Annual fee
$200/yr
Estimated value
$262/yr
Benefits
3

Up to $100 Annual IHG Food and Beverage Rewards

$25/qtr

A $25 Food and Beverage Reward voucher each quarter (up to $100 a year) for room-bill food and drink at participating IHG hotels

Value Analysis

Estimated Value
$50

Fourth Night Free on IHG Stays

Included

Redeem points for a stay of 4+ consecutive nights at IHG One Rewards hotels and the fourth night is free. Does not apply to paid stays.

Value Analysis

Estimated Value
$20

Annual Free Night Award

Included

Each year, one free standard room night is issued on your account anniversary and must be both booked and used within 12 months. Redemptions are capped at properties pricing at 50,000 points or less, though you can top off with your own points for higher-priced hotels. Resort fees, parking, and other incidentals still apply. The certificate cannot be transferred, extended, or refunded, and standard hotel cancellation penalties apply.

Pro Tips

  1. 1Use the certificate at properties with high cash rates to maximize value, especially hotels priced near or above the 50,000-point threshold.
  2. 2Adding points can unlock pricier stays that deliver strong returns relative to the annual fee.
  3. 3Do not overlook local or short stays.
  4. 4Redeeming for a one-night stay during busy weekends or events in expensive cities can replace an otherwise costly cash booking and preserve points for longer trips.

Value Analysis

Estimated Value
$192

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