World of Hyatt Credit Card

World of Hyatt Credit Card Hotels & Lodging

$95/yr annual fee. 5 hotels & lodging benefits, with what each is worth and the limits that apply.

Annual fee
$95/yr
Estimated value
$454/yr
Benefits
5

Bonus Free Night on Spend

Included

Earn an additional Category 1-4 Hyatt free night certificate when you spend $15,000 in purchases during any calendar year on the card.

Value Analysis

Estimated Value
$150

World of Hyatt Discoverist Status

Included

Receive complimentary Discoverist elite status automatically, with perks like late checkout, preferred rooms, and 10% bonus points on stays.

Value Analysis

Estimated Value
$50

2 Tier-Qualifying Nights per $5K Spend

Included

Earn 2 World of Hyatt Tier-Qualifying Night credits for every $5,000 in purchases on the card, with no annual cap or limit.

Value Analysis

Estimated Value
$25

5 Tier-Qualifying Night Credits Annually

Included

Automatically receive 5 Tier-Qualifying Night credits every calendar year to help you achieve Explorist or Globalist elite status faster.

Value Analysis

Estimated Value
$25

Anniversary Free Night

Included

You receive one free night each year for standard rooms at Category 1 to 4 Hyatt properties and cannot be used at Miraval, Hyatt Zilara, or Hyatt Ziva. The award arrives up to 10 weeks after your anniversary and expires 12 months later. Authorized users do not receive a certificate. You must check out before the award expires, and it cannot be used for packages.

Pro Tips

  1. 1Redeem your certificate at Category 4 hotels with high cash rates to capture the greatest value.
  2. 2Because Hyatt reviews hotel categories each year (changes are announced in April), a property can move from Category 4 to 5 and become ineligible.
  3. 3Track these annual changes and book early.
  4. 4Hyatt announces category changes in advance and honors reservations already booked, so book before a change takes effect.

Value Analysis

Estimated Value
$204

Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; catalog last published November 13, 2026, and each card page shows when its terms were last checked. Card issuers do not influence our rankings or content.