Delta SkyMiles Reserve American Express Card

Delta SkyMiles Reserve American Express Card Hotels & Lodging

$650/yr annual fee. 2 hotels & lodging benefits, with what each is worth and the limits that apply.

Annual fee
$650/yr
Estimated value
$105/yr
Benefits
2

$200 Delta Stays Credit

$200/yr

You earn up to $200 per year only on new prepaid hotel or vacation-rental bookings made through Delta Stays. Fees added by the property, such as resort fees, cancellation fees, or incidental charges, do not qualify. The $200 cap applies across all cards on the account. Payments made directly to the hotel or through another travel service will not trigger the credit. You earn up to $200 per year only on new prepaid hotel or vacation-rental bookings made through Delta Stays, and only when the charge is processed through that platform. Fees added by the property, such as resort fees, cancellation fees, or incidental charges, do not qualify. The $200 cap applies across all cards on the account. Bookings must be prepaid and made through the Delta Stays site; payments made directly to the hotel or through another travel service will not trigger the credit.

Pro Tips

  1. 1Compare prices because Delta Stays rates can run higher than booking direct, and make sure the value holds after the credit.
  2. 2Skip major chains where elite perks will not apply.
  3. 3Use the credit before year end since it does not roll over, and avoid late December bookings that may post in January.
  4. 4Boutique hotels and vacation rentals are often better targets because you are not giving up loyalty points or elite benefits.

Value Analysis

Face Value
$200
Estimated Value
$100

Access to Complimentary Upgrades

Included

If you don't have Medallion Status, your Card adds you to the Complimentary Upgrade list, after Medallion Members.

Value Analysis

Estimated Value
$5

Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; catalog last published November 13, 2026, and each card page shows when its terms were last checked. Card issuers do not influence our rankings or content.