Bilt Obsidian Card Hotels & Lodging

The $100 annual value is only good for two-night minimum bookings and is split into two $50 halves (January through June and July through December), Unused portions do not roll over. You must actively toggle the credit on at checkout or it will not apply. Credits post as statement credits, not instant discounts, and only the primary cardholder can use them.

Pro Tips

1. 1Use the credit on hotel stays you already planned, since only bookings made through the Bilt Travel Portal qualify.
2. 2Always compare portal pricing with booking direct, because portal rates may differ and usually do not earn hotel points or elite night credit.
3. 3That makes this credit best for short stays, independent hotels, or situations where loyalty benefits matter less than capturing the $50 credit before it expires each half of the year.

Value Analysis

Face Value

$100

Estimated Value

$20