Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; data as of September 27, 2026. Card issuers do not influence our rankings or content.
Car Rentals perks across top credit cards, ranked by estimated value.
| # | Card | Benefit | Value | Annual Fee |
|---|---|---|---|---|
| 1 | Citi / AAdvantage Globe Mastercard | Up to $240 back on Turo | $144/yr | $350/yr |
| 2 | Citi / AAdvantage Platinum Select World Elite Mastercard | Up to $180 back on Turo | $90/yr | $99/yr |
| 3 | Citi / AAdvantage Executive World Elite Mastercard | Up to $120 Back on Eligible Avis® and Budget car rentals | $24/yr | $695/yr |
| 4 | The Platinum Card from American Express | Premium Car Rental Protection (Optional) | Included | $895/yr |
| 5 | U.S. Bank Altitude Connect Visa Signature Card | Rental Car Damage Coverage | Included | No fee |
| 6 | The Business Platinum Card from American Express | Car Rental Loss and Damage Insurance | $15/yr | $895/yr |
| 7 | World of Hyatt Credit Card | Auto Rental Collision Damage Waiver | $50/yr | $95/yr |
| 8 | Chase Sapphire Reserve for Business | Primary Rental Car Insurance | Included | $795/yr |
| 9 | Marriott Bonvoy Brilliant American Express Card | Car Rental Loss and Damage Insurance | $15/yr | $650/yr |
| 10 | Capital One Venture X Rewards Credit Card | Primary Auto Rental Collision Damage Waiver | Included | $395/yr |
| 11 | Amazon Visa | Auto Rental Collision Damage Waiver | $50/yr | No fee |
| 12 | World of Hyatt Business Credit Card | Primary Car Rental Coverage | $15/yr | $199/yr |
| 13 | Ink Business Cash® Credit Card | Auto Rental Coverage | $50/yr | No fee |
| 14 | Ink Business Preferred® Credit Card | Auto Rental Coverage | $50/yr | $95/yr |
| 15 | Ink Business Unlimited® Credit Card | Auto Rental Coverage | $50/yr | No fee |
| 16 | Ink Business Premier® Credit Card | Auto Rental Coverage | $50/yr | $195/yr |
| 17 | Disney Premier Visa Card | Auto Rental Coverage | $50/yr | $49/yr |
| 18 | United Business Card | Car Rental Insurance | $15/yr | $150/yr |
| 19 | American Express Business Gold Card | Car Rental Loss and Damage Insurance | Included | $375/yr |
| 20 | Blue Cash Preferred Card from American Express | Car Rental Loss and Damage Insurance | $15/yr | $95/yr |
| 21 | Navy Federal More Rewards American Express® | Car Rental Loss and Damage Insurance | $10/yr | No fee |
| 22 | Capital One Venture X Business | Car Rental Loss and Damage Insurance | Included | $395/yr |
| 23 | PenFed Pathfinder Rewards Visa Signature Card | Car Rental Loss and Damage Insurance | Included | $95/yr |
| 24 | Wells Fargo Autograph Visa Credit Card | Auto Rental Collision Damage Waiver | Included | No fee |
| 25 | American Express Gold Card | Car Rental Loss and Damage Insurance | $15/yr | $325/yr |
| 26 | Bilt Blue Card | MasterRental Coverage | $40/yr | No fee |
| 27 | Alaska Airlines Visa Signature Credit Card | Auto Rental Collision Damage Waiver | $50/yr | $95/yr |
| 28 | Allways Rewards Visa® | Auto Rental Collision Damage Waiver | $50/yr | $59/yr |
| 29 | Prime Visa | Auto Rental Collision Damage Waiver | $50/yr | No fee |
| 30 | Blue Business Cash Card from American Express | Car Rental Loss and Damage Insurance | $50/yr | No fee |
| 31 | Blue Business Plus Credit Card from American Express | Car Rental Loss and Damage Insurance | $50/yr | No fee |
| 32 | Blue Cash Everyday Card from American Express | Car Rental Loss and Damage Insurance | $50/yr | No fee |
| 33 | Business Green Rewards | Car Rental Loss and Damage Insurance | $10/yr | $95/yr |
| 34 | Atmos Rewards Summit Visa Infinite Credit Card | Primary Car Rental Insurance | $15/yr | $395/yr |
| 35 | Atmos Rewards Ascent Visa Signature Card | Auto Rental Collision Damage Waiver | $50/yr | $95/yr |
| 36 | Bank of America Customized Cash Rewards Credit Card | Auto Rental Collision Damage Waiver | $50/yr | No fee |
| 37 | Bank of America Unlimited Cash Rewards Credit Card | Auto Rental Collision Damage Waiver | $50/yr | No fee |
| 38 | Bilt Obsidian Card | MasterRental Coverage | $20/yr | $95/yr |
| 39 | Bilt Palladium Card | MasterRental Coverage | $20/yr | $495/yr |
| 40 | BMO Business Platinum Rewards | MasterRental Insurance Coverage | $40/yr | No fee |
| 41 | BMO Escape | MasterRental Car Rental Coverage | $30/yr | $150/yr |
| 42 | BMO Platinum Rewards Mastercard® | MasterRental Car Rental Coverage | $25/yr | No fee |
| 43 | Atmos™ Rewards Visa Signature® Business Card | Auto Rental Collision Damage Waiver | $50/yr | $95/yr |
| 44 | Bank of America® Customized Cash Rewards for Students | Auto Rental Collision Damage Waiver | $50/yr | No fee |
| 45 | Bank of America Premium Rewards Credit Card | Auto Rental Collision Damage Waiver | $15/yr | $95/yr |
| 46 | Bank of America® Premium Rewards® Elite | Primary Car Rental Insurance | $15/yr | $550/yr |
| 47 | Susan G. Komen® Customized Cash Rewards | Auto Rental Collision Damage Waiver | $50/yr | No fee |
| 48 | Bank of America® Travel Rewards | Auto Rental Collision Damage Waiver | $50/yr | No fee |
| 49 | Bank of America® Unlimited Cash Rewards for Students | Auto Rental Collision Damage Waiver | $50/yr | No fee |
| 50 | Bank of America Travel Rewards Credit Card for Students | Auto Rental Collision Damage Waiver | $50/yr | No fee |
| 51 | Breeze Easy® Visa Signature® | Auto Rental Collision Damage Waiver | $50/yr | $89/yr |
| 52 | Quicksilver Rewards for Good Credit | Car Rental Insurance | $40/yr | No fee |
| 53 | Capital One Spark Cash Plus | Auto Rental Collision Damage Waiver | $50/yr | $150/yr |
| 54 | Delta SkyMiles Blue American Express Card | Car Rental Loss and Damage Insurance | Included | No fee |
| 55 | Delta SkyMiles Gold American Express Card | Car Rental Loss and Damage Insurance | $50/yr | $150/yr |
| 56 | Delta SkyMiles Platinum Business American Express Card | Car Rental Loss and Damage Insurance | $50/yr | $350/yr |
| 57 | Delta SkyMiles Reserve Business American Express Card | Car Rental Loss and Damage Insurance | $50/yr | $650/yr |
| 58 | Capital One Spark Cash Select | Auto Rental Collision Damage Waiver | $50/yr | No fee |
| 59 | Southwest Rapid Rewards Plus Credit Card | Auto Rental Collision Damage Waiver | $50/yr | $99/yr |
| 60 | Chase Freedom Flex | Auto Rental Collision Damage Waiver | $15/yr | No fee |
| 61 | Chase Freedom Unlimited | Auto Rental Collision Damage Waiver | $15/yr | No fee |
| 62 | Aeroplan® Card | Auto Rental Collision Damage Waiver | $50/yr | $195/yr |
| 63 | British Airways Visa Signature® Credit Card | Auto Rental Collision Damage Waiver | $50/yr | $95/yr |
| 64 | Instacart Mastercard® | Auto Rental Collision Damage Waiver | Included | No fee |
| 65 | Chase Sapphire Preferred Card | Auto Rental Coverage | $50/yr | $95/yr |
| 66 | Chase Sapphire Reserve | Primary Rental Car Insurance | $15/yr | $795/yr |
| 67 | Citi Strata Elite℠ Card | MasterRental Coverage | $20/yr | $595/yr |
| 68 | Citi Strata Premier Card | MasterRental Coverage (Car Rental Insurance) | $20/yr | $95/yr |
| 69 | Costco Anywhere Visa® Business | Auto Rental Collision Damage Waiver | $50/yr | No fee |
| 70 | Costco Anywhere Visa Card by Citi | Worldwide Car Rental Insurance | Included | No fee |
| 71 | Delta SkyMiles Gold Business American Express Card | Car Rental Loss and Damage Insurance | $50/yr | $150/yr |
| 72 | Delta SkyMiles Platinum American Express Card | Car Rental Loss and Damage Insurance | $50/yr | $350/yr |
| 73 | Delta SkyMiles Reserve American Express Card | Car Rental Loss and Damage Insurance | $50/yr | $650/yr |
| 74 | Disney® Inspire Visa® Card | Auto Rental Collision Damage Waiver | $50/yr | $149/yr |
| 75 | Disney Visa Card | Auto Rental Collision Damage Waiver | $50/yr | No fee |
| 76 | Fidelity Rewards Visa Signature Card | Auto Rental Collision Damage Waiver | $50/yr | No fee |
| 77 | H-D™ H.O.G.™ Elite Visa Signature® | Travel Benefits | Included | $99/yr |
| 78 | H-D™ Visa Signature® | Auto Rental Collision Damage Waiver | $50/yr | No fee |
| 79 | The Hilton Honors American Express Business Card | Car Rental Loss and Damage Insurance | $15/yr | $195/yr |
| 80 | Hilton Honors American Express Card | Car Rental Loss and Damage Insurance | $15/yr | No fee |
| 81 | Hilton Honors American Express Aspire Card | Car Rental Loss and Damage Insurance | $15/yr | $550/yr |
| 82 | Hilton Honors American Express Surpass Card | Car Rental Loss and Damage Insurance | Included | $150/yr |
| 83 | The Key Rewards Visa | Auto Rental Collision Damage Waiver | $50/yr | No fee |
| 84 | Kohl's Rewards® Visa | Auto Rental Collision Damage Waiver | $50/yr | No fee |
| 85 | Korean Air SKYPASS Visa Signature Business Card | Auto Rental Collision Damage Waiver | $50/yr | $99/yr |
| 86 | SKYPASS Select Visa Signature® | Auto Rental Collision Damage Waiver | $50/yr | $450/yr |
| 87 | SKYPASS SkyBlue Visa® | Auto Rental Collision Damage Waiver | Included | No fee |
| 88 | SKYPASS Visa Signature® | Auto Rental Collision Damage Waiver | Included | $99/yr |
| 89 | Mastercard® Titanium | MasterRental Coverage | $10/yr | $299/yr |
| 90 | Marriott Bonvoy Bevy American Express Card | Car Rental Loss and Damage Insurance | Included | $250/yr |
| 91 | Marriott Bonvoy Bold Credit Card | Auto Rental Collision Damage Waiver | $50/yr | No fee |
| 92 | Marriott Bonvoy Boundless Credit Card | Auto Rental Collision Damage Waiver | $50/yr | $95/yr |
| 93 | Marriott Bonvoy Bountiful Credit Card | Auto Rental Collision Damage Waiver | $50/yr | $250/yr |
| 94 | Marriott Bonvoy Business American Express Card | Auto Rental Collision Damage Waiver | $15/yr | $125/yr |
| 95 | Navy Federal Visa cashRewards Card | Auto Rental Collision Damage Waiver | $50/yr | No fee |
| 96 | Navy Federal GO REWARDS® Card | Collision Damage Waiver | $50/yr | No fee |
| 97 | Navy Federal Credit Union Platinum Card | Collision Damage Waiver | $50/yr | No fee |
| 98 | Nordstrom Rewards | Auto Rental Collision Damage Waiver | $50/yr | No fee |
| 99 | One Key+ Card | Auto Rental Collision Damage Waiver | $50/yr | $99/yr |
| 100 | PenFed Platinum Rewards Visa Signature® Card | Auto Rental Collision Damage Waiver | $50/yr | No fee |
| 101 | Pottery Barn Key Rewards Visa | Auto Rental Collision Damage Waiver | $50/yr | No fee |
| 102 | Princess® Rewards Visa® | Auto Rental Collision Damage Waiver | $50/yr | No fee |
| 103 | Southwest Rapid Rewards Premier Credit Card | Auto Rental Collision Damage Waiver | $50/yr | $149/yr |
| 104 | Southwest Rapid Rewards Performance Business Credit Card | Auto Rental Collision Damage Waiver | $50/yr | $299/yr |
| 105 | Southwest Rapid Rewards Premier Business Credit Card | Auto Rental Collision Damage Waiver | $50/yr | $149/yr |
| 106 | Southwest Rapid Rewards Priority Credit Card | Auto Rental Collision Damage Waiver | $50/yr | $229/yr |
| 107 | State Farm Business Cash Rewards Visa Signature® | Auto Rental Collision Damage Waiver | $50/yr | No fee |
| 108 | State Farm Premier Cash Rewards Visa Signature® | Auto Rental Collision Damage Waiver | $50/yr | No fee |
| 109 | TD Cash Credit Card | Car rental benefits | Included | No fee |
| 110 | TD Double Up Credit Card | Auto Rental Collision Damage Waiver | $50/yr | No fee |
| 111 | TD First Class℠ Visa Signature® | Car rental benefits | Included | $89/yr |
| 112 | T-Mobile Visa® | Auto Rental Collision Damage Waiver | $50/yr | No fee |
| 113 | United Club℠ Business Card | Auto Rental Collision Damage Waiver | $50/yr | $695/yr |
| 114 | United Club Infinite Card | Auto Rental Collision Damage Waiver | $50/yr | $695/yr |
| 115 | United Explorer Card | Auto Rental Collision Damage Waiver | $15/yr | $150/yr |
| 116 | United Gateway Card | Auto Rental Collision Damage Waiver | $15/yr | No fee |
| 117 | United Quest Card | Auto Rental Collision Damage Waiver | $15/yr | $350/yr |
| 118 | Universal Rewards Plus Visa Signature® | Auto Rental Collision Damage Waiver | $50/yr | $99/yr |
| 119 | Universal Rewards Visa Signature® | Auto Rental Collision Damage Waiver | $50/yr | No fee |
| 120 | U.S. Bank Altitude Go® Secured Visa® Signature | Auto Rental Collision Damage Waiver | $50/yr | No fee |
| 121 | U.S. Bank Altitude Go Visa Signature Card | Auto Rental Collision Damage Waiver | $50/yr | No fee |
| 122 | U.S. Bank Business Altitude™ Connect Visa Signature® | Auto Rental Collision Damage Waiver | $50/yr | $95/yr |
| 123 | U.S. Bank Business Altitude™ Power Visa Signature® | Auto Rental Collision Damage Waiver | $50/yr | $195/yr |
| 124 | U.S. Bank Smartly Visa Signature Card | Auto Rental Collision Damage Waiver | $50/yr | No fee |
| 125 | Venmo Credit Card | Auto Rental Collision Damage Waiver | $50/yr | No fee |
| 126 | Capital One Venture Rewards Credit Card | Auto Rental Collision Damage Waiver | $15/yr | $95/yr |
| 127 | Verizon Visa Card | Auto Rental Collision Damage Waiver | $50/yr | No fee |
| 128 | Wells Fargo Autograph Journey Visa Credit Card | Auto Rental Collision Damage Waiver | $50/yr | $95/yr |
| 129 | Wells Fargo Reflect Card | Auto Rental Collision Damage Waiver | $50/yr | No fee |
| 130 | West Elm Key Rewards Visa | Auto Rental Collision Damage Waiver | $50/yr | No fee |
| 131 | Wells Fargo Active Cash Card | Auto Rental Collision Damage Waiver | $15/yr | No fee |
| 132 | Williams Sonoma Key Rewards Visa | Auto Rental Collision Damage Waiver | $50/yr | No fee |
| 133 | Wyndham Rewards Earner Business Card | Auto Rental Collision Damage Waiver | $50/yr | $149/yr |
| 134 | Wyndham Rewards Earner Plus Card | Auto Rental Collision Damage Waiver | $50/yr | $95/yr |
| 135 | Wyndham Rewards Earner Card | Auto Rental Collision Damage Waiver | $50/yr | No fee |
| 136 | Apple Card | Hertz Rental Savings | $30/yr | No fee |
