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Navy Federal More Rewards American Express® Car Rentals

No annual fee. One car rentals benefit, with what each is worth and the limits that apply.

Annual fee
No fee
Benefit
1

Car Rental Loss and Damage Insurance

$50,000 coverage

Covers damage or loss on a US/Canada rental car, up to $50,000/rental, when you decline the rental company's CDW and charge the rental to your Card.

Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; catalog last published November 13, 2026, and each card page shows when its terms were last checked. Card issuers do not influence our rankings or content.