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The Platinum Card from American Express

The Platinum Card from American Express Car Rentals

$895/yr annual fee. 2 car rentals benefits, with what each is worth and the limits that apply.

Annual fee
$895/yr
Benefits
2

Premium Car Rental Protection (Optional)

$100,000 coverage

Optional primary collision and theft coverage up to $100,000 without filing through personal insurance — just $19.95-$24.95 per rental period

Car Rental Loss and Damage Insurance

$75,000 coverage

Secondary coverage up to $75,000 for theft or damage to rental vehicles when you decline the rental company's CDW

Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; catalog last published November 13, 2026, and each card page shows when its terms were last checked. Card issuers do not influence our rankings or content.