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United Club Card

United Club Card Car Rentals

$695/yr annual fee. One car rentals benefit, with what each is worth and the limits that apply.

Annual fee
$695/yr
Benefit
1

Auto Rental Collision Damage Waiver

Coverage

Skip rental counter insurance with primary coverage for theft and collision damage on rentals up to 31 days. Covers vehicles with MSRP up to $125,000.

Pro Tips

  1. 1Primary coverage means Chase pays first, so you don't need to involve your personal auto insurance
  2. 2Take photos/videos of rental car before and after to document condition
  3. 3Higher MSRP limit ($125K) than many cards, covering more luxury vehicles
  4. 4Coverage works for rentals up to 31 days worldwide

Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; catalog last published November 13, 2026, and each card page shows when its terms were last checked. Card issuers do not influence our rankings or content.