United Explorer Card Hotels & Lodging

$150/yr annual fee. One hotels & lodging benefit, with what each is worth and the limits that apply.

Annual fee: $150/yr
Estimated value: $5/yr
Benefit: 1

See the full United Explorer Card review

Up to $100 in United® Hotels credits

$100

You can earn up to $100 per anniversary year, split into two $50 statement credits, but only on prepaid hotel bookings made directly through United Hotels. Each credit applies to a separate stay, so a single booking cannot trigger both. Credits are tied to the cardmember year, not the calendar year.

Pro Tips

1Book prepaid stays through the United Hotels portal to trigger credits and earn bonus miles.
2Watch for portal deals or promotions to improve value without affecting eligibility.
3Each $50 credit requires a separate prepaid stay.
4Planning smaller, qualifying stays helps ensure you capture the full $100 rather than leaving part of the benefit unused.

Value Analysis

Face Value: $50
Estimated Value: $5