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  • Blog
  • Contact
Product
  • Documentation
Legal
  • Terms of Service
  • Privacy Policy
  • Cookie Policy
concierge

Here you can add a description about your company or product

© Copyright 2026 CardRewards. All Rights Reserved.

About
  • Blog
  • Contact
Product
  • Documentation
Legal
  • Terms of Service
  • Privacy Policy
  • Cookie Policy

Results from

$6,000

Scoring mode

Options

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No annual fee only?

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Resolved as:All Other
Keyword
70%
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Citi Strata Premier Card
1

Citi Strata Premier Card

Citi

1x ThankYou Points on All Other
1x × 1.5¢/pt = 1.5¢ per dollar

Why this card

  1. 1.Purchase Protection
  2. 2.$10/yr ThankYou Points Transfer Partners
  3. 3.World Elite Concierge Service

$50 in credits offset the $95 fee

MASTERCARD
1.5¢
per dollar on all other
$95/yr($50 in credits)
Annual rewards$90
+ Credits$50
\u2212 Annual fee$95
Net annual value$45
No image
2

Capital One Venture X Rewards Credit Card

Capital One

2x Venture Miles on All Other
2x × 1.9¢/pt = 3.7¢ per dollar

Why this card

  1. 1.Hertz President's Circle Status
  2. 2.PRIOR Travel Membership
  3. 3.24/7 Travel Emergency Assistance
  4. 4.Visa Infinite Concierge Services
  5. 5.Visa Infinite Benefits

$315 in credits offset the $395 fee

VISA
3.7¢
per dollar on all other
$395/yr($315 in credits)
Annual rewards$222
+ Credits$315
\u2212 Annual fee$395
Net annual value$142
No image
3

The Platinum Card from American Express

Amex

1x Membership Rewards on All Other
1x × 1.8¢/pt = 1.8¢ per dollar

Why this card

  1. 1.By Invitation Only®
  2. 2.Roadside Assistance
  3. 3.Platinum Concierge

$1,422 in credits fully offsets the $895 fee

AMEX
1.8¢
per dollar on all other
$895/yr($1,422 in credits)
Annual rewards$108
+ Credits$1,422
\u2212 Annual fee$895
Net annual value$635
Wells Fargo Active Cash Card
4

Wells Fargo Active Cash Card

Wells Fargo

2% cash back on All Other

Why this card

  1. 1.Visa Signature Benefits
  2. 2.Visa Signature Concierge

No annual fee

VISA
2.0¢
per dollar on all other
No annual fee($8 in credits)
Annual rewards$120
+ Credits$8
Net annual value$128
Citi Double Cash Card
5

Citi Double Cash Card

Citi

2% cash back on All Other

Why this card

  1. 1.$40/yr 0% Intro APR on Balance Transfers
  2. 2.$5/yr Contactless Payment
  3. 3.Lost Wallet Service
  4. 4.Virtual Account Numbers
  5. 5.Mastercard Global Emergency Services

No annual fee

MASTERCARD
2.0¢
per dollar on all other
No annual fee
Annual rewards$120
Net annual value$120
Citi Strata Elite℠ Card
6

Citi Strata Elite℠ Card

Citi

1.5x ThankYou Points on All Other
1.5x × 1.5¢/pt = 2.3¢ per dollar

Why this card

  1. 1.World Elite Concierge Service

$762.50 in credits fully offsets the $595 fee

MASTERCARD
2.3¢
per dollar on all other
$595/yr($762.50 in credits)
Annual rewards$135
+ Credits$762.50
\u2212 Annual fee$595
Net annual value$302.50
Navy Federal Flagship Rewards® Card
7

Navy Federal Flagship Rewards® Card

Navy Federal

2x Navy Federal Nrewards on All Other
2x × 1.0¢/pt = 2.0¢ per dollar

Why this card

  1. 1.Visa Signature Concierge
  2. 2.Visa Signature Concierge Services

No annual fee

VISA
2.0¢
per dollar on all other
No annual fee($8 in credits)
Annual rewards$120
+ Credits$8
Net annual value$128
U.S. Bank Smartly Visa Signature Card
8

U.S. Bank Smartly Visa Signature Card

Usbank

2% cash back on All Other

Why this card

  1. 1.Visa Signature Concierge
  2. 2.Visa Signature Benefits

No annual fee

VISA
2.0¢
per dollar on all other
No annual fee($8 in credits)
Annual rewards$120
+ Credits$8
Net annual value$128
Chase Sapphire Preferred Card
9

Chase Sapphire Preferred Card

Chase

1x Ultimate Rewards on All Other
1x × 1.8¢/pt = 1.8¢ per dollar

Why this card

  1. 1.Visa Signature Benefits
  2. 2.Visa Signature Concierge

$93 in credits offset the $95 fee

VISA
1.8¢
per dollar on all other
$95/yr($93 in credits)
Annual rewards$108
+ Credits$93
\u2212 Annual fee$95
Net annual value$106
No image
10

TD Double Up Credit Card

Td Bank

2% cash back on All Other

Why this card

  1. 1.Visa Signature Concierge

No annual fee

VISA
2.0¢
per dollar on all other
No annual fee($8 in credits)
Annual rewards$120
+ Credits$8
Net annual value$128
Bank of America Unlimited Cash Rewards Credit Card
11

Bank of America Unlimited Cash Rewards Credit Card

Bank Of America

2% cash back on All Other

Why this card

  1. 1.Visa Signature Concierge

No annual fee

VISA
2.0¢
per dollar on all other
No annual fee($8 in credits)
Annual rewards$120
+ Credits$8
Net annual value$128
Fidelity Rewards Visa Signature Card
12

Fidelity Rewards Visa Signature Card

Elan Financial

2% cash back on All Other

Why this card

  1. 1.Visa Signature Concierge

No annual fee

VISA
2.0¢
per dollar on all other
No annual fee($8 in credits)
Annual rewards$120
+ Credits$8
Net annual value$128
No image
13

Verizon Visa Card

Synchrony

2% cash back on All Other

Why this card

  1. 1.Visa Signature Concierge

No annual fee

VISA
2.0¢
per dollar on all other
No annual fee($8 in credits)
Annual rewards$120
+ Credits$8
Net annual value$128
No image
14

SoFi Credit Card

Sofi

2% cash back on All Other

Why this card

  1. 1.Mastercard World Elite Benefits

No annual fee

MASTERCARD
2.0¢
per dollar on all other
No annual fee
Annual rewards$120
Net annual value$120
No image
15

One Key+ Card

Wells Fargo

2% cash back on All Other

Why this card

  1. 1.World Elite Concierge Service

No annual fee

MASTERCARD
2.0¢
per dollar on all other
No annual fee
Annual rewards$120
Net annual value$120
Bilt Blue Card
16

Bilt Blue Card

Cardless

1x Bilt Rewards on All Other
1x × 2.0¢/pt = 2.0¢ per dollar

Why this card

  1. 1.World Elite Concierge Service

No annual fee

MASTERCARD
2.0¢
per dollar on all other
No annual fee
Annual rewards$120
Net annual value$120
Chase Sapphire Reserve
17

Chase Sapphire Reserve

Chase

1x Ultimate Rewards on All Other
1x × 1.8¢/pt = 1.8¢ per dollar

Why this card

  1. 1.Visa Infinite Concierge Services

$968 in credits fully offsets the $795 fee

VISA
1.8¢
per dollar on all other
$795/yr($968 in credits)
Annual rewards$108
+ Credits$968
\u2212 Annual fee$795
Net annual value$281
Bank of America® Unlimited Cash Rewards for Students
18

Bank of America® Unlimited Cash Rewards for Students

Bank Of America

2% cash back on All Other

Why this card

  1. 1.Visa Signature Concierge

No annual fee

VISA
2.0¢
per dollar on all other
No annual fee($8 in credits)
Annual rewards$120
+ Credits$8
Net annual value$128
No image
19

Jasper Cash Back Mastercard

Webbank

2% cash back on All Other

Why this card

  1. 1.Modern Fintech Mobile App

No annual fee

MASTERCARD
2.0¢
per dollar on all other
No annual fee
Annual rewards$120
Net annual value$120
Bilt Obsidian Card
20

Bilt Obsidian Card

Cardless

1x Bilt Rewards on All Other
1x × 2.0¢/pt = 2.0¢ per dollar

Why this card

  1. 1.World Elite Concierge Service
MASTERCARD
2.0¢
per dollar on all other
$95/yr
Annual rewards$120
\u2212 Annual fee$95
Net annual value$25
No image
21

Bilt Palladium Card

Cardless

1x Bilt Rewards on All Other
1x × 2.0¢/pt = 2.0¢ per dollar

Why this card

  1. 1.World Elite Concierge Service

$300 in credits offset the $495 fee

MASTERCARD
2.0¢
per dollar on all other
$495/yr($300 in credits)
Annual rewards$120
+ Credits$300
\u2212 Annual fee$495
Net annual value-$75
Chase Freedom Unlimited
22

Chase Freedom Unlimited

Chase

1.5% cash back on All Other

Why this card

  1. 1.Visa Signature Concierge
  2. 2.Visa Signature Benefits
  3. 3.Visa Emergency Services

No annual fee

VISA
1.5¢
per dollar on all other
No annual fee($30 in credits)
Annual rewards$90
+ Credits$30
Net annual value$120
Capital One QuicksilverOne Cash Rewards Credit Card
23

Capital One QuicksilverOne Cash Rewards Credit Card

Capital One

1.5x Cashback on All Other
1.5x × 1.0¢/pt = 1.5¢ per dollar

Why this card

  1. 1.Mastercard Global Emergency Services

$29.97 in credits offset the $39 fee

MASTERCARD
1.5¢
per dollar on all other
$39/yr($29.97 in credits)
Annual rewards$90
+ Credits$29.97
\u2212 Annual fee$39
Net annual value$80.97
Capital One Quicksilver Student Cash Rewards Credit Card
24

Capital One Quicksilver Student Cash Rewards Credit Card

Capital One

1.5% cash back on All Other

Why this card

  1. 1.Mastercard Global Emergency Services

No annual fee

MASTERCARD
1.5¢
per dollar on all other
No annual fee($119.88 in credits)
Annual rewards$90
+ Credits$119.88
Net annual value$209.88
Wells Fargo Autograph Visa Credit Card
25

Wells Fargo Autograph Visa Credit Card

Wells Fargo

1x Wells Fargo Rewards on All Other
1x × 1.5¢/pt = 1.5¢ per dollar

Why this card

  1. 1.Visa Signature Concierge
  2. 2.My Wells Fargo Deals
  3. 3.Visa Signature Concierge Services
  4. 4.Concierge service, 24/7
  5. 5.Emergency Cash Disbursement and Card Replacement

No annual fee

VISA
1.5¢
per dollar on all other
No annual fee($8 in credits)
Annual rewards$90
+ Credits$8
Net annual value$98
Upgrade Visa Card with Cash Rewards
26

Upgrade Visa Card with Cash Rewards

Upgrade

1.5% cash back on All Other

Why this card

  1. 1.Visa Signature Concierge

No annual fee

VISA
1.5¢
per dollar on all other
No annual fee($8 in credits)
Annual rewards$90
+ Credits$8
Net annual value$98
Wells Fargo Autograph Journey Visa Credit Card
27

Wells Fargo Autograph Journey Visa Credit Card

Wells Fargo

1x Wells Fargo Rewards on All Other
1x × 1.5¢/pt = 1.5¢ per dollar

Why this card

  1. 1.Visa Signature® Concierge service, 24/7
  2. 2.Visa Signature Concierge

$33 in credits offset the $95 fee

VISA
1.5¢
per dollar on all other
$95/yr($33 in credits)
Annual rewards$90
+ Credits$33
\u2212 Annual fee$95
Net annual value$28
PayPal Cashback Mastercard
28

PayPal Cashback Mastercard

Synchrony

1.5% cash back on All Other

Why this card

  1. 1.World Elite Concierge Service

No annual fee

MASTERCARD
1.5¢
per dollar on all other
No annual fee
Annual rewards$90
Net annual value$90
Citi Strata Credit Card
29

Citi Strata Credit Card

Citi

1x ThankYou Points on All Other
1x × 1.5¢/pt = 1.5¢ per dollar

Why this card

  1. 1.Mastercard World Elite Benefits
  2. 2.Mastercard Global Emergency Services

No annual fee

MASTERCARD
1.5¢
per dollar on all other
No annual fee($162.50 in credits)
Annual rewards$90
+ Credits$162.50
Net annual value$252.50
No image
30

Firstcard Secured Credit Builder Card

Firstcard

1.5% cash back on All Other

Why this card

  1. 1.Visa Emergency Services

No annual fee

VISA
1.5¢
per dollar on all other
No annual fee
Annual rewards$90
Net annual value$90

Results from

$6,000

Scoring mode

Options

Point valuation

Booking

Rewards

Programs

Networks

Refine results

No annual fee only?

Avoid Amex network?

Already have a premium card?

Resolved as:All Other
Keyword
70%
50 matches475ms
Citi Strata Premier Card
1

Citi Strata Premier Card

Citi

1x ThankYou Points on All Other
1x × 1.5¢/pt = 1.5¢ per dollar

Why this card

  1. 1.Purchase Protection
  2. 2.$10/yr ThankYou Points Transfer Partners
  3. 3.World Elite Concierge Service

$50 in credits offset the $95 fee

MASTERCARD
1.5¢
per dollar on all other
$95/yr($50 in credits)
Annual rewards$90
+ Credits$50
\u2212 Annual fee$95
Net annual value$45
No image
2

Capital One Venture X Rewards Credit Card

Capital One

2x Venture Miles on All Other
2x × 1.9¢/pt = 3.7¢ per dollar

Why this card

  1. 1.Hertz President's Circle Status
  2. 2.PRIOR Travel Membership
  3. 3.24/7 Travel Emergency Assistance
  4. 4.Visa Infinite Concierge Services
  5. 5.Visa Infinite Benefits

$315 in credits offset the $395 fee

VISA
3.7¢
per dollar on all other
$395/yr($315 in credits)
Annual rewards$222
+ Credits$315
\u2212 Annual fee$395
Net annual value$142
No image
3

The Platinum Card from American Express

Amex

1x Membership Rewards on All Other
1x × 1.8¢/pt = 1.8¢ per dollar

Why this card

  1. 1.By Invitation Only®
  2. 2.Roadside Assistance
  3. 3.Platinum Concierge

$1,422 in credits fully offsets the $895 fee

AMEX
1.8¢
per dollar on all other
$895/yr($1,422 in credits)
Annual rewards$108
+ Credits$1,422
\u2212 Annual fee$895
Net annual value$635
Wells Fargo Active Cash Card
4

Wells Fargo Active Cash Card

Wells Fargo

2% cash back on All Other

Why this card

  1. 1.Visa Signature Benefits
  2. 2.Visa Signature Concierge

No annual fee

VISA
2.0¢
per dollar on all other
No annual fee($8 in credits)
Annual rewards$120
+ Credits$8
Net annual value$128
Citi Double Cash Card
5

Citi Double Cash Card

Citi

2% cash back on All Other

Why this card

  1. 1.$40/yr 0% Intro APR on Balance Transfers
  2. 2.$5/yr Contactless Payment
  3. 3.Lost Wallet Service
  4. 4.Virtual Account Numbers
  5. 5.Mastercard Global Emergency Services

No annual fee

MASTERCARD
2.0¢
per dollar on all other
No annual fee
Annual rewards$120
Net annual value$120
Citi Strata Elite℠ Card
6

Citi Strata Elite℠ Card

Citi

1.5x ThankYou Points on All Other
1.5x × 1.5¢/pt = 2.3¢ per dollar

Why this card

  1. 1.World Elite Concierge Service

$762.50 in credits fully offsets the $595 fee

MASTERCARD
2.3¢
per dollar on all other
$595/yr($762.50 in credits)
Annual rewards$135
+ Credits$762.50
\u2212 Annual fee$595
Net annual value$302.50
Navy Federal Flagship Rewards® Card
7

Navy Federal Flagship Rewards® Card

Navy Federal

2x Navy Federal Nrewards on All Other
2x × 1.0¢/pt = 2.0¢ per dollar

Why this card

  1. 1.Visa Signature Concierge
  2. 2.Visa Signature Concierge Services

No annual fee

VISA
2.0¢
per dollar on all other
No annual fee($8 in credits)
Annual rewards$120
+ Credits$8
Net annual value$128
U.S. Bank Smartly Visa Signature Card
8

U.S. Bank Smartly Visa Signature Card

Usbank

2% cash back on All Other

Why this card

  1. 1.Visa Signature Concierge
  2. 2.Visa Signature Benefits

No annual fee

VISA
2.0¢
per dollar on all other
No annual fee($8 in credits)
Annual rewards$120
+ Credits$8
Net annual value$128
Chase Sapphire Preferred Card
9

Chase Sapphire Preferred Card

Chase

1x Ultimate Rewards on All Other
1x × 1.8¢/pt = 1.8¢ per dollar

Why this card

  1. 1.Visa Signature Benefits
  2. 2.Visa Signature Concierge

$93 in credits offset the $95 fee

VISA
1.8¢
per dollar on all other
$95/yr($93 in credits)
Annual rewards$108
+ Credits$93
\u2212 Annual fee$95
Net annual value$106
No image
10

TD Double Up Credit Card

Td Bank

2% cash back on All Other

Why this card

  1. 1.Visa Signature Concierge

No annual fee

VISA
2.0¢
per dollar on all other
No annual fee($8 in credits)
Annual rewards$120
+ Credits$8
Net annual value$128
Bank of America Unlimited Cash Rewards Credit Card
11

Bank of America Unlimited Cash Rewards Credit Card

Bank Of America

2% cash back on All Other

Why this card

  1. 1.Visa Signature Concierge

No annual fee

VISA
2.0¢
per dollar on all other
No annual fee($8 in credits)
Annual rewards$120
+ Credits$8
Net annual value$128
Fidelity Rewards Visa Signature Card
12

Fidelity Rewards Visa Signature Card

Elan Financial

2% cash back on All Other

Why this card

  1. 1.Visa Signature Concierge

No annual fee

VISA
2.0¢
per dollar on all other
No annual fee($8 in credits)
Annual rewards$120
+ Credits$8
Net annual value$128
No image
13

Verizon Visa Card

Synchrony

2% cash back on All Other

Why this card

  1. 1.Visa Signature Concierge

No annual fee

VISA
2.0¢
per dollar on all other
No annual fee($8 in credits)
Annual rewards$120
+ Credits$8
Net annual value$128
No image
14

SoFi Credit Card

Sofi

2% cash back on All Other

Why this card

  1. 1.Mastercard World Elite Benefits

No annual fee

MASTERCARD
2.0¢
per dollar on all other
No annual fee
Annual rewards$120
Net annual value$120
No image
15

One Key+ Card

Wells Fargo

2% cash back on All Other

Why this card

  1. 1.World Elite Concierge Service

No annual fee

MASTERCARD
2.0¢
per dollar on all other
No annual fee
Annual rewards$120
Net annual value$120
Bilt Blue Card
16

Bilt Blue Card

Cardless

1x Bilt Rewards on All Other
1x × 2.0¢/pt = 2.0¢ per dollar

Why this card

  1. 1.World Elite Concierge Service

No annual fee

MASTERCARD
2.0¢
per dollar on all other
No annual fee
Annual rewards$120
Net annual value$120
Chase Sapphire Reserve
17

Chase Sapphire Reserve

Chase

1x Ultimate Rewards on All Other
1x × 1.8¢/pt = 1.8¢ per dollar

Why this card

  1. 1.Visa Infinite Concierge Services

$968 in credits fully offsets the $795 fee

VISA
1.8¢
per dollar on all other
$795/yr($968 in credits)
Annual rewards$108
+ Credits$968
\u2212 Annual fee$795
Net annual value$281
Bank of America® Unlimited Cash Rewards for Students
18

Bank of America® Unlimited Cash Rewards for Students

Bank Of America

2% cash back on All Other

Why this card

  1. 1.Visa Signature Concierge

No annual fee

VISA
2.0¢
per dollar on all other
No annual fee($8 in credits)
Annual rewards$120
+ Credits$8
Net annual value$128
No image
19

Jasper Cash Back Mastercard

Webbank

2% cash back on All Other

Why this card

  1. 1.Modern Fintech Mobile App

No annual fee

MASTERCARD
2.0¢
per dollar on all other
No annual fee
Annual rewards$120
Net annual value$120
Bilt Obsidian Card
20

Bilt Obsidian Card

Cardless

1x Bilt Rewards on All Other
1x × 2.0¢/pt = 2.0¢ per dollar

Why this card

  1. 1.World Elite Concierge Service
MASTERCARD
2.0¢
per dollar on all other
$95/yr
Annual rewards$120
\u2212 Annual fee$95
Net annual value$25
No image
21

Bilt Palladium Card

Cardless

1x Bilt Rewards on All Other
1x × 2.0¢/pt = 2.0¢ per dollar

Why this card

  1. 1.World Elite Concierge Service

$300 in credits offset the $495 fee

MASTERCARD
2.0¢
per dollar on all other
$495/yr($300 in credits)
Annual rewards$120
+ Credits$300
\u2212 Annual fee$495
Net annual value-$75
Chase Freedom Unlimited
22

Chase Freedom Unlimited

Chase

1.5% cash back on All Other

Why this card

  1. 1.Visa Signature Concierge
  2. 2.Visa Signature Benefits
  3. 3.Visa Emergency Services

No annual fee

VISA
1.5¢
per dollar on all other
No annual fee($30 in credits)
Annual rewards$90
+ Credits$30
Net annual value$120
Capital One QuicksilverOne Cash Rewards Credit Card
23

Capital One QuicksilverOne Cash Rewards Credit Card

Capital One

1.5x Cashback on All Other
1.5x × 1.0¢/pt = 1.5¢ per dollar

Why this card

  1. 1.Mastercard Global Emergency Services

$29.97 in credits offset the $39 fee

MASTERCARD
1.5¢
per dollar on all other
$39/yr($29.97 in credits)
Annual rewards$90
+ Credits$29.97
\u2212 Annual fee$39
Net annual value$80.97
Capital One Quicksilver Student Cash Rewards Credit Card
24

Capital One Quicksilver Student Cash Rewards Credit Card

Capital One

1.5% cash back on All Other

Why this card

  1. 1.Mastercard Global Emergency Services

No annual fee

MASTERCARD
1.5¢
per dollar on all other
No annual fee($119.88 in credits)
Annual rewards$90
+ Credits$119.88
Net annual value$209.88
Wells Fargo Autograph Visa Credit Card
25

Wells Fargo Autograph Visa Credit Card

Wells Fargo

1x Wells Fargo Rewards on All Other
1x × 1.5¢/pt = 1.5¢ per dollar

Why this card

  1. 1.Visa Signature Concierge
  2. 2.My Wells Fargo Deals
  3. 3.Visa Signature Concierge Services
  4. 4.Concierge service, 24/7
  5. 5.Emergency Cash Disbursement and Card Replacement

No annual fee

VISA
1.5¢
per dollar on all other
No annual fee($8 in credits)
Annual rewards$90
+ Credits$8
Net annual value$98
Upgrade Visa Card with Cash Rewards
26

Upgrade Visa Card with Cash Rewards

Upgrade

1.5% cash back on All Other

Why this card

  1. 1.Visa Signature Concierge

No annual fee

VISA
1.5¢
per dollar on all other
No annual fee($8 in credits)
Annual rewards$90
+ Credits$8
Net annual value$98
Wells Fargo Autograph Journey Visa Credit Card
27

Wells Fargo Autograph Journey Visa Credit Card

Wells Fargo

1x Wells Fargo Rewards on All Other
1x × 1.5¢/pt = 1.5¢ per dollar

Why this card

  1. 1.Visa Signature® Concierge service, 24/7
  2. 2.Visa Signature Concierge

$33 in credits offset the $95 fee

VISA
1.5¢
per dollar on all other
$95/yr($33 in credits)
Annual rewards$90
+ Credits$33
\u2212 Annual fee$95
Net annual value$28
PayPal Cashback Mastercard
28

PayPal Cashback Mastercard

Synchrony

1.5% cash back on All Other

Why this card

  1. 1.World Elite Concierge Service

No annual fee

MASTERCARD
1.5¢
per dollar on all other
No annual fee
Annual rewards$90
Net annual value$90
Citi Strata Credit Card
29

Citi Strata Credit Card

Citi

1x ThankYou Points on All Other
1x × 1.5¢/pt = 1.5¢ per dollar

Why this card

  1. 1.Mastercard World Elite Benefits
  2. 2.Mastercard Global Emergency Services

No annual fee

MASTERCARD
1.5¢
per dollar on all other
No annual fee($162.50 in credits)
Annual rewards$90
+ Credits$162.50
Net annual value$252.50
No image
30

Firstcard Secured Credit Builder Card

Firstcard

1.5% cash back on All Other

Why this card

  1. 1.Visa Emergency Services

No annual fee

VISA
1.5¢
per dollar on all other
No annual fee
Annual rewards$90
Net annual value$90

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Resolved as:All Other
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Citi Strata Premier Card
1

Citi Strata Premier Card

Citi

1x ThankYou Points on All Other
1x × 1.5¢/pt = 1.5¢ per dollar

Why this card

  1. 1.Purchase Protection
  2. 2.$10/yr ThankYou Points Transfer Partners
  3. 3.World Elite Concierge Service

$50 in credits offset the $95 fee

MASTERCARD
1.5¢
per dollar on all other
$95/yr($50 in credits)
Annual rewards$90
+ Credits$50
\u2212 Annual fee$95
Net annual value$45
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2

Capital One Venture X Rewards Credit Card

Capital One

2x Venture Miles on All Other
2x × 1.9¢/pt = 3.7¢ per dollar

Why this card

  1. 1.Hertz President's Circle Status
  2. 2.PRIOR Travel Membership
  3. 3.24/7 Travel Emergency Assistance
  4. 4.Visa Infinite Concierge Services
  5. 5.Visa Infinite Benefits

$315 in credits offset the $395 fee

VISA
3.7¢
per dollar on all other
$395/yr($315 in credits)
Annual rewards$222
+ Credits$315
\u2212 Annual fee$395
Net annual value$142
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3

The Platinum Card from American Express

Amex

1x Membership Rewards on All Other
1x × 1.8¢/pt = 1.8¢ per dollar

Why this card

  1. 1.By Invitation Only®
  2. 2.Roadside Assistance
  3. 3.Platinum Concierge

$1,422 in credits fully offsets the $895 fee

AMEX
1.8¢
per dollar on all other
$895/yr($1,422 in credits)
Annual rewards$108
+ Credits$1,422
\u2212 Annual fee$895
Net annual value$635
Wells Fargo Active Cash Card
4

Wells Fargo Active Cash Card

Wells Fargo

2% cash back on All Other

Why this card

  1. 1.Visa Signature Benefits
  2. 2.Visa Signature Concierge

No annual fee

VISA
2.0¢
per dollar on all other
No annual fee($8 in credits)
Annual rewards$120
+ Credits$8
Net annual value$128
Citi Double Cash Card
5

Citi Double Cash Card

Citi

2% cash back on All Other

Why this card

  1. 1.$40/yr 0% Intro APR on Balance Transfers
  2. 2.$5/yr Contactless Payment
  3. 3.Lost Wallet Service
  4. 4.Virtual Account Numbers
  5. 5.Mastercard Global Emergency Services

No annual fee

MASTERCARD
2.0¢
per dollar on all other
No annual fee
Annual rewards$120
Net annual value$120
Citi Strata Elite℠ Card
6

Citi Strata Elite℠ Card

Citi

1.5x ThankYou Points on All Other
1.5x × 1.5¢/pt = 2.3¢ per dollar

Why this card

  1. 1.World Elite Concierge Service

$762.50 in credits fully offsets the $595 fee

MASTERCARD
2.3¢
per dollar on all other
$595/yr($762.50 in credits)
Annual rewards$135
+ Credits$762.50
\u2212 Annual fee$595
Net annual value$302.50
Navy Federal Flagship Rewards® Card
7

Navy Federal Flagship Rewards® Card

Navy Federal

2x Navy Federal Nrewards on All Other
2x × 1.0¢/pt = 2.0¢ per dollar

Why this card

  1. 1.Visa Signature Concierge
  2. 2.Visa Signature Concierge Services

No annual fee

VISA
2.0¢
per dollar on all other
No annual fee($8 in credits)
Annual rewards$120
+ Credits$8
Net annual value$128
U.S. Bank Smartly Visa Signature Card
8

U.S. Bank Smartly Visa Signature Card

Usbank

2% cash back on All Other

Why this card

  1. 1.Visa Signature Concierge
  2. 2.Visa Signature Benefits

No annual fee

VISA
2.0¢
per dollar on all other
No annual fee($8 in credits)
Annual rewards$120
+ Credits$8
Net annual value$128
Chase Sapphire Preferred Card
9

Chase Sapphire Preferred Card

Chase

1x Ultimate Rewards on All Other
1x × 1.8¢/pt = 1.8¢ per dollar

Why this card

  1. 1.Visa Signature Benefits
  2. 2.Visa Signature Concierge

$93 in credits offset the $95 fee

VISA
1.8¢
per dollar on all other
$95/yr($93 in credits)
Annual rewards$108
+ Credits$93
\u2212 Annual fee$95
Net annual value$106
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10

TD Double Up Credit Card

Td Bank

2% cash back on All Other

Why this card

  1. 1.Visa Signature Concierge

No annual fee

VISA
2.0¢
per dollar on all other
No annual fee($8 in credits)
Annual rewards$120
+ Credits$8
Net annual value$128
Bank of America Unlimited Cash Rewards Credit Card
11

Bank of America Unlimited Cash Rewards Credit Card

Bank Of America

2% cash back on All Other

Why this card

  1. 1.Visa Signature Concierge

No annual fee

VISA
2.0¢
per dollar on all other
No annual fee($8 in credits)
Annual rewards$120
+ Credits$8
Net annual value$128
Fidelity Rewards Visa Signature Card
12

Fidelity Rewards Visa Signature Card

Elan Financial

2% cash back on All Other

Why this card

  1. 1.Visa Signature Concierge

No annual fee

VISA
2.0¢
per dollar on all other
No annual fee($8 in credits)
Annual rewards$120
+ Credits$8
Net annual value$128
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13

Verizon Visa Card

Synchrony

2% cash back on All Other

Why this card

  1. 1.Visa Signature Concierge

No annual fee

VISA
2.0¢
per dollar on all other
No annual fee($8 in credits)
Annual rewards$120
+ Credits$8
Net annual value$128
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14

SoFi Credit Card

Sofi

2% cash back on All Other

Why this card

  1. 1.Mastercard World Elite Benefits

No annual fee

MASTERCARD
2.0¢
per dollar on all other
No annual fee
Annual rewards$120
Net annual value$120
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15

One Key+ Card

Wells Fargo

2% cash back on All Other

Why this card

  1. 1.World Elite Concierge Service

No annual fee

MASTERCARD
2.0¢
per dollar on all other
No annual fee
Annual rewards$120
Net annual value$120
Bilt Blue Card
16

Bilt Blue Card

Cardless

1x Bilt Rewards on All Other
1x × 2.0¢/pt = 2.0¢ per dollar

Why this card

  1. 1.World Elite Concierge Service

No annual fee

MASTERCARD
2.0¢
per dollar on all other
No annual fee
Annual rewards$120
Net annual value$120
Chase Sapphire Reserve
17

Chase Sapphire Reserve

Chase

1x Ultimate Rewards on All Other
1x × 1.8¢/pt = 1.8¢ per dollar

Why this card

  1. 1.Visa Infinite Concierge Services

$968 in credits fully offsets the $795 fee

VISA
1.8¢
per dollar on all other
$795/yr($968 in credits)
Annual rewards$108
+ Credits$968
\u2212 Annual fee$795
Net annual value$281
Bank of America® Unlimited Cash Rewards for Students
18

Bank of America® Unlimited Cash Rewards for Students

Bank Of America

2% cash back on All Other

Why this card

  1. 1.Visa Signature Concierge

No annual fee

VISA
2.0¢
per dollar on all other
No annual fee($8 in credits)
Annual rewards$120
+ Credits$8
Net annual value$128
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19

Jasper Cash Back Mastercard

Webbank

2% cash back on All Other

Why this card

  1. 1.Modern Fintech Mobile App

No annual fee

MASTERCARD
2.0¢
per dollar on all other
No annual fee
Annual rewards$120
Net annual value$120
Bilt Obsidian Card
20

Bilt Obsidian Card

Cardless

1x Bilt Rewards on All Other
1x × 2.0¢/pt = 2.0¢ per dollar

Why this card

  1. 1.World Elite Concierge Service
MASTERCARD
2.0¢
per dollar on all other
$95/yr
Annual rewards$120
\u2212 Annual fee$95
Net annual value$25
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21

Bilt Palladium Card

Cardless

1x Bilt Rewards on All Other
1x × 2.0¢/pt = 2.0¢ per dollar

Why this card

  1. 1.World Elite Concierge Service

$300 in credits offset the $495 fee

MASTERCARD
2.0¢
per dollar on all other
$495/yr($300 in credits)
Annual rewards$120
+ Credits$300
\u2212 Annual fee$495
Net annual value-$75
Chase Freedom Unlimited
22

Chase Freedom Unlimited

Chase

1.5% cash back on All Other

Why this card

  1. 1.Visa Signature Concierge
  2. 2.Visa Signature Benefits
  3. 3.Visa Emergency Services

No annual fee

VISA
1.5¢
per dollar on all other
No annual fee($30 in credits)
Annual rewards$90
+ Credits$30
Net annual value$120
Capital One QuicksilverOne Cash Rewards Credit Card
23

Capital One QuicksilverOne Cash Rewards Credit Card

Capital One

1.5x Cashback on All Other
1.5x × 1.0¢/pt = 1.5¢ per dollar

Why this card

  1. 1.Mastercard Global Emergency Services

$29.97 in credits offset the $39 fee

MASTERCARD
1.5¢
per dollar on all other
$39/yr($29.97 in credits)
Annual rewards$90
+ Credits$29.97
\u2212 Annual fee$39
Net annual value$80.97
Capital One Quicksilver Student Cash Rewards Credit Card
24

Capital One Quicksilver Student Cash Rewards Credit Card

Capital One

1.5% cash back on All Other

Why this card

  1. 1.Mastercard Global Emergency Services

No annual fee

MASTERCARD
1.5¢
per dollar on all other
No annual fee($119.88 in credits)
Annual rewards$90
+ Credits$119.88
Net annual value$209.88
Wells Fargo Autograph Visa Credit Card
25

Wells Fargo Autograph Visa Credit Card

Wells Fargo

1x Wells Fargo Rewards on All Other
1x × 1.5¢/pt = 1.5¢ per dollar

Why this card

  1. 1.Visa Signature Concierge
  2. 2.My Wells Fargo Deals
  3. 3.Visa Signature Concierge Services
  4. 4.Concierge service, 24/7
  5. 5.Emergency Cash Disbursement and Card Replacement

No annual fee

VISA
1.5¢
per dollar on all other
No annual fee($8 in credits)
Annual rewards$90
+ Credits$8
Net annual value$98
Upgrade Visa Card with Cash Rewards
26

Upgrade Visa Card with Cash Rewards

Upgrade

1.5% cash back on All Other

Why this card

  1. 1.Visa Signature Concierge

No annual fee

VISA
1.5¢
per dollar on all other
No annual fee($8 in credits)
Annual rewards$90
+ Credits$8
Net annual value$98
Wells Fargo Autograph Journey Visa Credit Card
27

Wells Fargo Autograph Journey Visa Credit Card

Wells Fargo

1x Wells Fargo Rewards on All Other
1x × 1.5¢/pt = 1.5¢ per dollar

Why this card

  1. 1.Visa Signature® Concierge service, 24/7
  2. 2.Visa Signature Concierge

$33 in credits offset the $95 fee

VISA
1.5¢
per dollar on all other
$95/yr($33 in credits)
Annual rewards$90
+ Credits$33
\u2212 Annual fee$95
Net annual value$28
PayPal Cashback Mastercard
28

PayPal Cashback Mastercard

Synchrony

1.5% cash back on All Other

Why this card

  1. 1.World Elite Concierge Service

No annual fee

MASTERCARD
1.5¢
per dollar on all other
No annual fee
Annual rewards$90
Net annual value$90
Citi Strata Credit Card
29

Citi Strata Credit Card

Citi

1x ThankYou Points on All Other
1x × 1.5¢/pt = 1.5¢ per dollar

Why this card

  1. 1.Mastercard World Elite Benefits
  2. 2.Mastercard Global Emergency Services

No annual fee

MASTERCARD
1.5¢
per dollar on all other
No annual fee($162.50 in credits)
Annual rewards$90
+ Credits$162.50
Net annual value$252.50
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30

Firstcard Secured Credit Builder Card

Firstcard

1.5% cash back on All Other

Why this card

  1. 1.Visa Emergency Services

No annual fee

VISA
1.5¢
per dollar on all other
No annual fee
Annual rewards$90
Net annual value$90