Compare card earning rates, fees and benefit qualifications.
Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; catalog last published November 13, 2026, and each card page shows when its terms were last checked. Card issuers do not influence our rankings or content.
167 cards ranked by value per dollar · Rankings aren't paid placement · How we rank
Not travel?
Why this card
Estimated rewards assume this merchant has an eligible merchant category code (MCC); actual coding and issuer exclusions can differ.
$25/yr value — $50 annual statement credit
Wells Fargo
Why this card
Estimated rewards assume this merchant has an eligible merchant category code (MCC); actual coding and issuer exclusions can differ.
No annual fee
Why this card
Estimated rewards assume this merchant has an eligible merchant category code (MCC); actual coding and issuer exclusions can differ.
$25/yr value — TSA PreCheck or Global Entry Credit
No annual fee
Cardless
Why this card
Estimated rewards assume this merchant has an eligible merchant category code (MCC); actual coding and issuer exclusions can differ.
$20/yr value — $100 of Bilt Travel Hotel credit
BMO
Why this card
Estimated rewards assume this merchant has an eligible merchant category code (MCC); actual coding and issuer exclusions can differ.
$144/yr value — Unwind with a $240 hotel credit
Est. $12.50/yr in usable credits offset part of the $150 fee — actual value depends on use and eligibility
Bonus rate on first $3,000/quarterly, then base rate
Why this card
Estimated rewards assume this merchant has an eligible merchant category code (MCC); actual coding and issuer exclusions can differ.
$60/yr value — $100 Airline Statement Credit
$50/yr value — Up to $100 Annual IHG Food and Beverage Rewards
$35/yr value — Up to $50 United TravelBank Cash Each Year
$30/yr value — Global Entry, TSA PreCheck or NEXUS Statement Credit
Promotional rate — may be time-limited
Why this card
Estimated rewards assume this merchant has an eligible merchant category code (MCC); actual coding and issuer exclusions can differ.
$50/yr value — $100 Annual Hotel Credit
$25/yr value — Global Entry, TSA PreCheck or NEXUS Credit
Barclays
Why this card
Estimated rewards assume this merchant has an eligible merchant category code (MCC); actual coding and issuer exclusions can differ.
Chase
Why this card
Estimated rewards assume this merchant has an eligible merchant category code (MCC); actual coding and issuer exclusions can differ.
$60/yr value — Air Canada Statement Credits
Est. $15/yr in usable credits offset part of the $195 fee — actual value depends on use and eligibility
Bank of America
Why this card
Estimated rewards assume this merchant has an eligible merchant category code (MCC); actual coding and issuer exclusions can differ.
$10/yr value — Emergency Services
No annual fee
FNBO
Why this card
Estimated rewards assume this merchant has an eligible merchant category code (MCC); actual coding and issuer exclusions can differ.
No annual fee
TD Bank
Why this card
Estimated rewards assume this merchant has an eligible merchant category code (MCC); actual coding and issuer exclusions can differ.
No annual fee
Bank of America
Why this card
Estimated rewards assume this merchant has an eligible merchant category code (MCC); actual coding and issuer exclusions can differ.
No annual fee
Bonus rate on first $2,500/quarterly, then base rate
Why this card
Estimated rewards assume this merchant has an eligible merchant category code (MCC); actual coding and issuer exclusions can differ.
Why this card
Estimated rewards assume this merchant has an eligible merchant category code (MCC); actual coding and issuer exclusions can differ.
$25/yr value — Global Entry or TSA PreCheck Credit
Est. $50/yr in usable credits offset part of the $95 fee — actual value depends on use and eligibility
Why this card
Estimated rewards assume this merchant has an eligible merchant category code (MCC); actual coding and issuer exclusions can differ.
No annual fee
Why this card
Estimated rewards assume this merchant has an eligible merchant category code (MCC); actual coding and issuer exclusions can differ.
Chase
Why this card
Estimated rewards assume this merchant has an eligible merchant category code (MCC); actual coding and issuer exclusions can differ.
$160/yr value — $200 annual United travel credit
$75/yr value — Up to $150 in credits for Renowned Hotels and Resorts for United® Cardmembers
$25/yr value — 25% Back on Inflight Purchases
Bank of America
Why this card
Estimated rewards assume this merchant has an eligible merchant category code (MCC); actual coding and issuer exclusions can differ.
$60/yr value — Annual Airline Incidental Credit
$60/yr value — Global Entry or TSA PreCheck Credit
Est. $50/yr in usable credits offset part of the $95 fee — actual value depends on use and eligibility
Bank of America
Why this card
Estimated rewards assume this merchant has an eligible merchant category code (MCC); actual coding and issuer exclusions can differ.
$150/yr value — $300 airline incidental credit
Est. $165/yr in usable credits offset part of the $550 fee — actual value depends on use and eligibility
Why this card
Estimated rewards assume this merchant has an eligible merchant category code (MCC); actual coding and issuer exclusions can differ.
Why this card
Estimated rewards assume this merchant has an eligible merchant category code (MCC); actual coding and issuer exclusions can differ.
No annual fee
Chase
Why this card
Estimated rewards assume this merchant has an eligible merchant category code (MCC); actual coding and issuer exclusions can differ.
$100/yr value — JSX Flight Credits
$100/yr value — Up to $200 in credits for Renowned Hotels and Resorts for United® Cardmembers
Barclays
Why this card
Estimated rewards assume this merchant has an eligible merchant category code (MCC); actual coding and issuer exclusions can differ.
No annual fee
Why this card
Estimated rewards assume this merchant has an eligible merchant category code (MCC); actual coding and issuer exclusions can differ.
Why this card
Estimated rewards assume this merchant has an eligible merchant category code (MCC); actual coding and issuer exclusions can differ.
$25/yr value — Global Entry or TSA PreCheck application fee credit
Cardless
Why this card
$200/yr value — $400 Bilt Travel Hotel credit
Capital One
Why this card
$240/yr value — $300 Annual Capital One Travel Credit
$30/yr value — Global Entry or TSA PreCheck Credit
Why this card
$150/yr value — Up to $300 Annual Hotel Benefit
Elan Financial
Why this card
$25/yr value — Global Entry or TSA PreCheck application fee credit
No annual fee
For travel, our top pick is the Wells Fargo Autograph Journey Visa, which earns 3x Wells Fargo Rewards, worth about 4.4¢ per dollar at our 1.5¢ valuation. It has a $95 annual fee. If you'd rather not pay a fee, the Wells Fargo Autograph Visa earns 3x Wells Fargo Rewards, worth about 4.4¢ per dollar at our 1.5¢ valuation.
