Compare card earning rates, fees and benefit qualifications.
Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; catalog last published November 13, 2026, and each card page shows when its terms were last checked. Card issuers do not influence our rankings or content.
174 cards ranked by value per dollar · Rankings aren't paid placement · How we rank
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Why this card
$50/yr value — $100 Annual Hotel Credit
$25/yr value — Global Entry, TSA PreCheck or NEXUS Credit
Why this card
No annual fee
Why this card
No annual fee
Why this card
$60/yr value — Annual Hotel Savings Benefit
Why this card
$60/yr value — $100 Airline Statement Credit
$50/yr value — Up to $100 Annual IHG Food and Beverage Rewards
$35/yr value — Up to $50 United TravelBank Cash Each Year
$30/yr value — Global Entry, TSA PreCheck or NEXUS Statement Credit
Why this card
No annual fee
Your spend ($3,000) is 100% of the $3,000 annual cap
Bonus rate on first $3,000/annual, then base rate
U.S. Bank
Why this card
Est. $49.50/yr in usable credits offset part of the $99 fee — actual value depends on use and eligibility
Wells Fargo
Why this card
No annual fee
Why this card
$25/yr value — TSA PreCheck or Global Entry Credit
No annual fee
Your spend ($3,000) is 75% of the $4,000 annual cap
Bonus rate on first $1,000/quarterly, then base rate
WebBank
Why this card
No annual fee
Your spend ($3,000) is 83% of the $3,600 annual cap
Bonus rate on first $300/monthly, then base rate
Synchrony
Why this card
No annual fee
Bonus rate on first $6,000/annual, then base rate
FNBO
Why this card
No annual fee
Why this card
No annual fee
Bonus rate on first $6,000/annual, then base rate
Wells Fargo
Why this card
$30/yr value — Global Entry or TSA PreCheck Credit
Why this card
Spend $35,000 USD in qualifying purchases minus returns/refunds posted January 1 through December 31. The calculation resets January 1; purchases posting in the next year count in that year. Excludes balance transfers, cash advances, cash-like transactions, gambling, account-access checks, interest, unauthorized/fraudulent charges and fees. Account must remain open and not in default. Only one qualifying Boundless account per Marriott Bonvoy member, who must be the primary cardmember. Allow up to 8 weeks after qualifying.; Primary cardmember only; qualifying authorized-user purchases may count toward the threshold; Qualification resets each calendar year. Your eligibility and completion of requirements are not verified. Marriott Bonvoy Silver Elite status — Offered automatically to eligible cardholders. Card account must remain open and not in default. Only one Marriott Bonvoy credit card account per Marriott Bonvoy member qualifies; that member must be the primary cardmember. Allow up to 8 weeks after opening for the initial award.; Primary cardmember on the qualifying Boundless account linked to the Marriott Bonvoy membership; Each calendar year while eligible. Your eligibility and completion of requirements are not verified.
Bonus rate on first $6,000/annual, then base rate
American Express
Why this card
No annual fee
Bonus rate on first $6,000/annual, then base rate
Synchrony
Why this card
No annual fee
Bank of America
Why this card
Bank of America
Why this card
No annual fee
Bonus rate on first $2,500/quarterly, then base rate
Why this card
3% in Best Buy certificate value) on Gas Stations. Across your $6,000 mix ($3,000 Shopping at 0.5x, $3,000 Gas Stations at 1.5x): $120/yr in Best Buy certificate value on $6,000 of eligible purchases. Not cash: reward certificates require future qualifying Best Buy purchases before they expire.
Annual fee $0 (Visa Platinum) or $59 (Visa Gold), set at approval; net est. $120 (Visa Platinum) or $61 (Visa Gold). Ranked assuming the $59 Visa Gold fee; your fee depends on the version you are approved for.
net est. $120 (Visa Platinum) or $61 (Visa Gold)
Capital One
Why this card
No annual fee
Why this card
No annual fee
Why this card
No annual fee
Bonus rate on first $7,000/annual, then base rate
TD Bank
Why this card
No annual fee
Why this card
Est. $74/yr in usable credits offset part of the $149 fee — actual value depends on use and eligibility
Chase
Why this card
$25/yr value — 25% Back on Inflight Purchases
No annual fee
Barclays
Why this card
No annual fee
Why this card
$90/yr value — Up to $180 back on Turo
Why this card
Bonus rate on first $5,000/annual, then base rate
WebBank
Why this card
Annual fee $99 ($400 initial limit (first year)) or $125 ($500 initial limit (first year)) or $175 ($700 or $1,000 initial limit (first year)), set at approval; net est. $21 ($400 initial limit (first year)) or -$5 ($500 initial limit (first year)) or -$55 ($700 or $1,000 initial limit (first year)). Ranked assuming the $175 $700 or $1,000 initial limit (first year) fee; your fee depends on the version you are approved for.
net est. $21 ($400 initial limit (first year)) or -$5 ($500 initial limit (first year)) or -$55 ($700 or $1,000 initial limit (first year))
For this search, our top pick is the Chase Sapphire Preferred, which earns 3x Ultimate Rewards on gas stations, worth about 5.4¢ per dollar at our 1.8¢ valuation. It has a $95 annual fee. If you'd rather not pay a fee, the Citi Strata earns 3x ThankYou Points on gas stations, worth about 5.1¢ per dollar at our 1.7¢ valuation. The Citi Strata and Citi Strata Premier both earn 3x ThankYou Points on gas stations; the Citi Strata comes out ahead after fees at your spend.
