Compare card earning rates, fees and benefit qualifications.
Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; catalog last published November 13, 2026, and each card page shows when its terms were last checked. Card issuers do not influence our rankings or content.
167 cards ranked by value per dollar · Rankings aren't paid placement · How we rank
Not ev charging?
Why this card
Annual fee $95. Other listed credits: Global Entry, TSA PreCheck or NEXUS Credit (up to $120/4yr); $100 Annual Hotel Credit (up to $100/yr). These amounts are not counted in estimated value or ranking: use, eligible purchases and any enrollment requirements have not been established.
Why this card
No annual fee
Why this card
No annual fee
Why this card
Annual fee $95. Other listed credits: Annual Hotel Savings Benefit (up to $100/yr). These amounts are not counted in estimated value or ranking: use, eligible purchases and any enrollment requirements have not been established.
Synchrony
Why this card
No annual fee
Your spend ($6,000) is 100% of the $6,000 annual cap
Bonus rate on first $6,000/annual, then base rate
Why this card
Your spend ($6,000) is 75% of the $8,000 annual cap
Bonus rate on first $2,000/quarterly, then base rate
Synchrony
Why this card
No annual fee
Why this card
No annual fee
Your spend ($6,000) is 86% of the $7,000 annual cap
Bonus rate on first $7,000/annual, then base rate
Bank of America
Why this card
No annual fee
Bonus rate on first $2,500/quarterly, then base rate
Why this card
No annual fee. Other listed credits: TSA PreCheck or Global Entry Credit (up to $100/4yr). These amounts are not counted in estimated value or ranking: use, eligible purchases and any enrollment requirements have not been established.
Your spend ($6,000) is 150% of the $4,000 annual cap
Bonus rate on first $1,000/quarterly, then base rate
WebBank
Why this card
No annual fee
Your spend ($6,000) is 167% of the $3,600 annual cap
Bonus rate on first $300/monthly, then base rate
Why this card
No annual fee. Other listed credits: $10/Line Monthly AT&T Autopay Discount (up to $120/yr); Up to $240 Annual Statement Credit ($20 per Billing Cycle) (up to $240/yr; requires $1,000 eligible spend within 1 months). These amounts are not counted in estimated value or ranking: use, eligible purchases and any enrollment requirements have not been established.
Bank of America
Why this card
No annual fee
Bonus rate on first $2,500/quarterly, then base rate
Bank of America
Why this card
3% applies only if gas and EV charging stations is your chosen 3% category (one choice among gas/EV charging, online shopping including cable/internet/phone/streaming, dining, travel, drug stores, or home improvement/furnishings); the $2,500 quarterly limit is shared with grocery and wholesale-club 2%.
No annual fee
Bonus rate on first $2,500/quarterly, then base rate
Bank of America
Why this card
No annual fee
Bonus rate on first $2,500/quarterly, then base rate
Barclays
Why this card
Annual fee $95. Other listed credits: $50 Meal Delivery Credit (up to $25/6mo). These amounts are not counted in estimated value or ranking: use, eligible purchases and any enrollment requirements have not been established.
Bank of America
Why this card
Barclays
Why this card
No annual fee
Why this card
No annual fee
TD Bank
Why this card
No annual fee
Why this card
No annual fee
Why this card
No annual fee. Other listed credits: Annual Streaming Credit (up to $15/yr). These amounts are not counted in estimated value or ranking: use, eligible purchases and any enrollment requirements have not been established.
Why this card
No annual fee
Synchrony
Why this card
Cardless
Why this card
Annual fee $495. Other listed credits: $200 of Bilt Cash (up to $200/yr); $400 Bilt Travel Hotel credit (up to $400). These amounts are not counted in estimated value or ranking: use, eligible purchases and any enrollment requirements have not been established.
Capital One
Why this card
Annual fee $95. Other listed credits: Global Entry or TSA PreCheck Credit (up to $120/4yr). These amounts are not counted in estimated value or ranking: use, eligible purchases and any enrollment requirements have not been established.
Elan Financial
Why this card
No annual fee. Other listed credits: Global Entry or TSA PreCheck application fee credit (up to $100/4yr). These amounts are not counted in estimated value or ranking: use, eligible purchases and any enrollment requirements have not been established.
Why this card
No annual fee
Capital One
Why this card
Annual fee $395. Other listed credits: Global Entry or TSA PreCheck Credit (up to $120/4yr); $300 Annual Capital One Travel Credit (up to $300/yr). These amounts are not counted in estimated value or ranking: use, eligible purchases and any enrollment requirements have not been established.
Why this card
No annual fee
For EV charging, our top pick is the Chase Sapphire Preferred, which earns 3x Ultimate Rewards, worth about 5.4¢ per dollar at our 1.8¢ valuation. It has a $95 annual fee. If you'd rather not pay a fee, the Citi Strata earns 3x ThankYou Points, worth about 5.1¢ per dollar at our 1.7¢ valuation. The Citi Strata and Citi Strata Premier both earn 3x ThankYou Points; the Citi Strata comes out ahead after fees at your spend.
