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184 San Francisco restaurants where The Platinum Card from American Express Exclusively for Morgan Stanley unlocks more

The Platinum Card from American Express Exclusively for Morgan Stanley's dining credits or reservation access apply at these restaurants. Figures are what the card earns here; a credit is listed beside them, never added. Top neighborhoods: Mission District (10), Oakland (7), and Financial District (6).

184 restaurants

  • Restaurant Chez Panisse

    1.5%

    Californian · $$$$ · Berkeley

    The Platinum Card from American Express Exclusively for Morgan Stanley

    Resy credit

  • Rose Pizzeria - Berkeley

    1.5%

    Pizza · $ · Berkeley

    The Platinum Card from American Express Exclusively for Morgan Stanley

    Resy credit

  • Rose Pizzeria - SF

    1.5%

    Pizza · $ · Inner Richmond

    The Platinum Card from American Express Exclusively for Morgan Stanley

    Resy credit

  • SAAM

    1.5%

    Thai · $ · China Basin

    The Platinum Card from American Express Exclusively for Morgan Stanley

    Resy credit

  • Saltbreaker

    1.5%

    Californian · $$$ · Oakland

    The Platinum Card from American Express Exclusively for Morgan Stanley

    Resy credit

  • San Francisco Wine Society

    1.5%

    Wine bar · $$ · Financial District

    The Platinum Card from American Express Exclusively for Morgan Stanley

    Resy credit

  • Schroeder's Restaurant

    1.5%

    German · $$ · Downtown - Financial District

    The Platinum Card from American Express Exclusively for Morgan Stanley

    Resy credit

  • Secrets of Tiger

    1.5%

    Thai · $$ · Emeryville

    The Platinum Card from American Express Exclusively for Morgan Stanley

    Resy credit

  • Sirene

    1.5%

    American · $$$ · Lake Merrit

    The Platinum Card from American Express Exclusively for Morgan Stanley

    Resy credit

  • Sisterita

    1.5%

    Breakfast · $ · Financial District

    The Platinum Card from American Express Exclusively for Morgan Stanley

    Resy credit

  • Society Eatery & Lounge

    1.5%

    Mediterranean · $ · Burlingame

    The Platinum Card from American Express Exclusively for Morgan Stanley

    Resy credit

  • Soi 4 Bangkok Eatery

    1.5%

    Thai · $ · Rockridge

    The Platinum Card from American Express Exclusively for Morgan Stanley

    Resy credit

  • Song Wat

    1.5%

    Thai · $ · Lower Haight

    The Platinum Card from American Express Exclusively for Morgan Stanley

    Resy credit

  • STK San Francisco

    1.5%

    Steakhouse · $$ · Financial District

    The Platinum Card from American Express Exclusively for Morgan Stanley

    Resy credit

  • Summer Summer Thai Eatery

    1.5%

    Thai · $$ · Emeryville

    The Platinum Card from American Express Exclusively for Morgan Stanley

    Resy credit

  • Sushi Salon

    1.5%

    Sushi · $$$ · Oakland

    The Platinum Card from American Express Exclusively for Morgan Stanley

    Resy credit

  • Tahona Mercado

    1.5%

    Mexican · $$ · Nob Hill

    The Platinum Card from American Express Exclusively for Morgan Stanley

    Resy credit

  • Tam Tavern

    1.5%

    American · $$ · Mill Valley

    The Platinum Card from American Express Exclusively for Morgan Stanley

    Resy credit

  • Tavola Rustica

    1.5%

    Italian · $ · Larkspur

    The Platinum Card from American Express Exclusively for Morgan Stanley

    Resy credit

  • The Big Four

    1.5%

    American · $$$ · Nob Hill

    The Platinum Card from American Express Exclusively for Morgan Stanley

    Resy credit

  • The Front Porch

    1.5%

    Southern · $ · Bernal Heights

    The Platinum Card from American Express Exclusively for Morgan Stanley

    Resy credit
Restaurants
184
Neighborhoods
89
Cuisines
45
Dining programs
14
With a card perk
184

The 3 best cards to bring to dinner in San Francisco

Ranked by what each card earns across this city's restaurants at our point valuations, counting the dining program that pays most at each one. Card credits aren't counted. Upside (17 restaurants) and AAdvantage Dining (16) are the most widespread dining programs here, out of 184 restaurants. American Express Gold Card tops the list here on its own dining rate — ≈$6.00 on a $100 dinner before any program.

All the best cards for dining

14 dining programs that pay in San Francisco

Dining programs pay on top of your card. Join one, link a card, and every meal at a participating restaurant earns twice.

45 cuisines in San Francisco

172 neighborhoods in San Francisco

447 more cities and towns in California

Some restaurant addresses, phone numbers, websites and cuisines come from Overture Maps Foundation open data (Meta and Microsoft, CDLA Permissive 2.0; Foursquare, Apache 2.0; AllThePlaces, CC0 1.0). Overture attribution Some neighbourhoods come from Who's On First boundaries (CC-BY 4.0). Who's On First licenses Some opening hours, phone numbers, websites and cuisines are © OpenStreetMap contributors (ODbL 1.0). OpenStreetMap copyright

Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; catalog last published October 12, 2026, and each card page shows when its terms were last checked. Card issuers do not influence our rankings or content.