Mexican · $$ · Cumberland Bridge
The Platinum Card from American Express Exclusively for Morgan Stanley · 21% with Upside
Resy creditUpside19%Hilton Honors Dining8x+11 more
The Platinum Card from American Express Exclusively for Morgan Stanley: 1x points at restaurants, and a dining perk at 10,962 of them
- At restaurants
- 1x points
- $100 dinner
- ≈$1.50
- at 1.5¢ a point, our valuation as of Aug 2025
- Annual fee
- $895
- Dining perks
- 3
3 dining perks from the card's published benefits
Taken from the card's published benefits, so a perk we can't stand behind doesn't appear here.
Statement credit
$400 Resy Credit
$400 a year
At Resy restaurants. Reservation platform. Eligible American Express cards carry the Resy Credit: statement credits for eligible purchases at qualifying U.S. restaurants.
Applies at 10,957 restaurants
Reservation access
Global Dining Access by Resy
At Global Dining Access by Resy restaurants. Special access to sought-after U.S. Resy restaurants for eligible American Express cardmembers: exclusive reservations, Priority Notify and a VIP Diner badge.
Applies at 638 restaurants
Reservation access
Global Dining Access by Resy
At Global Dining Access by Resy restaurants. Special access to sought-after U.S. Resy restaurants for eligible American Express cardmembers: exclusive reservations, Priority Notify and a VIP Diner badge.
Applies at 638 restaurants
Where its perks apply: 10,962 restaurants in 1,698 cities
Each link opens that city's map with this card selected.
- New York2,6722,672 restaurants
- Los Angeles464464 restaurants
- Washington398398 restaurants
- Miami323323 restaurants
- Boston259259 restaurants
- Chicago234234 restaurants
- Philadelphia205205 restaurants
- San Francisco184184 restaurants
- Atlanta166166 restaurants
- Charleston157157 restaurants
- Dallas/Fort Worth121121 restaurants
- New Orleans101101 restaurants
- Houston9393 restaurants
- Charlotte8787 restaurants
- Seattle7777 restaurants
- Nashville7676 restaurants
- Las Vegas6868 restaurants
- Orlando6363 restaurants
- Austin6161 restaurants
- Baltimore5252 restaurants
- Detroit5252 restaurants
- Portland5151 restaurants
- Portland, ME4848 restaurants
- Richmond4646 restaurants
- 1,674 more cities and towns: browse by state
8 restaurants where it earns the most
With this card selected: the rate it earns tonight, and up to what a dining program adds after you join.
Italian · $$ · Little Italy
The Platinum Card from American Express Exclusively for Morgan Stanley · 21% with Upside
Resy creditUpside19%Hilton Honors Dining8x+11 moreRooftop Lounge · $ · Long island City
The Platinum Card from American Express Exclusively for Morgan Stanley · 21% with Upside
Resy creditinKind20%Upside19%+12 moreAmerican · $ · Union Market
The Platinum Card from American Express Exclusively for Morgan Stanley · 20% with inKind
Resy creditinKind20%Hilton Honors Dining8x+9 moreWine bar · $$ · Venice
The Platinum Card from American Express Exclusively for Morgan Stanley · 20% with inKind
Resy creditinKind20%Ala - Bethesda
1.5%Middle Eastern · $$ · Woodmont Triangle
The Platinum Card from American Express Exclusively for Morgan Stanley · 20% with inKind
Resy creditinKind20%Italian & Pizza · $ · Del Mar - Carmel Valley
The Platinum Card from American Express Exclusively for Morgan Stanley · 20% with inKind
Resy creditinKind20%ANATOLIA
1.5%Modern Turkish · $$ · Lincoln Park
The Platinum Card from American Express Exclusively for Morgan Stanley · 20% with inKind
Resy creditinKind20%
13 dining programs this card can earn on top
What a $100 dinner earns with the card linked to each program, at the program's new-member tier. Linking is a step you take once: until then the card earns only its own rate.
Best pairing: inKind. Tonight this card earns ≈$1.50 (1.5%) on a $100 dinner; after you join inKind and link it, ≈$20.00 (20%).
- inKindinKind diner · 20% back≈$20.0020%10,317 restaurants10,317
- Rakuten DiningMember · 5% back≈$7.007%20,618 restaurants20,618
- Eat Around TownBonvoy member · 4 points per $1≈$4.304.3%+400 Marriott Bonvoy points · 22,318 restaurants22,318
- Bilt DiningBilt member · 1 point per $1≈$3.503.5%+100 Bilt Points · 16,541 restaurants16,541
- TrueBlue DiningMember · 1 point per $1≈$2.852.9%+100 TrueBlue points · 21,648 restaurants21,648
- AAdvantage DiningBasic · 1 mile per $1≈$2.802.8%+100 AAdvantage miles · 22,276 restaurants22,276
- Hilton Honors DiningBasic · 2 points per $1≈$2.302.3%+200 Hilton Honors Bonus Points · 21,555 restaurants21,555
- Atmos Rewards DiningBasic · 0.5 points per $1≈$2.252.3%+50 Atmos Rewards points · 21,189 restaurants21,189
- Dine Out with WyndhamMember · 1 point per $1≈$2.202.2%+100 Wyndham Rewards points · 21,637 restaurants21,637
- Rapid Rewards DiningMember · 0.5 points per $1≈$2.132.1%+50 Rapid Rewards points · 21,667 restaurants21,667
- IHG Dine & EarnBasic · 1 point per $1≈$2.102.1%+100 IHG One Rewards points · 21,864 restaurants21,864
- MileagePlus DiningBasic · 0.5 miles per $1≈$2.102.1%+50 MileagePlus miles · 22,377 restaurants22,377
- SkyMiles DiningMember · 0.5 miles per $1≈$2.102.1%+50 SkyMiles · 22,047 restaurants22,047
Rewards Network programs are one per card: pick one of 11 for this card.
2 alternatives for dining
- 1
American Express Gold Card
4x Membership Rewards points at restaurants
≈$6.00 per $100 dinner
at 1.5¢ a point, our valuation as of Aug 2025
$325 annual fee
$100 Resy Credit - 2
Chase Sapphire Reserve
3x Chase Ultimate Rewards points at restaurants
≈$5.40 per $100 dinner
at 1.8¢ a point, our valuation as of Jan 2026
$795 annual fee
Exclusive Tables Dining Credit
Some restaurant addresses, phone numbers, websites and cuisines come from Overture Maps Foundation open data (Meta and Microsoft, CDLA Permissive 2.0; Foursquare, Apache 2.0; AllThePlaces, CC0 1.0). Overture attribution Some neighbourhoods come from Who's On First boundaries (CC-BY 4.0). Who's On First licenses Some opening hours, phone numbers, websites and cuisines are © OpenStreetMap contributors (ODbL 1.0). OpenStreetMap copyright